The top-rated truck insurance agent in Hilo, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 344 reviews. Other highly rated options include Iris Kuwaye - State Farm Insurance Agent, Claire Justo - State Farm Insurance Agent, Zack Pacleb - State Farm Insurance Agent. This directory lists 19 truck insurance agents serving Hilo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nakoa Kai Insurance Professionals: Allstate Insurance | 680 Manono St | (808) 969-7767 |
| 2 | Iris Kuwaye - State Farm Insurance Agent | 9 Lei St | (808) 935-3375 |
| 3 | Claire Justo - State Farm Insurance Agent | 2100 Kanoelehua Ave Ste 212 | (808) 935-4455 |
| 4 | Zack Pacleb - State Farm Insurance Agent | 72 Kapiolani St | (808) 657-3212 |
| 5 | Cary Ichinose - State Farm Insurance Agent | 630 Kilauea Ave #102 | (808) 933-8500 |
| 6 | Pyramid Insurance - Hilo | 48 Kamana St Suite #103 | (808) 969-7174 |
| 7 | Hope Chu Hing - State Farm Insurance Agent | 586 Kanoelehua Ave #300 | (808) 935-3157 |
| 8 | Fast Insurance Agency HI | 218 Kamehameha Ave | (808) 645-4364 |
| 9 | Mind Insurance HI | 344 Kilauea Ave | (808) 646-3602 |
| 10 | Business Insurance Services Inc | 1080 Kilauea Ave | (808) 935-1888 |
Nakoa Kai Insurance Professionals: Allstate Insurance serves the Hilo area of Hawaii County, offering truck insurance agent services. It assists local commercial truck operators in finding coverage tailored to their vehicles and cargo needs. The agency provides protection for the unique risks that trucking presents on island roads and highways. Its role involves explaining policy options and helping clients secure appropriate insurance. It handles liability coverage and physical damage insurance for trucks operating in this region.
Iris Kuwaye - State Farm Insurance Agent in Hilo, HI provides truck insurance coverage and related policy services for local commercial vehicle owners. The agency offers assistance with policy reviews, claims support, and tailored coverage options to meet various operational needs. It also helps clients understand coverage changes and adjust their plans accordingly. This agency services a range of properties, including single-family homes, apartments, retail, and restaurants.
Claire Justo - State Farm Insurance Agent serves local trucking businesses, commercial fleet operators, and independent owner-operators needing liability, cargo, and physical damage coverage tailored to their vehicles and routes. The agency works with Hilo-based drivers to address regional risks such as island road conditions and port-related exposures. It also offers personal home and auto policies for added convenience. Beyond Hilo, this agency covers commercial trucking accounts throughout the eastern Hawaii region, including communities like Keaau and the Puna district.
Located in Hilo, Hawaii, Zack Pacleb - State Farm Insurance Agent serves the Big Island and its neighboring communities. The agency handles truck insurance, covering commercial vehicles and their specific liability, cargo, and physical damage risks for local businesses. By working closely with each client to review coverage needs, it tailors policies to provide essential protection for regional routes. The agency evaluates fleet size and operational hazards to formulate a practical insurance solution for each owner-operator or company.
Cary Ichinose - State Farm Insurance Agent in Hilo, HI provides truck insurance agents that cover private fleet operators and independent owner-operators, offering a distinction between one-time policy bindings for short-term hauls and recurring coverage for ongoing commercial routes. Policies include liability, cargo, and physical damage protection against local weather and road hazards. Service assistance operates on an as-needed basis for claims reporting and policy adjustments.
Located in Hilo, HI, Pyramid Insurance offers specialized services for commercial truck insurance, including liability and cargo coverage. Beyond these specific policies, the agency provides general guidance on risk management for local transport operators navigating Hawaii’s unique road conditions. Agents assist with compliance requirements and help adjust coverage as seasonal storms, such as heavy Kona winds or flash flooding, affect island freight routes.
Hilo’s commercial truck operators face unique challenges from volcanic vog and rain-slicked roads, which increase the risk of cargo and liability claims. Hope Chu Hing - State Farm Insurance Agent provides policies tailored for local trucking businesses, addressing these region-specific hazards. Coverage options help protect drivers, vehicles, and freight while complying with Hawaii’s commercial regulations. Each policy begins with a free consultation to assess individual fleet needs and risk exposures, followed by a detailed vehicle inspection to finalize coverage terms.
Fast Insurance Agency HI works in Hilo to provide coverage for commercial truck operators in the region. Its specialty offerings include policies tailored for long-haul trucks, local delivery fleets, and heavy equipment haulers, helping clients meet Hawaii-specific regulatory requirements for liability and cargo protection. Coverage options can help manage risks associated with island road conditions and weather events. This truck insurance agent serves a range of commercial sectors including offices, warehouses, and food service operations.
Mind Insurance HI in Hilo, Hawaii, is known for providing commercial truck insurance coverage tailored to local transportation needs. The agency serves independent owner-operators and small fleet operators throughout the Big Island, helping them navigate state-specific liability requirements and cargo protection options. Policies commonly cover physical damage, non-trucking liability, and trailer interchange risks. For specialty service, the agency can also arrange coverage for refrigerated trucking operations that require temperature-controlled cargo endorsements.
Business Insurance Services Inc handles residential trucking insurance needs for independent owner-operators in Hilo and across the Big Island. The agency also provides commercial truck insurance policies for local fleet operators shipping goods throughout the Hawaiian Islands. Helping drivers find appropriate liability and physical damage coverage is central to their work. Representatives focus on building long-term relationships, often assisting with policy adjustments and claims support between regular renewal visits.
What Does a a Truck Insurance Agent in Hilo Cost?
Typical annual premiums for a single commercial truck in Hawaii range from 3000 to 8000 dollars depending on coverage limits, vehicle value, and driving history. Full coverage with high liability limits can cost 5000 to 12000 dollars per year. Costs are higher for trucks carrying hazardous materials or operating in remote areas. This is general information, not insurance advice.
About truck insurance agents in Hilo
Truck insurance agents in Hilo Hawaii help commercial drivers meet state requirements. Hawaii law mandates minimum liability coverage for all commercial vehicles operating on public roads. Local agents understand the unique risks of island trucking including volcanic ash exposure and port deliveries.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Hawaii?
Hawaii requires commercial trucks to carry at least 30000 dollars in bodily injury liability per person and 60000 dollars per accident. Property damage liability minimum is 10000 dollars. Higher limits are often needed for leased or financed vehicles.
Do I need special coverage for hauling goods between islands?
Yes, inter-island trucking requires cargo insurance and may need additional permits. Your Hilo agent can help you get marine cargo coverage for ferry or barge transport. Hawaii law also requires proof of financial responsibility for any vehicle crossing state waters.
How can a truck insurance agent in Hilo help me save money?
An agent can compare quotes from multiple insurers to find competitive rates for your specific truck type and usage. They can also advise on discounts for safety training, fleet policies, or bundling with other commercial coverage. Rates vary by driving record and cargo type.