The top-rated truck insurance agent in Lafayette, Indiana is Austin Kyle - State Farm Insurance Agent, rated 4.9 stars across 497 reviews. Other highly rated options include Acceptance Insurance, Mike Kornafel - State Farm Insurance Agent, Lafayette Insurance - Joe Couch Insurance Agency. This directory lists 19 truck insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Austin Kyle - State Farm Insurance Agent | 3526 Osborne Dr Suite C | (765) 701-6376 |
| 2 | Acceptance Insurance | 3416 State Rte 38 Ste B | (765) 722-7009 |
| 3 | Mike Kornafel - State Farm Insurance Agent | 3135 Concord Rd Ste 1 | (765) 474-1547 |
| 4 | Lafayette Insurance - Joe Couch Insurance Agency | 3111 Builder Dr #6 | (765) 474-2300 |
| 5 | Isch Insurance Agency, Inc. | 1415 Union St | (765) 838-2781 |
| 6 | Blevins Insurance Agency | 2 N 4th St | (765) 446-8999 |
| 7 | Garcia Insurance Agency | 2927 Union St | (765) 449-4544 |
| 8 | Scott Scales Insurance Agency, Inc. Your Family Insurance Since 1984 | 53 Lori Lee Dr Ste. 220 | (765) 701-0121 |
| 9 | Insurance Solutions From Amber | 4826 Tazer Dr suite c | (765) 429-7979 |
| 10 | Farmers Insurance Agency - Jose Gaytan | 2781 Teal Rd | (765) 427-5884 |
Austin Kyle - State Farm Insurance Agent serves Lafayette, Indiana, and the surrounding Tippecanoe County area. The agency provides commercial truck insurance policies to local business owners. Specialized coverage options help protect fleets and owner-operators from liability and cargo damage risks. Policies can also include roadside assistance for breakdowns. This agent works with drivers to find appropriate deductible levels. Specific services handled in this area include physical damage coverage and non-trucking liability protection for trucks under lease.
Acceptance Insurance provides residential truck insurance services to customers in Lafayette, Indiana, ensuring coverage for personal vehicles and driver needs. Commercial truck insurance policies are also available for local business owners requiring fleet or cargo protection. The agency serves clients throughout Lafayette and the surrounding Tippecanoe County area. After initial policy setup, the team assists with claims processing and policy adjustments, encouraging customers to return for periodic coverage reviews between regular visits to address any changing requirements.
Mike Kornafel - State Farm Insurance Agent in Lafayette, IN, provides commercial truck insurance policies designed to meet the unique coverage needs of local fleet operators and independent drivers. The agency offers standard liability, physical damage, and cargo protection plans, along with scheduled policy reviews to help ensure ongoing coverage alignment. Typical maintenance of these policies includes regular consultations to adjust deductibles or add endorsements. The agency services single-family homes, apartments, retail, and restaurants.
Lafayette Insurance - Joe Couch Insurance Agency serves trucking companies and commercial fleet operators in Lafayette, Indiana. It specializes in policies covering cargo, liability, and physical damage for local and long-haul trucks. The agency works with regional carriers to arrange appropriate coverage for different vehicle types and operational risks. It helps clients understand insurance requirements and compliance with Indiana Department of Transportation regulations for commercial vehicles. The agency extends its services to cover trucking businesses operating in the West Lafayette area.
Serving Lafayette, Indiana, and the surrounding communities, Isch Insurance Agency, Inc. handles specialized truck insurance coverage for commercial operators. It manages the unique risk factors associated with long-haul and local freight transportation. The agency works with carriers to select appropriate liability, cargo, and physical damage policies that comply with federal and state requirements. To evaluate a client's needs and secure suitable coverage, it first reviews the client's operating radius and fleet specifications before comparing options from multiple carriers.
Blevins Insurance Agency in Lafayette, IN assists trucking clients with both one-time policies for short-term hauls and recurring plans for ongoing operations. Their coverage options address commercial vehicle liability, cargo protection, and physical damage common to regional trucking. Claims support is integrated into these contracts. Service is offered on an as-needed basis, allowing drivers or fleet managers to request policy reviews or endorsements whenever operational needs or route requirements change.
Garcia Insurance Agency in Lafayette, IN specializes in tailoring coverage for commercial trucking operations, including policies for cargo liability and physical damage. It also assists independent drivers and small fleets with routine insurance needs such as liability protection and compliance filings. The agency helps navigate common concerns like securing adequate coverage during peak shipping seasons or adjusting policies after a change in freight routes.
As the busy harvest season and winter weather approach, local truckers in Lafayette need reliable liability and cargo coverage. Scott Scales Insurance Agency, Inc. Your Family Insurance Since 1984 arranges policies that protect both owner-operators and small fleet managers. They understand the specific risks of hauling freight through the Midwest. New clients receive a thorough review of their current policy and seasonal driving routes. A complimentary initial inspection of the rig and its safety equipment is then scheduled to finalize the coverage.
Insurance Solutions From Amber provides truck insurance agency services in Lafayette, Indiana. Its core work focuses on policies for commercial vehicles, and it offers specialty coverage for cargo, equipment, and liability protections. These add-ons help address specific risks that arise during hauling and transport operations. The agency serves a range of commercial sectors that depend on trucking, including offices, warehouses, and food service businesses throughout the local area.
What Does a a Truck Insurance Agent in Lafayette Cost?
Typical annual premiums for a truck insurance policy in Indiana range from 8000 to 15000 dollars for a single truck with basic liability. Full coverage including cargo and physical damage can cost 12000 to 25000 dollars per year. Costs vary based on driving record miles driven and cargo type. This is general information not insurance advice.
About truck insurance agents in Lafayette
Truck insurance agents in Lafayette Indiana help owner-operators and fleet managers secure coverage that meets state and federal requirements. Indiana law mandates minimum liability limits of 750000 dollars for interstate commercial trucks. Local agents understand the specific risks of hauling freight on I-65 and other regional routes.
Frequently Asked Questions
What types of truck insurance do agents in Lafayette offer?
Agents in Lafayette offer liability physical damage cargo and bobtail insurance. They also provide coverage for non-trucking use and general liability for owner-operators.
Do I need a specific filing for Indiana trucking authority?
Yes Indiana requires a BMC-91 or BMC-91X filing for interstate authority. Your agent can help submit this proof of insurance to the FMCSA and the Indiana Department of Revenue.
How does Indiana law affect truck insurance costs?
Indiana has a minimum liability requirement of 750000 dollars for interstate trucks. Local factors like accident rates in Tippecanoe County and cargo type also influence premium costs.
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