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HomeTruck Insurance AgentsIllinois › Rock Island

Find Truck Insurance Agents Near You in Rock Island, IL

Browse truck insurance agents serving Rock Island, Illinois. Updated 2026-07-14.

The top-rated truck insurance agent in Rock Island, Illinois is Jenn Merema - State Farm Insurance Agent, rated 5.0 stars across 431 reviews. Other highly rated options include Chris Elsberg - State Farm Insurance Agent, Don Ayers & Son's Insurance, State Farm Insurance. This directory lists 10 truck insurance agents serving Rock Island.

Showing 10 truck insurance agents in Rock Island, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jenn Merema - State Farm Insurance Agent4543 18th Ave(309) 794-1313
2Chris Elsberg - State Farm Insurance Agent855 46th Ave(309) 788-3060
3Don Ayers & Son's Insurance3129 11th St(309) 788-4546
4State Farm Insurance4543 18th Ave(309) 794-1313
5Farrar Insurance1712 18th Ave(309) 786-4463
6Michael Orth American Family Insurance2427 17th St(309) 788-7670
7Affordable Insurance IL1725 30th St(309) 603-0171
8Insurance King3101 11th St suite A(309) 981-0391
9BevSpec Insurance Solutions225 20th St(630) 613-9473
10Riverscape Insurance4405 11th St(309) 430-2222
JM
4543 18th Ave
Jenn Merema - State Farm Insurance Agent
Truck Insurance Agent · Rock Island, IL

Jenn Merema - State Farm Insurance Agent serves the Rock Island, Illinois metro area as a local provider of truck insurance coverage. The agency works with commercial vehicle operators to understand the unique risks involved in transporting goods by road. It offers policies designed to address liability, cargo damage, and physical asset protection for trucks and trailers in the region. Claims support and policy adjustments for local hauling routes are among the specific services it handles there.

CE
855 46th Ave
Chris Elsberg - State Farm Insurance Agent
Truck Insurance Agent · Rock Island, IL

Chris Elsberg - State Farm Insurance Agent in Rock Island, IL, offers a full range of commercial auto policies tailored specifically for trucking operations. Its service and maintenance plans include routine policy reviews to ensure coverage aligns with changing fleet needs, as well as streamlined claims assistance for unexpected incidents on the road. The agency also provides guidance on meeting state-required liability limits and protecting cargo during transport. It services single-family homes, apartments, retail, and restaurants.

DA
3129 11th St
Don Ayers & Son's Insurance
Truck Insurance Agent · Rock Island, IL

Businesses operating commercial trucks in the Rock Island, Illinois area turn to Don Ayers & Son's Insurance for their coverage needs. This local agency advises clients on policies that address liability, cargo, and physical damage for their fleets. It also assists independent owner-operators in meeting state and federal insurance requirements. The agency serves a range of service areas and often works with clients in the neighboring community of Moline to help secure appropriate commercial auto coverage.

SF
4543 18th Ave
State Farm Insurance
Truck Insurance Agent · Rock Island, IL

State Farm Insurance, serving Rock Island, Illinois, provides commercial truck insurance for local owner-operators and small fleet businesses in the area. These policies commonly cover liability, physical damage, and cargo protection for trucks used in regional hauling and local deliveries. Truck agents in this region often emphasize compliance with Illinois Department of Transportation requirements for commercial vehicles. A specialty service available through this agency is adding motor truck cargo liability coverage for transported goods.

FI
1712 18th Ave
Farrar Insurance
Truck Insurance Agent · Rock Island, IL

Based in Rock Island, Illinois, Farrar Insurance serves the Quad Cities region and nearby communities in both Illinois and Iowa. As a truck insurance agent, it handles commercial coverage for owner-operators, local fleets, and long-haul operators. The agency addresses the specific risks of commercial trucking, including liability, cargo, and physical damage protection. To manage a typical client’s needs, it begins by reviewing the types of loads hauled and operating radius, then builds a tailored policy that aligns with local and interstate regulatory requirements.

