The top-rated truck insurance agent in Elk River, Minnesota is Kevin Gleitz - State Farm Insurance Agent, rated 4.9 stars across 277 reviews. Other highly rated options include Wayne Swart - State Farm Insurance Agent, The Pampusch Agency, North Central Insurance Agency. This directory lists 17 truck insurance agents serving Elk River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Gleitz - State Farm Insurance Agent | 370 Jackson Ave NW | (763) 441-2482 |
| 2 | Wayne Swart - State Farm Insurance Agent | 817 Main St NW | (763) 274-2000 |
| 3 | The Pampusch Agency | 17205 Yale St NW Suite B | (763) 441-4250 |
| 4 | North Central Insurance Agency | 16854 US-10 | (763) 241-7900 |
| 5 | Elk Agency Insurance | 325 Main St NW | (763) 241-0656 |
| 6 | Pentagon Insurance | 18853 Freeport St NW | (763) 331-8700 |
| 7 | Bonnie Koste Agency Inc American Family Insurance | 913 Main St NW | (763) 441-9029 |
| 8 | Forthright Insurance LLC | 231 Main St NW #3 | (763) 447-4112 |
| 9 | Patriot Insurance Brokers | 312 Main St NW | (763) 595-1544 |
| 10 | Farmers Insurance - David Stokke | 625 Main St NW | (763) 441-4761 |
Kevin Gleitz - State Farm Insurance Agent serves the Elk River, Minnesota area with truck insurance agent services. This agency provides commercial auto policies designed to protect trucks, drivers, and cargo during local and regional hauls. The team works to match coverage levels with the specific risks of operating a commercial vehicle in this region. It handles filings for required liability limits and assists with physical damage coverage options for fleets or single truck owners.
Wayne Swart - State Farm Insurance Agent in Elk River, MN, provides specialized liability and cargo coverage for commercial truck operators. Their service plans include routine policy reviews to adjust coverage limits as fleets expand or change, alongside claim filing assistance to minimize downtime. They help drivers meet regulatory requirements while protecting valuable cargo and equipment. The company services a range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Commercial trucking operators and independent owner‑operators in Elk River rely on The Pampusch Agency for tailored truck insurance agent services. The agency assists with liability, physical damage, and cargo coverage to protect fleets and individual rigs on Minnesota highways. Claims support and policy reviews are delivered with attention to the specific demands of regional freight routes. This truck insurance agent also serves businesses operating beyond Elk River into the St. Cloud metro area, providing consistent coverage for local and long‑haul truckers connecting through central Minnesota.
Serving the Elk River, Minnesota, area and surrounding communities, North Central Insurance Agency handles commercial truck insurance policies for local operators and fleets. It works to match coverage options with the specific needs of each trucking business, from liability to cargo protection. The agency reviews individual driving records, vehicle types, and operational routes to build coverage that addresses common regional risks and basic regulatory requirements for over-the-road work.
Elk Agency Insurance in Elk River, MN distinguishes between occasional trip coverage for irregular hauls and recurring protection for fleets with steady routes. Their truck insurance policies address liability, physical damage, and cargo risks common in regional hauling. Services are available on either a one-time basis for specific loads or as a scheduled arrangement for ongoing commercial operations.
As the harvest season intensifies along the Mississippi River bluffs near Elk River, local farmers and small-fleet operators rely on Pentagon Insurance for essential truck insurance coverage. The agency specializes in policies for grain haulers, dump trucks, and loggers navigating narrow county roads and river crossings. Their services include liability, cargo, and physical damage protection tailored to these regional risks. An agent begins every new relationship by scheduling a thorough inspection of the vehicle and a review of the client’s annual mileage routes.
Bonnie Koste Agency Inc American Family Insurance offers truck insurance agent services in Elk River, Minnesota, specializing in coverage for commercial trucks and fleet vehicles. The agency also handles general insurance needs for local businesses and individuals. It helps clients navigate complex policy requirements specific to the trucking industry. During the winter months, the agency assists drivers with adjusting coverage for ice and snow hazards on regional highways.
Forthright Insurance LLC provides commercial coverage for trucking operations in the Elk River area. Their service addresses standard liability and physical damage policies, with additional options such as cargo insurance and rental reimbursement for operators. They help clients navigate Minnesota’s regulatory requirements for commercial vehicles. The agency can serve transportation businesses that haul for local offices, warehouses, and food service sectors.
Patriot Insurance Brokers in Elk River, MN, serves the truck insurance needs of local residents, beginning with personal auto coverage for household vehicles. The agency also provides commercial policies for trucking operators across the surrounding area, addressing liability and cargo protection requirements. Claims assistance is managed directly. Between regular visits, clients can rely on the office for prompt policy adjustments or follow-up service to cover newly acquired equipment or updated route needs. This ongoing support helps maintain continuous protection for both personal and business driving assets.
Farmers Insurance - David Stokke serves Elk River and the greater Minnesota area as a truck insurance agent, providing coverage options tailored to commercial vehicle operators. This agency helps local truckers manage risks related to cargo loss, liability from on-road accidents, and potential equipment damage. Policy selections often address the specific needs of both long-haul and regional logistics businesses across the region. In addition to standard commercial auto policies, David Stokke’s agency can arrange physical damage coverage for specialized trailers or attached machinery.
What Does a a Truck Insurance Agent in Elk River Cost?
Truck insurance in Minnesota typically costs between 8,000 and 15,000 dollars per year for a single truck with basic liability coverage. Full coverage with physical damage and cargo insurance can range from 12,000 to 25,000 dollars annually. Rates vary based on driving history, truck value, and coverage limits. This is general information and not insurance advice.
About truck insurance agents in Elk River
Truck insurance agents in Elk River, Minnesota help owner-operators and fleet owners find coverage that meets state requirements. Minnesota law requires minimum liability coverage of 30/60/10 for commercial trucks, but many agents recommend higher limits due to federal regulations. Local agents understand the unique risks of hauling freight on highways like US-10 and I-94 near Elk River.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Minnesota?
Minnesota requires commercial trucks to carry at least 30/60/10 liability coverage. This means 30,000 dollars for injury per person, 60,000 dollars total per accident, and 10,000 dollars for property damage. Federal regulations may require higher limits for interstate hauling.
How do I find a truck insurance agent in Elk River?
You can search online for local independent agents who specialize in commercial auto insurance. Many Elk River agents work with multiple carriers to find coverage for different truck types and driving records.
What factors affect truck insurance costs in Minnesota?
Costs depend on your driving record, truck type, cargo, annual mileage, and coverage limits. Minnesota winters can increase rates due to higher accident risk. Agents can help you compare quotes from different insurers.
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