The top-rated truck insurance agent in Jefferson City, Missouri is Douglas Otto American Family Insurance, rated 5.0 stars across 135 reviews. Other highly rated options include Greg Kolb Agency Inc American Family Insurance, Travis Smith - State Farm Insurance Agent, Walker Kesterson - State Farm Insurance Agent. This directory lists 20 truck insurance agents serving Jefferson City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Douglas Otto American Family Insurance | 1013 Madison St | (573) 635-7911 |
| 2 | Greg Kolb Agency Inc American Family Insurance | 3432 W Truman Blvd Ste 102 | (573) 635-3240 |
| 3 | Travis Smith - State Farm Insurance Agent | 601 E McCarty St Unit B | (573) 636-9040 |
| 4 | Walker Kesterson - State Farm Insurance Agent | 1401 Southwest Blvd #202 | (573) 635-3500 |
| 5 | Priority First Insurance & Investment | 1739 Elm Ct # 203 | (573) 635-0761 |
| 6 | Varner Insurance Agency, LLC (VIA, LLC) | 231 E Capitol Ave | (573) 893-4500 |
| 7 | Randy Kaiser - State Farm Insurance Agent | 751 W Stadium Blvd a | (573) 761-9245 |
| 8 | Doug Glick - Missouri Farm Bureau Insurance | 931 Wildwood Dr Ste 102B | (573) 415-0909 |
| 9 | The Busby Insurance Group: Allstate Insurance | 2810 S Ten Mile Dr | (573) 616-2270 |
| 10 | Acrisure Jefferson City, MO (Vogel Insurance Group) | 301 Monroe St | (573) 636-7020 |
Douglas Otto American Family Insurance serves Jefferson City and surrounding Cole County, specializing in truck insurance for commercial operators. The agency helps local trucking businesses secure liability coverage to protect against accident claims and physical damage insurance for their vehicles. It guides clients through policy options that address cargo protection and roadside assistance needs. This coverage supports independent drivers and small fleets navigating Missouri’s highway risks. The agency handles comprehensive and collision coverage tailored for commercial trucks operating in this area.
Greg Kolb Agency Inc American Family Insurance provides comprehensive truck insurance services in Jefferson City, MO. Coverage options include liability, physical damage, cargo protection, and non-trucking liability for owner-operators and small fleets. The agency also offers flexible payment plans and safety resources to help manage risk and maintain compliance. Its service area includes single-family homes, apartments, retail, and restaurants.
Travis Smith - State Farm Insurance Agent serves area trucking businesses and owner-operators seeking liability, physical damage, and cargo coverage. It also assists local construction fleets and agricultural haulers with tailored policies to protect their vehicles and meet regulatory requirements. The agency provides risk management advice and claims support to help commercial drivers maintain their operations smoothly. In addition to Jefferson City, the agent extends these services to drivers and fleets throughout Cole County and nearby Holts Summit.
Serving Jefferson City and the surrounding mid-Missouri communities, Walker Kesterson - State Farm Insurance Agent handles commercial truck insurance policies for local owner-operators and small fleets. The agency addresses the specific liability, cargo, and physical damage coverage needs common to regional trucking operations. For a typical job, it begins by assessing each client’s driving radius, freight type, and annual mileage to match the appropriate policy limits and deductibles.
When winter weather turns central Missouri’s highways icy or when harvest season surges with heavy grain trucks, local fleet owners must verify their commercial policies are current. Priority First Insurance & Investment, based in Jefferson City, provides truck insurance agent services to help carriers meet liability coverage requirements and protect cargo assets. Agents explain common Missouri coverage gaps, such as non-trucking liability and physical damage clauses. A new client begins by scheduling a personal coverage review and vehicle inspection to document current equipment and driving records before binding.
Varner Insurance Agency, LLC (VIA, LLC) in Jefferson City, MO, specializes in securing commercial trucking policies tailored for owner-operators and small fleets. It also offers general liability and cargo coverage to protect daily operations. Agents analyze routes and driving records to match clients with appropriate protection. As winter ice and snow threaten Missouri highways, the agency helps drivers review their policies for comprehensive collision and uninsured motorist coverage.
Randy Kaiser – State Farm Insurance Agent in Jefferson City, MO, helps trucking clients distinguish between one-time liability coverage for a single haul and recurring commercial auto policies for regular trucking operations. Their coverage options include physical damage protection for the vehicle and cargo liability to cover hauled goods. Service appointments are available on either a one-time basis for a single policy purchase or as needed for claims assistance and policy adjustments throughout a commercial account.
Doug Glick - Missouri Farm Bureau Insurance serves the Jefferson City area as a truck insurance agent. This agency helps commercial drivers and fleet operators find coverage that meets state requirements and protects their vehicles while on the road. Policies typically address liability, cargo loss, and physical damage to trucks. Its specialty service is offering tailored protection for hired and non-owned trucking exposures.
The Busby Insurance Group: Allstate Insurance provides risk coverage for commercial trucking operations in Jefferson City, Missouri. Specializing in truck insurance, it offers policies that include liability protection and cargo coverage to fleet operators and independent drivers. Services extend to physical damage insurance and roadside assistance options for over-the-road vehicles. This agency can serve local offices requiring delivery fleets, warehouses with logistics trucks, and food service companies operating distribution vehicles.
Acrisure Jefferson City, MO (Vogel Insurance Group) provides residential insurance services in Jefferson City and the surrounding region. For commercial clients, the company specializes in truck insurance agent work, helping local owner-operators and fleets manage their coverage needs. Businesses can receive policies tailored to protect their vehicles and cargo across central Missouri. A single consultation can establish a working relationship that allows clients to follow up for adjustments or renewals between regular policy reviews.
What Does a a Truck Insurance Agent in Jefferson City Cost?
Truck insurance costs in Missouri vary widely based on driving history, cargo type, and annual mileage. A basic liability policy for a single truck may range from 3,000 to 8,000 dollars per year, while full coverage with physical damage can cost 10,000 to 20,000 dollars or more. This is general information, not insurance advice.
About truck insurance agents in Jefferson City
Truck insurance agents in Jefferson City Missouri help owner-operators and fleets find coverage that meets state and federal requirements. Missouri law mandates minimum liability insurance of 25/50/25 for commercial trucks, though most carriers require higher limits. Local agents understand the specific needs of trucks operating on I-70 and other Missouri highways.
Frequently Asked Questions
What are the minimum insurance requirements for a commercial truck in Missouri?
Missouri requires at least 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 25,000 dollars for property damage. However, most trucking companies and shippers require much higher limits, often 1 million dollars or more.
How does a Jefferson City truck insurance agent help with Missouri DOT compliance?
A local agent can guide you on Missouri Department of Transportation filings such as the Unified Carrier Registration and proof of insurance forms. They also help ensure your policy meets the requirements for intrastate or interstate operations.
Can I get a truck insurance policy if I have a poor driving record in Missouri?
Yes, many agents in Jefferson City work with insurers that offer coverage for drivers with violations or accidents. Your premium will likely be higher, but an agent can compare options from multiple carriers to find an affordable plan.
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