The top-rated supplemental insurance agent in Roanoke, Virginia is Bill Meador Insurance Agency, rated 4.9 stars across 930 reviews. Other highly rated options include Banks Insurance Agency, Inc., Epic Insurance Group, Holley Insurance. This directory lists 19 supplemental insurance agents serving Roanoke.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bill Meador Insurance Agency | 3241 N Electric Rd Suite 1C | (540) 904-7833 |
| 2 | Banks Insurance Agency, Inc. | 2715 Brambleton Ave SW | (540) 776-6401 |
| 3 | Epic Insurance Group | 3800 Electric Rd SW Suite 205 | (540) 269-1301 |
| 4 | Holley Insurance | 3629 Franklin Rd SW Ste 207 | (540) 985-6554 |
| 5 | Beveridge & Akers Insurance Group | 2772 Electric Rd SW # 3 | (540) 777-4877 |
| 6 | Hufford Insurance Jill | 5219 Peters Creek Rd Ste 1 | (540) 362-1001 |
| 7 | Brogan Insurance | 3224 Peters Creek Rd | (540) 366-8264 |
| 8 | Farmers Insurance: Caleb Mann Agency | 508 Gus W Nicks Blvd NE | (540) 342-6266 |
| 9 | Sharpe Insurance Agency LLC | 401 Campbell Ave SW | (276) 806-5673 |
| 10 | Muneris Benefits | 2840 G, Hershberger Rd NW | (540) 563-1005 |
Bill Meador Insurance Agency serves the Roanoke, VA area as a supplemental insurance agent. The company offers insurance products that help cover expenses not paid by primary major medical plans. These supplemental policies can provide financial support for individuals facing unexpected gaps in coverage. Residents seeking additional protection for specific health events may find relevant solutions here. The agency handles services such as hospital indemnity plans and critical illness insurance policies.
Banks Insurance Agency, Inc. in Roanoke offers a range of supplemental insurance products designed to cover gaps left by primary health plans. Their services include personalized policy reviews and claims assistance. They provide ongoing account maintenance to ensure clients understand their coverage options. The agency also keeps in contact with policyholders to help adjust plans as needs change. This approach supports both individuals and business owners, including those with single-family homes, apartments, retail, and restaurants.
Epic Insurance Group serves local property owners, renters, and small business operators in Roanoke, Virginia, who need supplemental insurance to help cover gaps left by major medical or standard property policies. Its advisors focus on offering transparent explanations and practical plan options for accident, critical illness, hospital indemnity, and dental coverage. Clients appreciate the personalized attention and steady support during the enrollment process. The agency also extends its services to residents and business owners in the neighboring community of Salem.
Serving Roanoke, Virginia, and its surrounding communities, Holley Insurance delivers supplemental insurance coverage to local residents and families. It handles policies that fill the gaps left by major medical plans, such as accident, critical illness, and hospital indemnity. The company focuses on helping clients understand their coverage options and find plans that support their financial security. In handling a typical case, it begins by assessing an individual's existing benefits to recommend policies that address potential out-of-pocket costs.
Beveridge & Akers Insurance Group in Roanoke, VA distinguishes between one-time policy reviews and recurring annual plan evaluations for their supplemental insurance clients. Coverage focuses on filling gaps left by primary health plans, such as accident or critical illness expenses. Agents help local residents understand how these policies can provide additional financial protection for uncovered medical costs. Service runs on either a scheduled annual check-in or an as-needed basis when a client experiences a qualifying life change.
Hufford Insurance Jill offers specialized supplemental insurance products designed to fill coverage gaps left by major medical plans. The agency assists Roanoke clients with policies for critical illness, accident recovery, and hospital indemnity to manage out-of-pocket costs. Its general service work involves counseling individuals and families on tailored supplemental options that align with their existing health coverage and budgets. When the annual Medicare open enrollment period creates confusion about supplemental choices, the agency helps clarify which policies best address current health needs.
As winter weather and unexpected health shifts often worry Roanoke residents, Brogan Insurance specializes in supplemental insurance coverage to address those gaps left by standard plans. As a supplemental insurance agent, the company works with local policies that can help cover deductibles, copays, and other out-of-pocket costs common in this region. The initial step involves scheduling a straightforward in-person or phone review of the client’s current coverage to identify potential needs before any specific plan is discussed.
Farmers Insurance: Caleb Mann Agency in Roanoke, VA provides supplemental insurance policies designed to fill coverage gaps left by standard health or life plans. These specialized add-ons help manage out-of-pocket expenses for accidents, critical illnesses, or hospital stays that primary insurance may not fully cover. The agency assists both individuals and local businesses in the area, serving commercial sectors such as offices, warehouses, and food service operations that seek additional employee benefit options to strengthen their overall risk management.
Sharpe Insurance Agency LLC serves residential clients in Roanoke, Virginia, with supplemental insurance policies that help cover out-of-pocket expenses not paid by primary health plans. Commercial coverage is also available for small businesses seeking additional protection in the same local area. The agency provides straightforward guidance on plan options suited to individual needs. Between regular doctor or hospital visits, agents remain available for follow-up service, answering questions and assisting with any account adjustments or claims that arise over time.
What Does a a Supplemental Insurance Agent in Roanoke Cost?
Supplemental insurance agent services are typically paid through commissions from insurance companies so you usually pay no direct fee to the agent. Medigap Plan G premiums in Virginia range from about 100 to 250 dollars per month for a 65 year old. Medicare Advantage plans may have low or zero monthly premiums but include cost sharing. Costs vary by plan provider and your health status. This is general information not insurance advice.
About supplemental insurance agents in Roanoke
Supplemental insurance agents in Roanoke help residents fill gaps in Medicare coverage. Virginia law requires agents to be licensed and follow specific disclosure rules when selling Medigap policies. Local agents can explain how Virginia guarantee issue rights apply during open enrollment periods.
Frequently Asked Questions
What is a supplemental insurance agent in Roanoke?
A supplemental insurance agent in Roanoke helps you buy Medigap or Medicare Advantage plans. They are licensed by the Virginia Bureau of Insurance and must follow state regulations. They do not work for the government but for private insurance companies.
When can I enroll in a Medigap plan in Virginia?
You have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you cannot be denied coverage due to health conditions. Virginia also has a birthday rule that allows you to switch Medigap plans within 60 days of your birthday without medical underwriting.
Are supplemental insurance agents in Roanoke regulated by Virginia?
Yes all agents must hold a valid Virginia insurance license. They must follow the Virginia Insurance Code and cannot use misleading sales tactics. The Virginia State Corporation Commission oversees agent conduct and handles consumer complaints.
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