The top-rated truck insurance agent in Muncie, Indiana is Mike Wright - State Farm Insurance Agent, rated 5.0 stars across 779 reviews. Other highly rated options include Jesse Anderson - State Farm Insurance Agent, Jason White - State Farm Insurance Agent, Jason May - State Farm Insurance Agent. This directory lists 20 truck insurance agents serving Muncie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Wright - State Farm Insurance Agent | 3899 Wheeling Ave | (765) 286-5303 |
| 2 | Jesse Anderson - State Farm Insurance Agent | 412 S High St | (765) 289-6288 |
| 3 | Jason White - State Farm Insurance Agent | 413 S Tillotson Ave # 7 | (765) 273-4359 |
| 4 | Jason May - State Farm Insurance Agent | 2991 N Oakwood Ave | (765) 747-7100 |
| 5 | Shelter Insurance - Katy Combs | 206 W Ontario Dr | (765) 284-3020 |
| 6 | Justin Sorensen: Allstate Insurance | 320 E McGalliard Rd | (765) 288-2880 |
| 7 | Jeff Cline - State Farm Insurance Agent | 4108 Wheeling Ave | (765) 286-0055 |
| 8 | Able Insurance | 425 W Washington St | (765) 289-8941 |
| 9 | Indiana Farm Bureau Insurance - Dane Cook Agency | 704 W McGalliard Rd | (765) 284-5589 |
| 10 | Robertson Insurance Services | 3701 N Briarwood Ln | (765) 896-9557 |
Mike Wright - State Farm Insurance Agent serves the Muncie, Indiana, metro area and provides truck insurance for local commercial drivers. Their agency understands the unique liability needs of over-the-road and local delivery trucks operating in central Indiana. Policies are designed to protect business assets and meet state-required coverage minimums. The agency helps commercial drivers assess their collision and comprehensive coverage options to safeguard their vehicles.
Jesse Anderson - State Farm Insurance Agent in Muncie, IN, provides specialized truck insurance coverage tailored to commercial vehicle operators and owner-operators. The company assists clients in managing liability, physical damage, and cargo protection through flexible policy options. Its attention to individual risk profiles allows for customized plan adjustments that meet changing business demands. This truck insurance agent offers support ranging from initial policy consultation to ongoing claims assistance, ensuring coverage remains current. The agency serves clients who operate single-family homes, apartments, retail spaces, and restaurants.
Jason White - State Farm Insurance Agent serves trucking businesses, independent owner-operators, and small fleet owners in Muncie, Indiana. The agency provides commercial auto liability, physical damage coverage, and cargo insurance tailored to the local transport industry. It also works with regional haulers who need policy bundles covering equipment and non-trucking liability. All filings meet state and federal requirements for commercial vehicles on Indiana roadways. This agent additionally serves clients in Yorktown and the surrounding parts of Delaware County.
Jason May - State Farm Insurance Agent in Muncie, IN distinguishes between one-time trip policies and recurring commercial auto coverage for trucking operations. Local truck insurance agents provide liability protection, physical damage coverage, and cargo insurance tailored to varying fleet sizes. Policies are structured to meet Indiana regulatory requirements while protecting assets on the road. Service is available on a scheduled or as-needed basis, with consultations offered for both new and renewal policy reviews.
Shelter Insurance - Katy Combs provides specialty truck insurance for commercial vehicles operating in Muncie, Indiana, with policies tailored to local freight routes. The agency also handles general personal insurance needs for area residents. Coverage addresses the specific risks of hauling heavy loads across Indiana’s changing weather conditions, including icy roads during winter months that increase accident potential for semi-trucks and delivery vans.
When the spring construction season increases demand for local cargo hauling, contractors and fleet owners in Muncie need to update their liability and physical damage coverage. Justin Sorensen: Allstate Insurance assists commercial drivers in tailoring policies that satisfy Indiana’s minimum financial responsibility requirements. The agency reviews each account to match coverage limits with typical delivery routes and cargo weights. An initial assessment of vehicle condition and driving history is scheduled at the time of application to verify that the customer meets underwriting standards.
Operating as a truck insurance agent in Muncie, IN, Jeff Cline - State Farm Insurance Agent provides necessary liability and coverage options for commercial vehicles. The agency can help arrange specialized add-ons, including cargo protection and roadside assistance, to address common risks on the road. General policies are written to cover the unique operational needs of local trucking companies. Commercial sectors the agency can serve include offices, warehouses, and food service establishments that rely on vehicle fleets for daily logistics.
Able Insurance provides truck insurance services within Muncie and across surrounding communities in east central Indiana. It handles coverage for commercial trucks, including policy adjustments for freight and local hauling routes. The agency carefully reviews each client's specific cargo type and radius of operation. To handle a typical job, it compares coverage limits across multiple carriers to find a suitable fit for the driver's risk profile and budget.
Indiana Farm Bureau Insurance - Dane Cook Agency is a truck insurance agent serving Muncie and surrounding areas, offering tailored coverage for commercial vehicles. The agency provides essential protection options for small fleets and independent operators navigating local transportation risks. Policies address liability, physical damage, and cargo security to ensure compliant operation. A specialty service for customized non-trucking liability coverage can be added for reduced personal exposure.
Robertson Insurance Services provides residential truck insurance coverage for owner-operators and small fleet owners in Muncie, Indiana. Their commercial policies address liability, cargo, and physical damage for local and regional hauling routes. The agency tailors coverage to the specific risks of short-haul and long-distance trucking operations in the surrounding counties. Between regular policy reviews, clients can return for endorsements or adjustments as their driving routes or equipment needs change.
What Does a a Truck Insurance Agent in Muncie Cost?
Annual truck insurance premiums in Indiana typically range from $8,000 to $15,000 for basic liability coverage on a single truck. Full coverage including physical damage and cargo can cost $12,000 to $25,000 per year. Rates vary based on driving record cargo type and mileage. This is general information not insurance advice.
About truck insurance agents in Muncie
Truck insurance agents in Muncie Indiana help owner-operators and fleet managers find coverage that meets state and federal requirements. Indiana law mandates minimum liability insurance of $750,000 for trucks carrying non-hazardous freight and $5,000,000 for hazardous materials. Local agents understand the specific needs of Muncie drivers who operate on I-69 and US 35.
Frequently Asked Questions
What minimum liability insurance does Indiana require for commercial trucks?
Indiana requires at least $750,000 in liability coverage for trucks transporting non-hazardous goods. For hazardous materials the minimum is $5,000,000. Your agent can help you meet these limits.
Do I need cargo insurance for my truck in Muncie?
Cargo insurance is not required by Indiana state law but most shippers and brokers require it. Typical policies cover $100,000 to $250,000 in cargo value. An agent can explain what limits fit your freight.
Can I get physical damage coverage for an older truck in Muncie?
Yes many agents offer physical damage coverage for older trucks. The premium is based on the truck's actual cash value. You can choose comprehensive and collision or just one type.
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