MO
2427 17th St
Michael Orth American Family Insurance
Truck Insurance Agent · Rock Island, IL

Michael Orth American Family Insurance in Rock Island, IL, helps clients distinguish between one-time liability policies for single hauls and recurring commercial auto coverage for ongoing fleet operations. This agency specializes in policies tailored to local trucking needs, covering cargo risks and physical damage for vehicles of various sizes. Services are available on either a one-time or as-needed consultation basis, allowing drivers to schedule coverage adjustments when their routes or equipment requirements change.

AI
1725 30th St
Affordable Insurance IL
Truck Insurance Agent · Rock Island, IL

Specializing in policies for heavy-duty rigs and local delivery fleets, Affordable Insurance IL provides tailored coverage for truck operators in Rock Island. It works with both owner-operators and commercial carriers to manage liability, cargo, and physical damage risks common to Midwest transportation routes. The agency also assists with seasonal concerns such as ensuring adequate protection for winter hauling when slippery conditions increase claim frequency or adjusting coverage during harvest transport peaks.

IK
3101 11th St suite A
Insurance King
Truck Insurance Agent · Rock Island, IL

Insurance King serves the Rock Island County area as a dedicated Truck Insurance Agent. The agency provides essential coverage solutions tailored for commercial trucking operations, addressing the unique risks faced by local owner-operators and fleet managers. It handles liability and physical damage policies that protect vehicles and cargo during transit across the region. Additionally, the firm specializes in non-trucking liability coverage for when a rig is used for personal purposes.

BI
225 20th St
BevSpec Insurance Solutions
Truck Insurance Agent · Rock Island, IL

With winter weather making roads unpredictable across the Rock Island area, local trucking companies need reliable coverage that protects their fleets against seasonal hazards. BevSpec Insurance Solutions serves as a truck insurance agent, offering policies designed to address liability, cargo, and physical damage risks common in regional freight operations. The agency works with independent owner-operators and larger carriers to match each business’s specific exposure profile. An initial assessment of your trucks, driving records, and route patterns is completed during the first consultation to identify suitable coverage options.

RI
4405 11th St
Riverscape Insurance
Truck Insurance Agent · Rock Island, IL

Riverscape Insurance assists local businesses with their commercial coverage needs, specializing in truck insurance for fleets and owner-operators in the Rock Island area. Its offerings include liability, physical damage, and cargo protection. The agency understands the regulatory and risk demands unique to operating commercial vehicles on regional highways and city routes. It can secure policies for various commercial sectors, including offices, warehouses, and food service establishments.

What Does a a Truck Insurance Agent in Rock Island Cost?

Truck insurance costs in Illinois vary widely based on driving record cargo type and annual mileage. A basic liability policy for a single truck may range from 8000 to 15000 dollars per year while full coverage with physical damage and cargo can exceed 25000 dollars annually. Factors such as your safety rating and the value of your rig also influence the premium. This is general information not insurance advice.

About truck insurance agents in Rock Island

Truck insurance agents in Rock Island Illinois help owner operators and fleet managers secure liability physical damage and cargo coverage. Illinois requires minimum liability limits of 750000 dollars for most commercial trucks under state law. Working with a local agent ensures your policy meets Illinois Department of Transportation requirements and addresses risks on the I-74 bridge and other regional routes.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Illinois?

Illinois law requires commercial trucks to carry at least 750000 dollars in liability insurance for bodily injury and property damage per accident. Higher limits apply for hazardous materials or larger vehicles. Your agent can help you meet these state minimums.

How does a truck insurance agent in Rock Island help with local risks?

A Rock Island agent understands the specific challenges of driving near the Mississippi River and through industrial zones. They can tailor coverage for cargo theft accident-prone intersections and seasonal weather conditions common in the Quad Cities area.

Can I bundle truck insurance with other commercial policies in Illinois?

Yes many agents offer package discounts when you combine truck insurance with general liability or workers compensation coverage. Illinois law does not prohibit bundling and it can reduce your overall premium while simplifying policy management.

Truck Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.