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HomeTruck Insurance AgentsIowa › Waterloo

Find Truck Insurance Agents Near You in Waterloo, IA

Browse truck insurance agents serving Waterloo, Iowa. Updated 2026-07-14.

The top-rated truck insurance agent in Waterloo, Iowa is VGM Insurance Services, rated 5.0 stars across 225 reviews. Other highly rated options include Christel Manson - State Farm Insurance Agent, PDCM Insurance, Ryan Sullivan - State Farm Insurance Agent. This directory lists 19 truck insurance agents serving Waterloo.

Showing 19 truck insurance agents in Waterloo, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1VGM Insurance Services1111 Van Miller Wy(800) 362-3363
2Christel Manson - State Farm Insurance Agent1935 E Ridgeway Ave(319) 232-6630
3PDCM Insurance3022 Airport Blvd(319) 234-8888
4Ryan Sullivan - State Farm Insurance Agent1809 University Ave(319) 236-1099
5Matt Hennig - State Farm Insurance Agent1010 E Mitchell Ave #9(319) 235-1401
6Steve Hubbard - State Farm Insurance Agent213 E San Marnan Dr(319) 232-6585
7The Sinnott Agency622 W 4th St(319) 233-6103
8Gallagher Insurance, Risk Management & Consulting2945 Airport Blvd(319) 433-1098
9Tjernagel Insurance2920 Falls Ave(319) 235-6719
10Shelter Insurance - Jeff Gudenkauf3680 University Ave Ste B(319) 235-8090
VI
1111 Van Miller Wy
VGM Insurance Services
Truck Insurance Agent · Waterloo, IA

VGM Insurance Services serves the Waterloo, Iowa metro area as a local truck insurance agent. The company provides liability coverage designed for commercial trucking operations in the region. Its policies address the specific risks faced by local and long-haul truckers. VGM Insurance Services helps area truck operators secure cargo insurance to protect transported goods. It also offers physical damage coverage for trucks and trailers on the road in and around Waterloo.

CM
1935 E Ridgeway Ave
Christel Manson - State Farm Insurance Agent
Truck Insurance Agent · Waterloo, IA

Christel Manson’s State Farm agency in Waterloo, IA, offers a full range of truck insurance services tailored for commercial operators in the region. Coverage includes liability, physical damage, and cargo protection, with flexible service plans designed to keep fleets compliant and on the road. Routine policy reviews and claims assistance are available to help maintain continuous coverage. The agent works with a variety of property types requiring truck insurance, including distribution centers, long-haul carriers, local delivery services, and independent owner-operators.

PI
3022 Airport Blvd
PDCM Insurance
Truck Insurance Agent · Waterloo, IA

Trucking companies and independent owner-operators in Waterloo, Iowa, rely on PDCM Insurance for their commercial vehicle coverage. This agency works with local fleets to secure liability, physical damage, and cargo insurance tailored to regional hauling operations. They also assist clients with ensuring their policies meet federal and state regulatory requirements for operating heavy trucks on Midwestern highways. Truckers benefit from guidance on managing risk associated with long-haul routes through the Cedar Valley. PDCM Insurance additionally serves carriers operating in and around the neighboring community of Evansdale.

RS
1809 University Ave
Ryan Sullivan - State Farm Insurance Agent
Truck Insurance Agent · Waterloo, IA

For trucking companies in Waterloo, Iowa, Ryan Sullivan - State Farm Insurance Agent distinguishes between one-time liability policies for occasional hauls and scheduled, rolling coverage plans for regular freight operations. This agent offers commercial auto policies that protect cargo, vehicles, and third-party risks during transit. Individual fleet assessments help tailor deductibles and liability limits to specific commercial routes and cargo types. Service appointments for policy reviews or claims processing run exclusively on an as-needed basis to accommodate fluctuating trucking schedules.

MH
1010 E Mitchell Ave #9
Matt Hennig - State Farm Insurance Agent
Truck Insurance Agent · Waterloo, IA

Matt Hennig - State Farm Insurance Agent serves the Waterloo, Iowa area and its surrounding communities. The agency handles truck insurance policies for local owner-operators and commercial fleets. It covers both liability and physical damage protection for various commercial vehicles. The agency commonly assists drivers with policy reviews to ensure proper coverage for their specific operations. To handle a typical job, it first assesses the client’s hauling needs and vehicle usage before presenting understandable coverage options.

SH
213 E San Marnan Dr
Steve Hubbard - State Farm Insurance Agent
Truck Insurance Agent · Waterloo, IA

Steve Hubbard - State Farm Insurance Agent provides specialized truck insurance services for commercial and private vehicles in the Waterloo area. The agency helps local drivers secure coverage for their trucks, addressing liability, physical damage, and cargo protection needs. Beyond truck policies, it offers general auto and business insurance solutions. As winter months bring icy roads, it assists owners in adjusting their policies to handle seasonal risks such as increased collision exposure and cargo delays from winter storms.

