The top-rated supplemental insurance agent in Norfolk, Virginia is Manuel G Nofplot III Insurance Agency Inc, rated 5.0 stars across 131 reviews. Other highly rated options include Salzberg Insurance Agency, Gifford Insurance, Farmers Insurance - Carrie Lewis Agency. This directory lists 19 supplemental insurance agents serving Norfolk.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Manuel G Nofplot III Insurance Agency Inc | 7925 Halprin Dr | (757) 583-2100 |
| 2 | Salzberg Insurance Agency | 249 E Little Creek Rd | (757) 583-1828 |
| 3 | Gifford Insurance | 1547 E Little Creek Rd | (757) 583-2341 |
| 4 | Farmers Insurance - Carrie Lewis Agency | 330 W 22nd St Suite 103 | (757) 690-7418 |
| 5 | Ashley & Associates Insurance | 834 Widgeon Rd | (757) 855-3151 |
| 6 | S2S Silver Services | 6353 Center Dr Bldg. 8, Suite 103 | (757) 513-3333 |
| 7 | CWP Insurance Advisors Inc. | 7607 Sewells Point Rd ste c | (757) 963-8499 |
| 8 | Strange Insurance Agency | 223 E City Hall Ave | (757) 937-7522 |
| 9 | We Insure Things | 400 Granby St | (757) 317-1015 |
| 10 | Anthem, Inc. | 5800 Northampton Blvd | (757) 459-8031 |
Manuel G Nofplot III Insurance Agency Inc serves the Norfolk, Virginia metro area as a supplemental insurance agent. The office helps individuals find plans that cover gaps left by major medical policies, typically paying benefits directly to the policyholder. These plans provide financial support for expenses such as hospital stays and accident recovery. By offering these options, the agency assists local residents in managing out-of-pocket costs. It specializes in hospital indemnity and accident insurance plans for the surrounding community.
Salzberg Insurance Agency in Norfolk, Virginia offers a range of supplemental insurance policies designed to cover gaps left by major health plans. These services include accident, critical illness, and hospital indemnity plans. The agency assists clients with policy selection and claims filing, ensuring smooth maintenance of coverage. Regular policy reviews are provided to adjust plans as client needs change. Its typical service areas encompass single-family homes, apartments, retail locations, and restaurants throughout the local region.
Gifford Insurance serves homeowners, renters, and small business owners in Norfolk, Virginia, by offering policies that supplement primary health or property coverage. These supplemental plans help fill gaps in existing insurance, providing added financial protection for unexpected medical expenses or property losses. The agency assists clients in comparing affordable options for accident, critical illness, and hospital indemnity plans. Each policy is tailored to individual needs during a personal consultation. Its coverage area also extends to nearby Chesapeake, ensuring broader access for residents across the Hampton Roads metro.
Serving Norfolk, VA, and the surrounding communities, Farmers Insurance - Carrie Lewis Agency works as a supplemental insurance agent, addressing gaps in primary coverage for individuals and families. This agency focuses on policies that help cover deductibles and out-of-pocket costs not paid by major medical plans. It assists clients in navigating their options for additional financial protection during unexpected health events or accidents. To handle a typical job, it reviews an individual's existing coverage to identify specific risk areas, then presents suitable supplemental plan choices tailored to that person's unique situation and budget.
Ashley & Associates Insurance in Norfolk, VA provides one-time service for evaluating existing benefits and recurring service for adding supplemental plans that fill gaps in primary health coverage. These options help clients manage out-of-pocket costs for hospital stays, accidents, or critical illnesses, which standard policies often leave uncovered. Unlike group plans tied to an employer, these individual supplemental policies can be adjusted as needs change. Service runs on an as-needed basis, with no fixed annual commitment required.
As the Atlantic hurricane season brings heavy winds and rain to Norfolk, many residents review their existing health and casualty coverage. S2S Silver Services operates as a supplemental insurance agent in this coastal region. The agency helps clients explore gap policies that address deductibles, copays, and other out-of-pocket expenses not covered by primary plans. These products can include accident, critical illness, or hospital indemnity plans. For anyone considering a new policy, the initial step is a straightforward inspection of their current benefits and personal coverage needs.
CWP Insurance Advisors Inc. in Norfolk, VA provides supplemental insurance agency services by assisting clients with coverage options that address deductibles and out-of-pocket costs not covered by primary plans. Its general work includes guiding individuals through policy selection, coordinating enrollment, and managing claims support for supplemental health needs. As hurricane season approaches in coastal Virginia, the agency often helps local residents review whether their existing policies adequately cover potential storm-related expenses.
Strange Insurance Agency provides supplemental insurance services to residential clients in Norfolk, VA, helping to cover gaps left by primary health plans. The agency also offers commercial supplemental coverage for local businesses throughout the area. This work assists policyholders with everyday medical expenses such as copays and deductibles. Agents remain available for follow-up questions or adjustments to policies between regular annual or biannual visits, ensuring ongoing access to support.
We Insure Things in Norfolk, VA is known for helping clients navigate supplemental insurance options. Its service range includes policies that fill gaps in standard major medical coverage, such as accident, critical illness, and hospital indemnity plans. These products provide financial support for deductibles and out-of-pocket costs, common concerns for local families. A representative workforce consults with individuals to evaluate specific risks and budget needs. The company’s specialty service is offering a dental and vision add-on to complement any core supplemental policy.
Anthem, Inc. provides supplemental insurance solutions for individuals and families in Norfolk, Virginia. These policies help cover gaps left by major medical plans, offering additional financial protection for unexpected health events. The agency specializes in adding benefits through accident, critical illness, and hospital indemnity plans. It can serve various commercial sectors within the local business community, including corporate offices, industrial warehouses, and food service establishments.
What Does a a Supplemental Insurance Agent in Norfolk Cost?
The cost of supplemental insurance in Virginia varies by policy type age and health status. For example a Medigap Plan G for a 65 year old in Norfolk typically ranges from $120 to $250 per month. Hospital indemnity plans may cost $30 to $80 per month. Accident and critical illness policies often cost $15 to $50 per month. These are estimates only your actual premium will depend on your specific situation and the insurer. This is general information and not insurance advice.
About supplemental insurance agents in Norfolk
Supplemental insurance agents in Norfolk Virginia help residents fill gaps in their primary health or life coverage. Virginia law requires agents to hold a valid state license and follow specific disclosure rules under Title 38.2 of the Virginia Code. Whether you need a Medigap plan or a hospital indemnity policy a local agent can explain options tailored to your situation.
Frequently Asked Questions
What does a supplemental insurance agent in Norfolk do?
A supplemental insurance agent helps you find and enroll in policies that cover costs not paid by your main insurance. This includes Medicare Supplement plans accident insurance or critical illness coverage. Agents in Norfolk must be licensed by the Virginia Bureau of Insurance.
Are there time limits for enrolling in a Medigap plan in Virginia?
Yes Virginia has a six month Medigap open enrollment period that starts when you are both 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period insurers may deny coverage or charge higher premiums based on health.
Do supplemental insurance agents charge fees in Virginia?
Most supplemental insurance agents in Virginia are paid by commission from the insurance company not by the customer. However some agents may charge a consultation fee for complex cases. You should always ask about any fees before signing a contract.
Supplemental Insurance Agents in Other Virginia Cities
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