The top-rated truck insurance agent in Eden Prairie, Minnesota is Ben Just - State Farm Insurance Agent, rated 4.9 stars across 147 reviews. Other highly rated options include Smart Insurance Agency Inc, Farmers Insurance - Aaron Nicklay, P & H Insurance Agency Inc.. This directory lists 16 truck insurance agents serving Eden Prairie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ben Just - State Farm Insurance Agent | 14850 Scenic Heights Rd #155 | (952) 941-5850 |
| 2 | Smart Insurance Agency Inc | 11800 Singletree Ln SUITE 130 | (612) 243-4000 |
| 3 | Farmers Insurance - Aaron Nicklay | 250 Prairie Center Dr Ste 205 | (952) 229-5155 |
| 4 | P & H Insurance Agency Inc. | 11800 Singletree Ln # 120 | (952) 829-1655 |
| 5 | Christensen Group Insurance Eden Prairie | 9855 W 78th St #100 | (952) 653-1000 |
| 6 | Twin City Group | 7500 Flying Cloud Dr | (952) 924-6900 |
| 7 | HUB International | 6500 City West Pkwy #100 | (952) 944-2929 |
| 8 | Stallion Insurance Group | 12160 Technology Dr. #213 | (651) 735-1284 |
| 9 | Eric Larson American Family Insurance | 7525 Mitchell Rd STE 115 | (952) 934-8985 |
| 10 | SELECTIONS INSURANCE AGENCY | 8925 Aztec Dr #3 | (952) 592-7615 |
Ben Just - State Farm Insurance Agent serves the Eden Prairie, Minnesota area and surrounding communities. This agency provides truck insurance coverage tailored to commercial vehicle operators in the region. They assist local trucking businesses with policy options that address liability, cargo, and physical damage risks. The agency also helps independent drivers and fleet owners secure coverage that meets Minnesota’s regulatory requirements. Specific services offered include policy customization for long-haul trucks and protection for specialized cargo transported throughout the metro region.
Smart Insurance Agency Inc provides truck insurance services for owner-operators and fleets operating in Eden Prairie and the surrounding Minnesota area. Its service plans focus on maintaining proper liability, cargo, and physical damage coverage to meet regulatory requirements. Policies can be structured to address the specific risks of hauling diverse freight across various distances. The agency services a range of property types included in its clients' operations, such as single-family homes, apartments, retail shops, and restaurants.
Farmers Insurance - Aaron Nicklay serves local homeowners, businesses, and property managers in the Eden Prairie area with tailored truck insurance policies. The agency helps commercial vehicle owners secure appropriate coverage based on their specific operational needs. Clients benefit from guidance on liability, cargo, and fleet protection for diverse trucking operations. Aaron Nicklay assists with policy adjustments to match changing business demands. The agency also provides insurance services for drivers commuting or hauling throughout the southwest metro, including closer communities such as Chanhassen and Minnetonka.
P & H Insurance Agency Inc. serves Eden Prairie and its surrounding Minnesota communities as a truck insurance agent. It handles commercial coverage for owner-operators and local fleet vehicles, addressing the specific liability and cargo needs found on regional routes. This agency works to match each client with policies from its available carriers. For a typical job, it first reviews the client's current operations and risk exposures before presenting policy options that provide protection for daily hauls.
Christensen Group Insurance Eden Prairie counsels commercial vehicle operators on the distinction between one-time policy adjustments and recurring coverage updates, ensuring fluctuating fleet sizes or seasonal exposure are properly addressed. As a truck insurance agent in Eden Prairie, MN, the agency designs protection packages tailored to regional hauling regulations and cargo risks. Clients may arrange consultations on either an as-needed basis for sudden changes or a regularly scheduled basis to align with standard policy renewal cycles.
Twin City Group provides tailored truck insurance coverage for commercial vehicle operators, addressing fleet requirements and individual owner‑operator needs in Eden Prairie, MN. It also handles general truck insurance services including liability, cargo, and physical damage protection. The agency helps local drivers handle coverage adjustments during seasonal weather shifts, such as winter road conditions that increase accident risks.
As spring thaws bring tighter delivery schedules and increased fleets on I-494, HUB International in Eden Prairie helps truck operators adapt their commercial coverage to seasonal demand shifts. The agent works with local owner-operators and regional carriers navigating Minnesota’s unique liability and cargo requirements. Straightforward policy reviews are offered to explain coverage gaps exposed by changing routes or new equipment. Every new client relationship begins with an inspection of the driver log system and a review of cargo security protocols to verify current safety practices.
Stallion Insurance Group serves the Eden Prairie area with residential truck insurance, protecting personal vehicles used for light commercial hauling. The agency also tailors commercial policies for local owner-operators and small fleets operating within Minnesota. Coverage solutions address the unique risks of hauling cargo over regional routes. Policyholders benefit from consultations that ensure appropriate protection for their specific trucking activities. After claims or policy adjustments, the agent schedules a follow-up to confirm everything is settled correctly, maintaining reliable coverage between regular service intervals.
Eric Larson American Family Insurance in Eden Prairie, MN helps trucking businesses manage their fleet coverage needs. Its services extend to specialty add-ons including cargo protection, rental reimbursement, and coverage for non-trucking liability during personal use. The agency also offers tailored policies for local and long-haul operators, ensuring compliance with state and federal requirements. It serves a variety of commercial sectors in the area, from distribution offices and storage warehouses to refrigerated food service operations.
What Does a a Truck Insurance Agent in Eden Prairie Cost?
Truck insurance costs in Minnesota vary widely based on driving record, vehicle type, cargo, and annual mileage. A typical policy for a single semi-truck can range from 8,000 to 15,000 dollars per year for basic liability and physical damage. Owner-operators with clean records may pay less, while new drivers or those with violations face higher premiums. This is general information and not insurance advice.
About truck insurance agents in Eden Prairie
Truck insurance agents in Eden Prairie, Minnesota help owner-operators and fleet managers secure liability, physical damage, and cargo coverage. Minnesota requires minimum liability limits of 30/60/25 for commercial trucks, though higher limits are common for interstate hauling. Local agents understand the specific risks of I-494 and Highway 212 routes near Eden Prairie.
Frequently Asked Questions
What types of truck insurance are required in Minnesota?
Minnesota law requires commercial trucks to have liability insurance with minimum limits of 30,000 dollars per person, 60,000 dollars per accident for bodily injury, and 25,000 dollars for property damage. Agents can also recommend cargo, physical damage, and non-trucking liability coverage.
How do I find a truck insurance agent in Eden Prairie?
You can search for independent agents in Eden Prairie who specialize in commercial auto or trucking insurance. Look for agents licensed in Minnesota who have experience with the Federal Motor Carrier Safety Administration regulations.
Does Minnesota have specific filing requirements for truck insurance?
Yes, Minnesota requires proof of financial responsibility for commercial vehicles. This often means filing an SR-22 or Form E with the Minnesota Department of Public Safety. Your agent can help you meet these requirements.
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