The top-rated truck insurance agent in Boise, Idaho is Monte Folsom - State Farm Insurance Agent, rated 5.0 stars across 591 reviews. Other highly rated options include United Commercial Insurance, LLC, Freeway Insurance, Hartley Insurance, Inc.. This directory lists 16 truck insurance agents serving Boise.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Monte Folsom - State Farm Insurance Agent | 6900 W Overland Rd | (208) 258-7071 |
| 2 | United Commercial Insurance, LLC | 9196 W Emerald St Ste 180 | (208) 229-8222 |
| 3 | Freeway Insurance | 5615 Franklin Rd | (208) 926-6061 |
| 4 | Hartley Insurance, Inc. | 931 S Allante Pl | (208) 322-3473 |
| 5 | Inszone Insurance Services | 9504 W Fairview Ave | (208) 321-0081 |
| 6 | Ricketts and Associates Inc | 13177 Persimmon Ln | (208) 322-5525 |
| 7 | Associated Insurance Services | 2676 S Vista Ave | (208) 336-7733 |
| 8 | Derek Poppell - State Farm Insurance Agent | 3308 N Milwaukee St Suite 100 | (208) 377-0066 |
| 9 | Marsh McLennan Agency | 960 S Broadway Ave Suite 500 | (208) 424-2900 |
| 10 | Fuhriman Insurance | 9603 W Chinden Blvd | (208) 327-3400 |
Monte Folsom - State Farm Insurance Agent in Boise, ID, provides a full range of truck insurance services, including liability, physical damage, and cargo coverage. The agency helps clients maintain their commercial policies by offering regular policy reviews and updates to ensure adequate protection as needs change. It also assists with filing claims and adjusting coverage for fleet changes. This local agent services single-family homes, apartments, retail, and restaurants.
United Commercial Insurance, LLC serves the Boise, Idaho metro area as a truck insurance agent. The company helps local commercial truck drivers and fleet owners secure essential coverage for their vehicles and operations. Truck insurance agents in this region provide policies that address the unique risks of long-haul and regional hauling, including liability protection for cargo and physical damage. United Commercial Insurance, LLC handles general liability protection and cargo coverage for Boise-based trucking businesses.
Freeway Insurance in Boise, Idaho provides truck insurance coverage that differs between one-time policies for short-term needs and ongoing plans for continuous liability and cargo protection. Coverage options address risks inherent to commercial trucking, including collisions, damaged freight, and bodily injury claims. This agency serves local truckers and fleet operators by offering policies tailored to varying hauling distances and vehicle types. Service runs on a scheduled basis to ensure policy renewals remain consistent with current operational demands and regulatory requirements, adapting coverages as shipments and routes change over time.
Trucking companies and independent owner-operators in the Boise area turn to Hartley Insurance, Inc. for their commercial auto and liability coverage needs. The agency advises local fleets on policy options that address cargo protection and physical damage risks. Navigating Idaho’s specific insurance requirements and regulatory demands is a key part of their service. Hartley Insurance also extends its truck insurance guidance to clients operating routes through the Treasure Valley and surrounding communities like Meridian.
Inszone Insurance Services provides truck insurance coverage in Boise and the surrounding Treasure Valley communities of Garden City, Meridian, and Eagle. It handles local and long-haul freight risks, including liability and cargo protection. The agency works with independent owner-operators as well as small fleet owners. For each client, it typically reviews current routes and vehicle specifications to match coverage limits with the specific exposures of a standard eight-day work cycle.
For businesses requiring occasional freight transport or permanent fleet operations, Ricketts and Associates Inc offers distinct options between one-time trip policies and continuous coverage agreements. As a truck insurance agent in Boise, ID, the company provides liability, physical damage, and cargo protection tailored to local hauling needs. These policies address the specific risks of regional highways and urban delivery routes. Service is arranged on a one-time, scheduled, or as-needed basis based on client preference and operational schedule.
As the busy harvest season approaches in Boise, local truckers often seek reliable coverage for their fleets. Associated Insurance Services addresses this need by specializing in commercial truck insurance policies tailored to regional road and cargo requirements. Their agents assist clients with policy selection focused on liability and physical damage protection. An initial risk assessment for each vehicle is scheduled to determine precise coverage needs.
Derek Poppell - State Farm Insurance Agent in Boise, ID, specializes in providing tailored truck insurance policies for commercial drivers and fleet operators, addressing liability, cargo, and physical damage coverage specific to the industry. It also handles standard auto, home, and life insurance services for local residents. The agency helps trucking clients manage risks associated with icy winter roads and seasonal freight slowdowns in the region.
Marsh McLennan Agency offers tailored liability and physical damage coverage for commercial trucking fleets, alongside broader business insurance solutions. The firm serves owner-operators and regional carriers navigating complex risk exposures on western highways. Its operations in Coeur d’Alene focus on matching local policy options to federal compliance mandates. A specific seasonal concern the agency addresses is ensuring adequate cargo insurance during winter months when icy roads increase freight-related loss risks.
What Does a a Truck Insurance Agent in Boise Cost?
Truck insurance costs in Idaho vary widely based on cargo type, driving history, and annual mileage. A typical owner-operator in Boise might pay between 8,000 and 15,000 dollars per year for liability and physical damage coverage. Fleet policies for multiple trucks can range from 20,000 to 50,000 dollars annually. These are general estimates and your actual cost will depend on your specific risk profile. This information is for general educational purposes only and does not constitute insurance advice.
About truck insurance agents in Boise
Truck insurance agents in Boise, Idaho help commercial drivers and fleet owners meet state minimum liability requirements. Idaho law mandates at least 25,000 dollars in bodily injury coverage per person and 50,000 dollars per accident for commercial trucks. Local agents can also advise on cargo insurance and physical damage coverage for the unique weather and road conditions in the Treasure Valley.
Frequently Asked Questions
What are the minimum insurance requirements for a commercial truck in Idaho?
Idaho requires commercial trucks to carry at least 25,000 dollars in bodily injury liability per person, 50,000 dollars per accident, and 15,000 dollars in property damage liability. Higher limits are often needed for interstate hauling or hazardous materials.
Do I need a special license to sell truck insurance in Idaho?
Yes. Truck insurance agents in Idaho must hold a valid Idaho insurance producer license. They must also complete continuing education courses to stay current on commercial auto regulations and federal mandates like FMCSA requirements.
How does Idaho law affect truck insurance rates for Boise drivers?
Idaho is a fault state, meaning the at-fault driver's insurance pays for damages. Boise's growing traffic and winter road conditions can increase risk, which may lead to higher premiums. Agents can help you find coverage that meets Idaho's minimums while protecting your assets.
Truck Insurance Agents in Other Idaho Cities
Caldwell · Coeur d'Alene · Eagle · Idaho Falls · Kuna · Lewiston · Meridian · Nampa · Pocatello · Post Falls · Twin Falls