The top-rated truck insurance agent in Kuna, Idaho is Ashley Bruning McBride - State Farm Insurance Agent, rated 4.9 stars across 238 reviews. Other highly rated options include Farmers Insurance - Kelsey Holder, FIG Financial Insurance Group, Dwain Cluff - State Farm Insurance Agent. This directory lists 12 truck insurance agents serving Kuna.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ashley Bruning McBride - State Farm Insurance Agent | 708 E Wythe Creek Ct APARTMENT 101 | (208) 608-5127 |
| 2 | Farmers Insurance - Kelsey Holder | 290 W Main St | (208) 955-6369 |
| 3 | FIG Financial Insurance Group | 462 W Main St | (208) 922-2124 |
| 4 | Dwain Cluff - State Farm Insurance Agent | 463 W 4th St | (208) 922-3344 |
| 5 | Ward Insurance Group: Allstate Insurance | 333 N Ave C C Ste 8 | (208) 922-5875 |
| 6 | Scott Malmstrom - Idaho Farm Bureau Insurance Agent | 280 N Linder Ave | (208) 922-3600 |
| 7 | Golden Oak Insurance Services | 1100 E Firestone Dr | (208) 471-8800 |
| 8 | Right Choice Insurance LLC | 414 W Main St | (208) 315-6231 |
| 9 | Insurance Essentials llc | 2734 W Aquamarine St | (208) 539-9990 |
| 10 | Purcell Insurance LLC | 395 E Screech Owl Dr | (208) 965-4275 |
Ashley Bruning McBride - State Farm Insurance Agent serves the Kuna, Idaho, and Ada County areas, providing truck insurance agent services for local commercial drivers. The agency works with independent owner-operators and small fleet owners to help secure liability coverage needed on the road. Physical damage protection is another key offering, helping insure vehicles against collision and comprehensive risks. Claims assistance is also available through the agency’s local office, supporting drivers after accidents or cargo losses. This firm handles both primary liability policies and cargo insurance for hauling operations.
Farmers Insurance - Kelsey Holder provides truck insurance coverage for commercial vehicles in the Kuna, Idaho area. It offers a range of policies tailored to protect trucks and their operators against liability, collision, and cargo risks. Service plans include assistance with claims filing and updates to coverage as fleet needs change. Maintenance plans are structured to help clients review and adjust their policies regularly to ensure continued compliance with local regulations. This agency services trucking businesses that support single-family homes, apartments, retail, and restaurants with their transport needs.
FIG Financial Insurance Group serves local trucking companies, independent owner-operators, and commercial fleet owners throughout the Kuna, Idaho area. The agency provides tailored liability, cargo, and physical damage coverage for heavy-duty vehicles. Policies are designed to address the unique risks of hauling freight across regional routes. The team works directly with each client to assess fleet size and driving patterns. Coverage options are explained clearly so business owners can make informed decisions. The agency also offers services for trucking operations in the nearby Boise metro area.
Serving Kuna, ID, and the surrounding Treasure Valley communities, Dwain Cluff - State Farm Insurance Agent handles commercial truck insurance needs for local owner-operators and small fleets. The agency focuses on policies that cover liability, physical damage, and cargo protection tailored to regional hauling routes. Approaching each job by first reviewing the client's specific driving radius and freight type, it then compares coverage options to build a policy that addresses daily operational risks on the road.
Ward Insurance Group: Allstate Insurance offers truck insurance in Kuna, ID, distinguishing between one-time liability coverage for short hauls and recurring policy options for fleets that drive regularly. Their plans protect against cargo damage, equipment risks, and rig physical damage common to local delivery routes. Policies can be adjusted for seasonal trucking operations or year-round schedules. Service runs on either a one-time, scheduled, or as-needed basis depending on the client’s operational needs.
Scott Malmstrom - Idaho Farm Bureau Insurance Agent provides truck insurance coverage tailored to commercial and agricultural vehicles in the Kuna, Idaho area. The agency works with local drivers to secure policies that address liability and cargo protection. It supports both individual operators and larger fleets with routine policy reviews and coverage adjustments. During peak harvest seasons, the agency helps clients update their policies to account for increased mileage and seasonal equipment transport needs.
As winter approaches in Kuna, truck operators must verify that their vehicles meet Idaho’s chain and brake requirements. Golden Oak Insurance Services responds to these seasonal preparations by evaluating fleet insurance needs for local routes. This truck insurance agent structures policies to cover common liabilities such as cargo loss and roadside breakdowns. Businesses in this region often need flexible deductibles for grain and livestock hauls. After discussing route patterns and regulatory filings, the agent can schedule an on-site inspection of the trucks under consideration for coverage.
Right Choice Insurance LLC in Kuna, ID provides insurance services for commercial vehicles. Its specialty add-ons include cargo coverage, liability protection for transported goods, and physical damage policies for trucks and trailers. Agents work with local and regional hauling businesses to tailor coverage for varying fleet sizes. These policies assist with regulatory compliance and risk management on the road. The agency can serve commercial sectors such as offices, warehouses, and food service businesses that require reliable transportation of supplies or products.
Residential clients in Kuna, Idaho rely on Insurance Essentials llc for truck insurance agent services that protect their personal vehicles and home-based commercial operations. The company also provides tailored coverage for larger commercial trucks, serving businesses throughout the Kuna area and surrounding regions. Each policy is reviewed thoroughly to ensure it matches the specific needs of local drivers and fleets. The agent ensures smooth follow-up service and updates as policies evolve, so clients return between regular visits to reassess changing coverage requirements.
Purcell Insurance LLC in Kuna, ID, is known for providing truck insurance coverage tailored to commercial drivers and fleet owners. Its service range includes liability, physical damage, and cargo protection policies for local and long-haul operations. Truck insurance agents in this area regularly assess risk factors like route geography and vehicle weight classifications. The agency helps clients meet regulatory requirements for operating authority and state filings. A specialty service it can add on is non-trucking liability coverage for periods when the truck is used for personal errands.
What Does a a Truck Insurance Agent in Kuna Cost?
Truck insurance costs in Idaho vary widely based on driving record, cargo type, and annual mileage. A typical policy for a small fleet might range from 8,000 to 15,000 dollars per year per truck. Owner-operators often pay between 6,000 and 12,000 dollars annually for basic liability and physical damage. This is general information, not insurance advice.
About truck insurance agents in Kuna
Truck insurance agents in Kuna Idaho help owner-operators and fleet owners meet Idaho financial responsibility requirements. Idaho law mandates minimum liability coverage of 25/50/25 for commercial vehicles. Local agents can also advise on additional coverages like cargo insurance and physical damage protection.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Idaho?
Idaho requires commercial trucks to carry at least 25/50/25 liability coverage. This means 25,000 dollars per person for bodily injury, 50,000 dollars per accident, and 25,000 dollars for property damage. Higher limits are often required for interstate hauling.
Do I need cargo insurance for my truck in Kuna?
Cargo insurance is not required by Idaho state law but is usually mandated by shippers and brokers. It covers the value of the goods you transport. An agent can help you choose a cargo limit that matches the freight you carry.
How does Idaho handle non-trucking liability coverage?
Non-trucking liability coverage, also called bobtail insurance, protects you when you are driving the truck without a trailer or not under dispatch. It is required by many lease agreements. An agent in Kuna can explain how this coverage works with your primary policy.
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