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Find Truck Insurance Agents Near You in Decatur, IL

Browse truck insurance agents serving Decatur, Illinois. Updated 2026-07-14.

The top-rated truck insurance agent in Decatur, Illinois is Melanie Schelling - State Farm Insurance Agent, rated 5.0 stars across 2,981 reviews. Other highly rated options include Al Schelling - State Farm Insurance Agent, Acceptance Insurance, Freeway Insurance. This directory lists 23 truck insurance agents serving Decatur.

Showing 23 truck insurance agents in Decatur, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Melanie Schelling - State Farm Insurance Agent3350 N Water St B(217) 876-8800
2Al Schelling - State Farm Insurance Agent2398 E Wood St(217) 428-6742
3Acceptance Insurance1301 W King St Ste B(217) 666-6001
4Freeway Insurance3184 N Water St(217) 666-6011
5Insurance King255 E Grand Ave(217) 428-4800
6Leo Berger - State Farm Insurance Agent455 W Eldorado St(217) 423-7500
7Mike Mandrell - State Farm Insurance Agent1212 E Pershing Rd(217) 877-6453
8Rob Lipic - State Farm Insurance Agent1212 E Pershing Rd(217) 875-1825
9Richland Insurance Services, Inc636 W Imboden Dr(217) 424-6024
10Farmers Insurance - Robert Frazier100 E Washington St Ste 100a(217) 872-7272
MS
3350 N Water St B
Melanie Schelling - State Farm Insurance Agent
Truck Insurance Agent · Decatur, IL

Melanie Schelling - State Farm Insurance Agent serves the Decatur, IL area and surrounding Macon County as a local truck insurance agent. The business helps commercial trucking operators secure policies that meet their vehicle and liability needs. With a focus on protecting both drivers and fleet assets, the agency works to find coverage options that match each client's specific operational risks. It handles non-trucking liability insurance and physical damage coverage for a variety of commercial trucks operating in the central Illinois region.

AS
2398 E Wood St
Al Schelling - State Farm Insurance Agent
Truck Insurance Agent · Decatur, IL

Al Schelling - State Farm Insurance Agent in Decatur, IL serves local commercial truck operators and independent owner-operators in the area. The agency offers liability coverage, cargo insurance, and physical damage protection tailored to freight-hauling businesses. Clients benefit from policies designed to address regional traffic conditions and cargo risks common in central Illinois. The agency also covers businesses requiring fleet and non-fleet truck insurance across the Decatur metro, including Forsyth and Mount Zion.

AI
1301 W King St Ste B
Acceptance Insurance
Truck Insurance Agent · Decatur, IL

Acceptance Insurance in Decatur, Illinois provides a range of services for local commercial transportation needs, specializing in truck insurance policies that protect fleets and owner-operators. The agency assists clients in selecting appropriate coverage packages and supports policy review to align with changing operational requirements. Routine service includes processing claims and managing policy updates for efficient risk management. Their clients operate single-family homes, apartments, and retail and restaurant properties that rely on commercial trucking for deliveries or services.

FI
3184 N Water St
Freeway Insurance
Truck Insurance Agent · Decatur, IL

Freeway Insurance serves Decatur, Illinois, and the surrounding communities in Macon County. As a truck insurance agent, the company handles coverage for commercial vehicles used in local and regional hauling. This includes policies tailored to owner-operators and small fleets. It focuses on securing liability, physical damage, and cargo protection that meets legal and operational requirements. To handle a typical job, the agent reviews a client’s equipment and driving routes to match coverage with specific risks.

IK
255 E Grand Ave
Insurance King
Truck Insurance Agent · Decatur, IL

For trucking companies in the Decatur area, the choice between covering a single short-term job or establishing an ongoing annual policy significantly shapes their financial risk and legal compliance. Insurance King serves as a truck insurance agent, offering tailored liability, cargo, and physical damage coverage to match each fleet’s specific operational needs. These policies are typically structured as either a one-time trip endorsement or a standard annual arrangement, with service available on both a one-time and an as-needed basis.

LB
455 W Eldorado St
Leo Berger - State Farm Insurance Agent
Truck Insurance Agent · Decatur, IL

Leo Berger - State Farm Insurance Agent in Decatur, IL provides specialized truck insurance coverage for commercial vehicles. The agency assists local trucking operators with liability, physical damage, and cargo protection. For standard home and auto insurance needs, it also offers a variety of personal policies to Decatur residents. Seasonal concerns such as winter road conditions for delivery fleets or summer harvest schedules for agricultural trucks are situations where the agency can review existing policy limits for adequate protection.

MM
1212 E Pershing Rd
Mike Mandrell - State Farm Insurance Agent
Truck Insurance Agent · Decatur, IL

As winter weather begins to affect central Illinois roads, commercial carriers in the Decatur area need reliable coverage to keep their fleets operating safely. Mike Mandrell, the local State Farm Insurance agent, addresses this seasonal challenge by providing truck-specific policies that protect against ice-related accidents, cargo claims, and roadside liabilities. His agency works with owner-operators and small fleet managers to find appropriate liability and physical damage coverage. An initial assessment and inspection of both the vehicle and driving history are scheduled during the first consultation.

