The top-rated truck insurance agent in Oak Lawn, Illinois is Hanway Insurance, rated 4.9 stars across 1,053 reviews. Other highly rated options include Omar Salameh - State Farm Insurance Agent, Jessica Knight - State Farm Insurance Agent, Bryan Kovach - State Farm Insurance Agent. This directory lists 16 truck insurance agents serving Oak Lawn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hanway Insurance | 9528 S Cicero Ave | (708) 874-6000 |
| 2 | Omar Salameh - State Farm Insurance Agent | 10319 S Central Ave | (708) 581-5164 |
| 3 | Jessica Knight - State Farm Insurance Agent | 10735 S Cicero Ave #202 | (708) 422-3700 |
| 4 | Bryan Kovach - State Farm Insurance Agent | 5360 W 95th St | (708) 424-8654 |
| 5 | Buschbach Insurance Agency | 5615 W 95th St #1 | (708) 858-7002 |
| 6 | Rich Rybka - State Farm Insurance Agent | 8830 S Cicero Ave | (708) 423-5951 |
| 7 | John Arena - State Farm Insurance Agent | 6842 95th St | (708) 598-7701 |
| 8 | Gallagher and Murphy Insurance Agency Inc | 10236 S Kenton Ave | (708) 398-6730 |
| 9 | Don Murphy Agency, Inc. American Family Insurance | 10806 S Cicero Ave | (708) 229-1112 |
| 10 | Cusack Insurance LLC | 5700 95th St | (708) 423-5600 |
Hanway Insurance offers both one-time policy reviews and ongoing support for managing truck insurance needs in Oak Lawn, Illinois. Coverage options include liability and physical damage protection tailored for commercial trucking operations. A one-time consultation helps evaluate existing policies, while scheduled service provides regular adjustments as fleet requirements evolve. Service runs on a one-time, scheduled, or as-needed basis depending on the client's preference.
Omar Salameh - State Farm Insurance Agent serves the Oak Lawn, IL area as a local truck insurance agent, providing commercial auto liability and physical damage coverage for regional trucking operations. The agency works with independent drivers and small fleet owners to secure insurance that meets legal requirements. Specific services include cargo insurance to protect hauled goods and non-trucking liability coverage for personal use of commercial vehicles.
Jessica Knight - State Farm Insurance Agent serves local business owners and commercial fleet operators who require trucking insurance coverage. The agency addresses liability, cargo, and physical damage protection needs common in Oak Lawn’s transport sector. Policies are tailored for both independent owner-operators and larger haulage companies. Its team works with clients to review risk exposures and match appropriate coverage limits. Beyond Oak Lawn, the agency also represents customers in nearby Worth
Bryan Kovach - State Farm Insurance Agent serves Oak Lawn, Illinois, and the surrounding communities of the southwest Chicago suburbs. The agency handles commercial truck insurance policies for owner-operators and small fleet owners in the region. Covering liabilities, physical damage, and cargo protection, the office aims to match coverage options to each driver’s specific route and hauling needs. To handle a typical job, the agent first reviews the client’s operation radius and vehicle specifications before comparing standard State Farm offerings against that daily exposure.
Buschbach Insurance Agency provides truck insurance services for owner-operators and small fleet operators in the Oak Lawn area. Its service plans typically include custom policy reviews to ensure adequate coverage for cargo, liability, and physical damage. Maintenance plans often involve periodic check-ins to adjust coverage as a client’s hauling routes or equipment changes. The agency commonly serves commercial properties such as single-family homes, apartments, retail locations, and restaurants that rely on trucking for their deliveries.
Rich Rybka - State Farm Insurance Agent in Oak Lawn, IL, can advise clients on the difference between a one-time commercial auto policy, often used for a single truck shipment, and recurring coverage designed for larger fleets or daily deliveries. The agency offers liability, physical damage, and cargo insurance for local trucking operations. Protection can help cover on-the-road accidents and property losses common in the Chicagoland area. Service typically runs on a scheduled basis to match annual renewals and operational needs.
John Arena, a State Farm Insurance Agent in Oak Lawn, IL, offers specialized coverage for commercial trucks, addressing liability and physical damage needs unique to local haulers. It also provides standard auto and home insurance policies for area residents. As seasonal weather patterns shift in the Chicago region, the agency helps commercial drivers adjust their policies to cover winter road hazards and seasonal cargo fluctuations.
As winter ice and summer construction reshape Oak Lawn roadways, local trucking operators require reliable liability protection from an agent familiar with regional routes. Gallagher and Murphy Insurance Agency Inc provides truck insurance coverage tailored to the unique hazards of suburban freight and long-haul runs through the Midwest. Their staff evaluates each commercial policy to address cargo risk, downtime costs, and fleet size requirements. An initial assessment begins with a physical inspection of the vehicles and a review of driver records to confirm all coverage meets current state and local transportation regulations.
Don Murphy Agency, Inc. American Family Insurance works with local trucking operations to manage their commercial vehicle coverage needs. It offers specialty truck insurance add-ons designed to protect cargo, equipment, and liability exposures common to fleet owners and independent drivers in the Oak Lawn area. The agency can serve a range of commercial sectors needing cargo liability protection, including small offices, warehousing facilities, and food service distribution companies.
Cusack Insurance LLC serves residential truck owners in Oak Lawn, Illinois, by specializing in coverage tailored to local hauling needs. Commercial policies are also available for small fleets operating throughout the greater Chicago area. With a focus on matching protection to the demands of regional trucking, the agency handles individual policy reviews and claims assistance. Follow-up or repeat service occurs between regular visits to adjust coverage as business needs change or driving seasons shift.
What Does a a Truck Insurance Agent in Oak Lawn Cost?
Truck insurance costs in Illinois vary widely based on driving record, cargo type, and annual mileage. A typical policy for a single semi-truck can range from $8,000 to $15,000 per year for basic liability, while full coverage with physical damage may cost $12,000 to $25,000 annually. Factors like operating radius and safety history also affect premiums. This is general information, not insurance advice.
About truck insurance agents in Oak Lawn
Truck insurance agents in Oak Lawn, Illinois help owner-operators and fleet managers meet state and federal insurance requirements. Illinois law mandates minimum liability coverage of $750,000 for interstate trucking under federal regulations, while intrastate carriers may have different limits. Local agents understand the specific needs of Oak Lawn businesses near major highways like I-294 and I-55.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Illinois?
For interstate trucking, Illinois follows federal minimums: $750,000 in liability coverage for general freight, and higher limits for hazardous materials. Intrastate carriers must have at least $300,000 in liability coverage under Illinois law.
Do I need a specific type of insurance for a dump truck in Oak Lawn?
Yes, dump trucks often require higher liability limits and may need cargo insurance for materials hauled. Illinois requires proof of financial responsibility for all commercial vehicles, and a local agent can tailor a policy to your specific operation.
How do I find a licensed truck insurance agent in Oak Lawn?
You can search the Illinois Department of Insurance website for licensed agents in Oak Lawn. Many independent agents in the area specialize in commercial auto and trucking policies, and they can compare quotes from multiple carriers.
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