The top-rated truck insurance agent in Waipahu, Hawaii is Larry Welsch - State Farm Insurance Agent, rated 5.0 stars across 208 reviews. Other highly rated options include Guy Matsumoto - State Farm Insurance Agent, Valerie Bruner at Comparion Insurance Agency, Kendrick Nishiguchi at Comparion Insurance Agency. This directory lists 18 truck insurance agents serving Waipahu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Larry Welsch - State Farm Insurance Agent | 94-429 Ukeʻe St #101 | (808) 944-3450 |
| 2 | Guy Matsumoto - State Farm Insurance Agent | 94-849 Lumiaina St Ste 104 | (808) 671-7888 |
| 3 | Valerie Bruner at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6105 |
| 4 | Kendrick Nishiguchi at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6071 |
| 5 | Susan Santos - State Farm Insurance Agent | 94-229 Waipahu Depot St #201 | (808) 677-0098 |
| 6 | Dawn Mira-Whitson: Allstate Insurance | 94-210 Pupukahi St Ste 208 | (808) 677-1428 |
| 7 | Ricky Bonilla: Allstate Insurance | 94-050 Farrington Hwy Ste B1-8 | (808) 676-0501 |
| 8 | Deborah Sumulong at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6074 |
| 9 | Roy D Burnett Jr - State Farm Insurance Agent | 94-487 Akoki St Ste 103 | (808) 688-1551 |
| 10 | Jenny Babcock at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 913-6102 |
Larry Welsch - State Farm Insurance Agent serves as a truck insurance agent for the Waipahu community and surrounding area of Oahu. The agency provides commercial truck coverage tailored for local operators navigating Hawaii’s unique road and port conditions. Policy options address liability needs and physical damage protection for vehicles used in business. Larry Welsch’s office assists clients with reviewing cargo insurance requirements and maintaining proper compliance with trucking regulations specific to the island’s logistics.
Guy Matsumoto - State Farm Insurance Agent in Waipahu, HI, provides local truck insurance agents with liability, cargo, and physical damage coverage for commercial vehicles. Service plans include policy reviews and claims assistance tailored to fleet or individual trucking needs. This agency helps local drivers manage rural road risks and inter-island transport requirements common to Hawaii’s unique geography. It services single-family homes, apartments, retail shops, and restaurants within the Waipahu community.
Trucking companies, owner-operators, and logistics businesses in Waipahu can obtain commercial auto coverage and general liability policies from Valerie Bruner at Comparion Insurance Agency. This agency helps clients meet Hawaii's mandatory insurance requirements and protect their fleet assets against cargo damage and roadside risks. As a local provider, it also assists with tailored policies for heavy-duty vehicles and non-trucking liability coverage. Its service area extends to neighboring communities such as Pearl City.
For clients purchasing a single commercial policy, coverage is arranged as a one-time transaction, while those requiring ongoing liability protection benefit from recurring service options. Kendrick Nishiguchi at Comparion Insurance Agency in Waipahu, HI, assists local trucking operators with this essential coverage. The agency addresses the specific risks faced by haulers navigating Oahu’s routes, including cargo and auto liability. Truck insurance agent services here are offered strictly on an as-needed basis, allowing business owners to secure tailored protection only when their schedules require it.
Susan Santos - State Farm Insurance Agent in Waipahu, HI, offers truck insurance policies tailored to commercial vehicle operators, including liability and cargo protection. Its general service work also helps local drivers with auto, home, and life insurance needs. The agency assists truckers in managing fleet risks and navigating coverage requirements for highway transport. During heavy Hawaii rain seasons, it helps clients adjust policies to protect against flood-related cargo damage and road hazards that can disrupt delivery schedules.
Dawn Mira-Whitson: Allstate Insurance provides truck insurance agent services in Waipahu, HI. The agency focuses on liability, physical damage, and cargo coverage options for commercial vehicles. It also offers specialty add-ons such as roadside assistance and rental reimbursement to protect trucking operations. This agency can serve commercial sectors including offices, warehouses, and food service businesses that need reliable coverage for delivery or service fleets.
As the busy harbor of Waipahu sees seasonal truck traffic peaks for sugarcane and shipping deliveries, many fleet owners and independent operators face heightened risk management concerns. Ricky Bonilla: Allstate Insurance works with local drivers seeking adequate liability, cargo, or physical damage coverage for their commercial vehicles. Every policy is built around the specific demands of island roads, long haul routes, and warehouse loading areas. The process typically begins with a thorough inspection of the vehicle and a review of driving histories to determine the most suitable coverage terms.
Serving residential customers in Waipahu and the surrounding island communities, Deborah Sumulong at Comparion Insurance Agency also offers commercial truck insurance coverage tailored to local business needs. Clients benefit from personalized policy reviews that address individual driving patterns and cargo requirements across Oahu routes. To simplify renewals and coverage adjustments, the agency provides direct follow-up communication and seamless service management between regular annual visits.
Roy D Burnett Jr - State Farm Insurance Agent in Waipahu, HI is known for offering truck insurance coverage tailored to local commercial drivers. This agency serves both owner-operators and small fleet owners across the region who need protection on Oahu’s roads. Policies help cover liability, vehicle damage, and cargo risks common to island freight operations. The final specialty add-on is coverage for non-owned trailers used during deliveries.
What Does a a Truck Insurance Agent in Waipahu Cost?
Truck insurance costs in Hawaii typically range from 1,500 to 4,000 dollars per year for a single commercial truck with basic liability coverage. Full coverage including cargo and physical damage can cost 3,000 to 8,000 dollars annually. Factors like truck value, cargo type, and driving history affect the premium. This is general information and not insurance advice.
About truck insurance agents in Waipahu
Truck insurance agents in Waipahu help local truck drivers and fleet owners meet Hawaii insurance requirements. Hawaii law requires commercial trucks to carry minimum liability coverage of 20,000 dollars per person and 40,000 dollars per accident for bodily injury. Agents can also advise on cargo insurance and physical damage coverage specific to island routes.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Waipahu Hawaii?
Hawaii law requires commercial trucks to have liability insurance of at least 20,000 dollars per person and 40,000 dollars per accident for bodily injury, plus 10,000 dollars for property damage. Higher limits are recommended for trucks carrying heavy loads or operating on Oahu highways.
Do I need special insurance for a truck used for business in Waipahu?
Yes, personal auto policies do not cover trucks used for business. You need a commercial truck insurance policy that covers liability, physical damage, and cargo. An agent in Waipahu can help you choose the right coverage for your specific trucking operation.
How does truck insurance cost compare in Hawaii versus other states?
Truck insurance in Hawaii can be higher due to island shipping costs and limited repair facilities. Rates also depend on your driving record, truck type, and annual mileage. An agent can provide quotes based on your specific situation in Waipahu.