RL
1212 E Pershing Rd
Rob Lipic - State Farm Insurance Agent
Truck Insurance Agent · Decatur, IL

Rob Lipic - State Farm Insurance Agent in Decatur, IL, provides insurance coverage for individuals and businesses that operate commercial trucks. The agency offers tailored policies that often include liability protection, cargo coverage, and physical damage options. Their truck insurance specially addresses the unique risks associated with hauling goods over highways and local routes. This agency can serve a variety of commercial sectors, including offices needing fleet vehicles, warehouses requiring delivery trucks, and food service operations relying on refrigerated transport.

RI
636 W Imboden Dr
Richland Insurance Services, Inc
Truck Insurance Agent · Decatur, IL

Richland Insurance Services, Inc handles residential insurance needs for property owners in the Decatur, IL area. The agency also provides commercial truck insurance coverage, serving local owner-operators and small fleets operating throughout the region. Their truck insurance agents help clients obtain policies that meet legal requirements and protect their cargo and equipment. Between regular policy reviews or renewal cycles, the office contacts customers to follow up on any claims or coverage adjustments needed.

FI
100 E Washington St Ste 100a
Farmers Insurance - Robert Frazier
Truck Insurance Agent · Decatur, IL

Farmers Insurance - Robert Frazier is known for providing truck insurance coverage to drivers and fleet operators in the Decatur, IL area. Its service range includes helping clients select policies that address liability, cargo, and physical damage needs common to the region’s logistics and agricultural sectors. As a truck insurance agent, it assists with claims guidance and coverage adjustments to match changing routes or vehicle types. For added protection, the agency can help secure coverage for rental truck reimbursement.

SF
2605 N Main St
State Farm Insurance Agent
Truck Insurance Agent · Decatur, IL
(217) 877-4383
carolebrooker.com
DI
111 E Decatur St
Dansig Insurance Risk Advisors
Truck Insurance Agent · Decatur, IL
(217) 423-3311
dansig.com
IS
3133 N Woodford St
Insurance Solutions
Truck Insurance Agent · Decatur, IL
(217) 872-5220
facebook.com/Insurance-Solutions-462838913902254/timeline
FI
100 E Washington St #100
Farmers Insurance - Andrew Walk
Truck Insurance Agent · Decatur, IL
(217) 428-8844
agents.farmers.com/il/decatur/andrew-walk
MT
333 E Pershing Rd
Mutual Trust Insurance Agency
Truck Insurance Agent · Decatur, IL
(217) 335-4136
AO
120 E Cerro Gordo St
Atteberry Oldweiler Insurance
Truck Insurance Agent · Decatur, IL
(217) 422-6544
erieinsurance.com
WT
1138 IL-48
Winston Taylor Insurance
Truck Insurance Agent · Decatur, IL
(217) 422-1441
DI
1950 N Water St B
Downs Insurance Inc
Truck Insurance Agent · Decatur, IL
(217) 422-2202
FA
2805 N Jasper St
The Floyd Agency
Truck Insurance Agent · Decatur, IL
(217) 423-5020
thefloydagency.com
CG
1641 S Taylorville Rd
Curt Grant - COUNTRY Financial Agent
Truck Insurance Agent · Decatur, IL
(217) 872-6020
agents.countryfinancial.com/usa/il/decatur/curt-grant
SI
2932 Mount Zion Rd
Shelter Insurance - Joe Basil
Truck Insurance Agent · Decatur, IL
(217) 864-6600
shelterinsurance.com/CA/agent/JBASIL
PI
3795 N Woodford St
Preston Insurance Agency, Division of Ansay & Associates
Truck Insurance Agent · Decatur, IL
(217) 876-8006
myprestoninsurance.com
ID
333 E Pershing Rd ste 8
Illinois Drivers Insurance
Truck Insurance Agent · Decatur, IL
(217) 706-7575
illinoisdrivers.com/decatur-il-insurance

What Does a a Truck Insurance Agent in Decatur Cost?

Truck insurance costs in Illinois vary widely. Owner-operators typically pay between 8000 and 15000 dollars per year for liability and physical damage. Fleet policies can range from 3000 to 10000 dollars per truck depending on cargo and distance. Factors like driving history vehicle value and coverage limits affect the premium. This is general information not insurance advice.

About truck insurance agents in Decatur

Truck insurance agents in Decatur Illinois help owner-operators and fleet managers meet state requirements. Illinois law mandates minimum liability coverage of 750000 dollars for for-hire carriers. Agents also assist with cargo insurance and physical damage coverage for trucks operating on I-72 and local routes.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Illinois?

For-hire carriers in Illinois must carry at least 750000 dollars in combined single limit liability insurance. Private carriers need at least 300000 dollars. Agents in Decatur can help you verify your specific requirements based on cargo and vehicle weight.

Do I need a specific type of insurance for hauling freight in Decatur?

Yes. If you haul goods for hire you need motor carrier liability insurance plus cargo insurance. Many local agents also recommend physical damage coverage for your truck. Illinois requires proof of insurance to register your vehicle with the Secretary of State.

How can a truck insurance agent in Decatur help me save money?

An agent can review your driving record mileage and safety history to find appropriate coverage. They may suggest higher deductibles or bundling policies. Illinois allows experience credits for drivers with clean records.

Truck Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.