The top-rated truck insurance agent in Chicopee, Massachusetts is E.J. O'Neil Insurance Agency, rated 4.9 stars across 374 reviews. Other highly rated options include First American Insurance Agency, Slosek Insurance, Rush Insurance Group, Inc.. This directory lists 15 truck insurance agents serving Chicopee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | E.J. O'Neil Insurance Agency | 400 Broadway St | (413) 594-4757 |
| 2 | First American Insurance Agency | 510 Front St | (413) 592-8118 |
| 3 | Slosek Insurance | 170 Springfield St | (413) 734-3690 |
| 4 | Rush Insurance Group, Inc. | 71 Church St | (413) 598-8304 |
| 5 | Alyssa Joy Lunghi at Comparion Insurance Agency | 99 Church St | (413) 754-7013 |
| 6 | Phillips Car Insurance | 97 Center St | (413) 594-5984 |
| 7 | White Birch Insurance | 21 White Birch Plz | (413) 331-5263 |
| 8 | Kaplansky Insurance- Chicopee Branch | 725 Grattan St | (413) 536-3311 |
| 9 | Metras Insurance Agency Inc | 2030 Memorial Dr | (413) 536-1491 |
| 10 | Rosario &Robb Insurance Inc | 317 Broadway St | (413) 594-4797 |
E.J. O’Neil Insurance Agency serves the greater Chicopee, Massachusetts area and the surrounding Hampden County region. The agency’s primary focus is offering insurance policies tailored for local trucking operations, helping commercial drivers meet compulsory liability requirements. They assist independent owner-operators and small fleets with obtaining coverage that addresses vehicle and cargo exposures. These professionals evaluate risk factors common to this region’s roadways and freight demands. Specific services they handle here are commercial auto liability coverage and motor truck cargo insurance.
First American Insurance Agency provides commercial coverage solutions for trucking operators in the Chicopee, MA area. Its service plans typically include policy reviews to help ensure compliance with regional transportation requirements. Maintenance plans often involve periodic risk assessments and claims management support tailored to local fleet operations. Clientele includes owner-operators and small freight companies, and the agency also services properties such as single-family homes, apartments, retail storefronts, and local restaurants.
Slosek Insurance serves local truck owners and owner-operators in the Chicopee area, offering coverage that meets regulatory and operational requirements for commercial vehicles. The agency works to help clients protect their assets from liability, cargo damage, and physical loss. It also provides guidance on standard coverage options suited for regional routes and heavy-duty trucking. Slosek Insurance additionally supports trucking professionals operating throughout Hampden County and neighboring communities such as Springfield and Holyoke.
Serving Chicopee, Massachusetts, and the surrounding communities, Rush Insurance Group, Inc. works as a truck insurance agent. The company handles coverage specifically designed for commercial trucking operations. To manage the unique risks faced by local fleets, it carefully assesses each client’s driving radius, cargo type, and vehicle class. This agent’s process involves reviewing policy limits and deductibles to match state and federal compliance needs, then tailoring a basic liability package while adhering strictly to industry-standard underwriting guidelines.
Alyssa Joy Lunghi at Comparion Insurance Agency in Chicopee, MA, distinguishes between a single-coverage purchase for a specific truck and an ongoing policy that renews to provide continuous protection. Coverage generally includes liability for road accidents, physical damage to the vehicle, and cargo loss for local hauls. The agency advises clients on selecting either a one-time certificate for a short move or recurring monthly billings for fleet operations. Service here runs on a scheduled basis as policies come up for annual renewal or mid-term adjustments.
Phillips Car Insurance in Chicopee, MA offers specialized truck insurance agent services tailored for commercial vehicles, including comprehensive liability and cargo coverage. It also provides general auto insurance for drivers throughout the local region. The agency works closely with truck operators to ensure their policies meet regulatory requirements and help protect their livelihoods on the road. During the harsh New England winter months, it assists clients with adjusting coverage to account for increased risks from ice and snow on area highways.
In Chicopee, winter road conditions can cause unexpected challenges for commercial trucking fleets, making reliable insurance a necessity. White Birch Insurance serves local truck operators by finding coverage that addresses physical damage, cargo liability, and winter weather risks. The agent assesses each company’s typical routes and freight type to suggest a policy tailored to current regulations. A preliminary consultation includes a review of safety records and equipment to identify potential gaps in protection, beginning with a simple inspection of the trucks and their operating history.
Kaplansky Insurance- Chicopee Branch provides general liability and commercial auto coverage common in western Massachusetts. Its specialty add-ons focus on cargo legal liability and bobtail insurance for owner-operators navigating regional highways. Policies address the unique risk exposures of refrigerated transport and local delivery fleets operating around Springfield. The agency serves commercial sectors such as offices, warehouses, and food service establishments requiring tailored protection for company vehicles and site operations.
Metras Insurance Agency Inc serves residences in Chicopee with personal truck coverage, then offers commercial lines for local owner-operators and fleet drivers throughout western Massachusetts. The agency structures policies that meet regulatory requirements for regional transport operators. Daily client consultations address liability limits, cargo protection, and vehicle replacement values. After issuing a policy, the firm maintains contact with each account holder, providing endorsement updates and renewal reviews between scheduled visits to ensure ongoing coverage adapts to changing operational needs.
Rosario &Robb Insurance Inc in Chicopec, MA, is known for providing commercial truck insurance policies tailored to owner-operators and small fleet businesses. The agency covers clients throughout western Massachusetts. It works with multiple insurers to compare liability, cargo, and physical damage coverage. Understanding the region’s seasonal weather and route conditions helps the firm advise on risk management. The company can also add on a specialized offered service for non-trucking liability coverage for personal use of commercial vehicles.
What Does a a Truck Insurance Agent in Chicopee Cost?
Truck insurance costs in Massachusetts typically range from 8000 to 25000 dollars per year for a single truck depending on driving record cargo type and coverage limits. Factors like operating radius in Hampden County and vehicle value also affect premiums. This is general information and not insurance advice.
About truck insurance agents in Chicopee
Truck insurance agents in Chicopee Massachusetts help owner operators and fleets find coverage that meets state requirements. Massachusetts law mandates minimum liability insurance of 750000 dollars for commercial trucks operating intrastate. Agents can also advise on cargo insurance and physical damage coverage for trucks based in Hampden County.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Massachusetts?
Massachusetts requires commercial trucks to carry at least 750000 dollars in liability insurance for intrastate operations. Interstate trucks must meet federal minimums of 750000 dollars as well. Agents in Chicopee can help you determine the correct limits for your specific vehicle class.
How do I find a truck insurance agent in Chicopee Massachusetts?
You can search for licensed agents in Chicopee through the Massachusetts Division of Insurance website. Many local agencies specialize in commercial auto and trucking policies. Ask about their experience with Hampden County routes and local regulations.
Does Massachusetts require uninsured motorist coverage for trucks?
Yes Massachusetts requires uninsured motorist coverage for all commercial vehicles. The minimum limit is 20000 dollars per person and 40000 dollars per accident. Your agent can explain how this coverage protects you in Chicopee and throughout the state.
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