The top-rated truck insurance agent in Florence, Alabama is Bert Bretherick - State Farm Insurance Agent, rated 4.9 stars across 243 reviews. Other highly rated options include Farmers Insurance - Mark Holley, Alfa Insurance - The Oakley Agency, Direct Auto Insurance. This directory lists 20 truck insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bert Bretherick - State Farm Insurance Agent | 2912 Hough Rd | (256) 764-2241 |
| 2 | Farmers Insurance - Mark Holley | 464 E Tennessee St | (256) 767-5555 |
| 3 | Alfa Insurance - The Oakley Agency | 4731 Chisholm Rd | (256) 754-7100 |
| 4 | Direct Auto Insurance | 2083 Florence Blvd | (256) 740-0886 |
| 5 | Acceptance Insurance | 3109 Florence Blvd | (256) 449-7017 |
| 6 | Garrett Batson - State Farm Insurance Agent | 659 Cox Creek Pkwy Suite E | (256) 764-2285 |
| 7 | Freeway Insurance | 129 Cox Crk Pkwy S | (256) 207-8335 |
| 8 | Brad Tank: Allstate Insurance | 4039 Florence Blvd | (256) 757-6100 |
| 9 | Hicks & Associates | 1801 N Wood Ave | (256) 766-6000 |
| 10 | Southern States Insurance | 104 S Pine St | (256) 765-0030 |
Located in Florence, AL, Bert Bretherick - State Farm Insurance Agent provides truck insurance services to businesses and independent operators throughout the metro area and surrounding Colbert and Lauderdale counties. This agency works with clients to identify coverage options that address the specific liability and cargo risks common in regional freight operations. Policies are tailored to meet state requirements and fleet needs. The office handles commercial auto liability and non-trucking liability coverage for local owner-operators.
Serving commercial truck operators, Farmers Insurance - Mark Holley provides liability, physical damage, and cargo coverage tailored for local and over-the-road fleets. The agency assists in developing safety protocols and risk management plans to help clients maintain compliance. Its service plans include policy reviews for changing equipment or routes, ensuring coverage adapts to operational needs. The agency also offers ongoing support for filing claims and adjusting coverages. It services single-family homes, apartments, retail, and restaurants.
Alfa Insurance - The Oakley Agency serves trucking operators and commercial fleet owners in Florence, Alabama. The agency provides truck insurance policies tailored to the specific liability and cargo protection needs of local drivers. Dedicated agents work to explain coverage options and help clients meet regulatory requirements common in the truck industry. This includes matching policies to individual hauls and operational routes across the region. The agency also extends its services to businesses and independent drivers in Muscle Shoals and the surrounding Shoals metro area.
Direct Auto Insurance serves the Florence, Alabama area and its surrounding communities. It handles truck insurance needs for both commercial fleet operators and individual owner-operator drivers. The agency focuses on providing coverage that addresses the specific requirements of hauling cargo across local and regional routes. To handle a typical job, it reviews each driver’s operating radius and cargo type before recommending an appropriate policy that meets state minimum requirements.
Acceptance Insurance serves commercial truck operators in Florence, Alabama, by distinguishing between standard one-time liability policies and recurring comprehensive plans that cover cargo and physical damage for ongoing fleets. Coverage addresses regulatory compliance requirements common to local freight routes. Their team assists drivers in comparing deductible structures and policy limits. Service operates on an as-needed basis, with agents available to tailor quotes for each unique operation, typically requiring an upfront appointment to verify vehicle documentation and driving history.
Serving Florence, Alabama, and the surrounding Shoals communities, Garrett Batson - State Farm Insurance Agent provides commercial truck insurance. The agency handles liability coverage for long-haul operators as well as physical damage protection for local delivery fleets. It also addresses cargo insurance needs for owner-operators hauling specialized materials. To handle a typical job, the agent starts by reviewing the client’s driving history and annual mileage before tailoring a policy that matches specific operational risks.
Freeway Insurance specializes in commercial truck insurance tailored for operators in the Florence, Alabama area. As a truck insurance agent, the agency helps clients secure coverage for long-haul rigs, local delivery fleets, and owner-operators. The agency’s general service work involves handling policy questions, filing claims assistance, and adjusting coverage as business needs evolve. During the peak shipping season, it helps truckers navigate insurance requirements for winter weather hazards and increased cargo risks along regional highways.
Brad Tank: Allstate Insurance in Florence, AL helps clients understand the difference between a one-time policy for a single haul and a recurring commercial auto plan for regular fleet operations. The agency works with local truck drivers to identify proper coverage for their specific rigs and cargo. Depending on the client’s needs, service runs on either a one-time or an as-needed basis to accommodate changing business schedules.
As the fall harvest season intensifies across the Tennessee Valley, fleets in Florence require up-to-date coverage for their grain and livestock hauling. Hicks & Associates provides commercial truck insurance policies tailored to these seasonal demands, protecting owner-operators and small carriers against cargo claims and liability risks common on regional highways. Their office focuses on matching deductibles to each business’s cash flow cycles. A new policy begins with a walk-around inspection of every truck’s logbook and safety equipment.
Southern States Insurance in Florence, AL focuses on providing specialized truck insurance policies that address the unique risks associated with commercial fleet operations and owner-operator needs. The agency handles a full range of commercial vehicle coverage, helping local truckers manage liability, cargo, and physical damage protection. It also offers general agency services, ensuring that drivers meet Alabama’s insurance requirements while securing tailored policy limits. When seasonal weather shifts, such as ice on north Alabama highways or crop hauling demands, create new exposure, this office assists clients in adjusting their coverage accordingly.
What Does a a Truck Insurance Agent in Florence Cost?
Truck insurance premiums in Alabama typically range from 8000 to 15000 per year for a single owner-operator depending on driving history cargo type and radius of operation. Fleet policies can cost 20000 to 50000 annually per truck. Rates vary based on factors like vehicle value deductible and safety record. This is general information not insurance advice.
About truck insurance agents in Florence
Truck insurance agents in Florence Alabama help owner-operators and fleet managers secure liability physical damage and cargo coverage. Alabama law requires minimum liability limits of 25/50/25 for commercial trucks. Local agents can also advise on the Alabama Department of Transportation filing requirements for interstate haulers.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Alabama?
Alabama requires commercial trucks to carry at least 25000 per person for bodily injury 50000 per accident for bodily injury and 25000 for property damage. Higher limits are needed for interstate operations or hazardous materials.
How do I find a truck insurance agent in Florence Alabama?
You can search online for local independent agents who specialize in commercial auto insurance. Many agencies in the Shoals area offer quotes from multiple carriers to compare coverage options.
Does Alabama require underinsured motorist coverage for trucks?
Yes Alabama law requires insurers to offer underinsured motorist coverage but you may reject it in writing. Truck owners should consider this coverage because it protects against drivers with insufficient insurance.