SA
622 W 4th St
The Sinnott Agency
Truck Insurance Agent · Waterloo, IA

As the unpredictable Iowa weather brings sudden hailstorms and slick roads to Waterloo, local trucking operators require coverage that keeps their fleets protected year-round. The Sinnott Agency specializes in connecting commercial truck drivers with insurance plans tailored for long-haul routes and regional deliveries. Agents work directly with each client to assess liability limits, cargo protection, and physical damage coverage that meets industry standards. A typical process begins with reviewing recent driving logs and vehicle inspection reports to determine the right policy options.

GI
2945 Airport Blvd
Gallagher Insurance, Risk Management & Consulting
Truck Insurance Agent · Waterloo, IA

Gallagher Insurance, Risk Management & Consulting provides commercial coverage solutions for businesses in Waterloo, Iowa. As a dedicated truck insurance agent, it offers specialized policies tailored to the unique liability and cargo protection needs of fleet operators and independent drivers. These services help manage financial exposure from accidents, theft, or regulatory compliance issues. The agency's experience extends to serving a range of commercial sectors, including local offices, warehouses, and food service operations that require specialized risk management coverage.

TI
2920 Falls Ave
Tjernagel Insurance
Truck Insurance Agent · Waterloo, IA

Tjernagel Insurance provides personal insurance solutions for residents in Waterloo, Iowa, helping them protect homes, vehicles, and personal property. The agency also offers commercial coverage tailored for local trucking operations, addressing liability, cargo, and physical damage exposures. Service extends across the surrounding regional area for both individual policyholders and business owners. After settling a claim or completing a policy review, Tjernagel Insurance follows up to discuss any necessary adjustments and remains available for ongoing service needs between regular renewal visits.

SI
3680 University Ave Ste B
Shelter Insurance - Jeff Gudenkauf
Truck Insurance Agent · Waterloo, IA
FJ
3265 W 4th St
Fish-Johnson Insurance Agency
Truck Insurance Agent · Waterloo, IA
(319) 233-3335
fishjohnsonins.com
EH
611 Ansborough Ave
Elliott Hartman Agency
Truck Insurance Agent · Waterloo, IA
(319) 233-8459
elliotthartman.com
WB
350 E Ridgeway Ave
Walter Burtis American Family Insurance
Truck Insurance Agent · Waterloo, IA
(319) 300-3202
amfam.com/agents/iowa/waterloo/walter-burtis
YI
1010 E Mitchell Ave #2
Yarwood Insurance Agency Inc.
Truck Insurance Agent · Waterloo, IA
(319) 233-8463
yarwoodins.com
AN
2913 Falls Ave
American National Insurance Co
Truck Insurance Agent · Waterloo, IA
(319) 234-8936
americannational.com
VI
1827 Ansborough Ave
Veridian Insurance
Truck Insurance Agent · Waterloo, IA
(800) 235-3228
veridiancu.org/personal/insure
BI
3222 Kimball Ave ste b
BankIowa Insurance
Truck Insurance Agent · Waterloo, IA
(319) 232-4571
bankiowainsurance.com
KI
1425 W 5th St Ste 2
Kvale Insurance
Truck Insurance Agent · Waterloo, IA
(319) 833-9428
kvaleinsurance.com
GP
2913 Falls Ave
Gene Pint & Associates
Truck Insurance Agent · Waterloo, IA
(319) 234-8936
americannational.com/agent

What Does a a Truck Insurance Agent in Waterloo Cost?

Typical annual costs for truck insurance in Iowa range from $8,000 to $15,000 for a single truck with basic liability and cargo coverage. Factors like driving history, cargo type, and annual mileage affect the premium. This is general information and not insurance advice.

About truck insurance agents in Waterloo

Truck insurance agents in Waterloo, Iowa help owner-operators and fleet owners find coverage that meets state and federal requirements. Iowa law requires minimum liability insurance of $750,000 for interstate carriers and $300,000 for intrastate operations. Agents can also assist with physical damage, cargo, and non-trucking liability policies.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Waterloo Iowa?

Iowa requires intrastate commercial trucks to carry at least $300,000 in liability coverage. Interstate carriers must meet federal minimums of $750,000. Agents can help you choose higher limits for better protection.

Do I need cargo insurance for my truck in Iowa?

Cargo insurance is not required by Iowa law but is often required by brokers or shippers. It covers the value of goods you are hauling in case of damage or theft. An agent can explain typical coverage amounts.

How does Iowa law affect truck insurance rates?

Iowa uses a fault-based system for accidents, which can impact premiums. Weather conditions and road risks in the Waterloo area may also influence rates. An agent can review your driving record and cargo type to find competitive options.

Truck Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.