The top-rated truck insurance agent in Des Moines, Iowa is The Insurance Specialists Inc, rated 4.8 stars across 284 reviews. Other highly rated options include Ligouri Insurance, Ketelsen Davis Agency: Allstate Insurance, Boersma Insurance Services. This directory lists 11 truck insurance agents serving Des Moines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Insurance Specialists Inc | 514 E Euclid Ave | (515) 280-1207 |
| 2 | Ligouri Insurance | 4320 1/2 SW 9th St | (515) 285-0370 |
| 3 | Ketelsen Davis Agency: Allstate Insurance | 106 SW 7th St Ste B101 | (515) 257-7072 |
| 4 | Boersma Insurance Services | 100 Court Ave #310/450 | (515) 327-7033 |
| 5 | Budget Insurance | 3111 Douglas Ave | (515) 277-1313 |
| 6 | Centro Insurance | 5406 Douglas Ave | (515) 318-5638 |
| 7 | Adriana's Agency | 1514 E Grand Ave Suite B | (515) 266-0402 |
| 8 | Davis Insurance Agency | 2815 Beaver Ave # 200 | (515) 274-3838 |
| 9 | Dallas Downey, DSM Insurance Guy | 505 E Grand Ave | (515) 373-8988 |
| 10 | Crivaro Insurance Agency | 2449 SW 9th St | (515) 288-5589 |
The Insurance Specialists Inc serves the Des Moines metro area and surrounding Polk County as a truck insurance agent. It provides policies that cover commercial vehicles used for hauling freight and local deliveries across Iowa. The agency works with carriers to match coverage limits with fleet size and cargo types. Typical policies address liability protection, physical damage for tractors and trailers, and non-trucking liability coverage. It handles both owner-operator insurance for single trucks and commercial fleet policies for multiple vehicles in the region.
Ligouri Insurance provides commercial truck insurance coverage for owner-operators and small fleets in Des Moines, Iowa. It offers liability, physical damage, and cargo protection, with tailored service plans that include periodic policy reviews and claims assistance. The agency works with regional carriers to support local trucking businesses through all stages of coverage. Its property specialty includes servicing single-family homes and commercial retail locations.
Local businesses and independent trucking operations in Des Moines rely on Ketelsen Davis Agency for their Allstate truck insurance needs. The agency handles coverage for commercial fleets and owner-operators, addressing risk management for cargo and liability concerns common across central Iowa routes. Their services help drivers meet regulatory requirements while protecting assets on the road. Ketelsen Davis Agency also serves clients throughout the broader Des Moines metro area and neighboring communities like West Des Moines.
Clients seeking truck insurance through Boersma Insurance Services in Des Moines, IA can choose between a one-time policy for a single trip or recurring coverage for ongoing fleet operations. The company arranges protection for physical damage, cargo liability, and injury claims common to regional and long-haul trucks. Service operates on an as-needed basis, with agents available to discuss policy changes before any new shipment or seasonal schedule begins.
Budget Insurance serves Des Moines and the surrounding central Iowa communities, handling comprehensive truck insurance coverage for local operators and regional fleets. The agency addresses the specific liability and cargo needs of commercial vehicles operating on major routes through the state. It works with drivers to policy details that meet regulatory requirements, assessing risk factors like cargo type and travel radius. For each engagement, it customizes a protection plan by evaluating a client’s operational scope and safety record to ensure alignment with their daily transport demands.
Centro Insurance specializes in providing tailored coverage for commercial trucks, including liability, cargo, and physical damage protection. As a truck insurance agent in Des Moines, IA, it assists local fleet owners and independent operators in managing their unique risk profiles. The agency works closely with clients to navigate policy options and ensure compliance with Iowa’s regulatory requirements. With winter weather increasing the likelihood of icy road accidents, it helps operators secure appropriate coverage ahead of the season’s most hazardous driving conditions.
As winter approaches, Des Moines trucking companies often have to adjust insurance coverage for icy road conditions and longer idling times. Adriana's Agency handles these local needs for commercial truck operators in the area. They help trucking clients find liability coverage, cargo insurance, and physical damage protection that fits the regional hauling environment. Their service focuses on matching policy limits with typical Iowa freight routes and seasonal weather risks. An initial risk assessment is scheduled to review the trucking operation and current coverage gaps.
Davis Insurance Agency in Des Moines, Iowa, provides truck insurance coverage tailored to commercial vehicle operators. The agency specializes in adding on protections such as cargo insurance, physical damage coverage, and liability policies for long-haul and local routes. They work closely with clients to address the unique risks of freight transportation. Their services can assist various commercial sectors, including local delivery offices, warehouses requiring fleet management, and food service operations with temperature-controlled shipping needs.
Dallas Downey, DSM Insurance Guy provides residential truck insurance services for owner-operators and small fleets in Des Moines. Commercial coverage is tailored to local hauling needs within the broader Iowa region. This agency simplifies necessary liability and cargo protection for clients who require reliable policies. The team makes follow-up calls and sends reminders to ensure riders can adjust coverages between regular visits.
Crivaro Insurance Agency in Des Moines, IA is known for matching local trucking operations with suitable coverage for their fleets. It serves owner-operators and small to mid-size carriers across the region, helping them navigate standard liability and physical damage policies. The agency works to ensure each client meets Iowa’s specific commercial vehicle requirements while protecting valuable equipment. For an extra layer of protection, it can add on coverage for cargo in transit during hauling routes.
What Does a a Truck Insurance Agent in Des Moines Cost?
Truck insurance costs in Iowa vary widely based on driving record, cargo type, and annual mileage. A basic policy for a single truck can range from 8 thousand to 15 thousand dollars per year. High-risk or long-haul operations may pay 20 thousand dollars or more. This is general information and not insurance advice.
About truck insurance agents in Des Moines
Truck insurance agents in Des Moines Iowa help owner-operators and fleets meet state minimum liability requirements. Iowa law mandates at least 750 thousand dollars in liability coverage for most commercial trucks. Local agents understand the specific filing rules with the Iowa DOT and can tailor policies for regional routes.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Iowa?
Iowa requires at least 750 thousand dollars in liability coverage for trucks operating interstate. For intrastate haulers the minimum is 300 thousand dollars. Agents can help you meet these limits and file proof with the Iowa DOT.
How do I find a truck insurance agent in Des Moines?
Look for agents who specialize in commercial auto and trucking insurance. Many agencies in Des Moines have experience with local regulations and can compare quotes from multiple carriers. Ask about coverage for cargo, physical damage, and non-trucking liability.
Does Iowa require underinsured motorist coverage for trucks?
Iowa does not require underinsured motorist coverage for commercial trucks but carriers often offer it. Agents can explain how this coverage protects you if another driver has insufficient insurance. It is optional but recommended for added protection.
Truck Insurance Agents in Other Iowa Cities
Ames · Ankeny · Bettendorf · Cedar Falls · Cedar Rapids · Council Bluffs · Davenport · Dubuque · Iowa City · Johnston · Marion · Sioux City · Urbandale · Waterloo · Waukee