The top-rated truck insurance agent in Liberty, Missouri is Matt Kelly - State Farm Insurance Agent, rated 5.0 stars across 351 reviews. Other highly rated options include Cyndi Davidson - State Farm Insurance Agent, Northland Wood Insurance, Danielle Kohler Agency LLC American Family Insurance. This directory lists 18 truck insurance agents serving Liberty.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Kelly - State Farm Insurance Agent | 888 Haines Suite 206 | (816) 415-9898 |
| 2 | Cyndi Davidson - State Farm Insurance Agent | 352 Rte 291 | (816) 781-5991 |
| 3 | Northland Wood Insurance | 810 W Liberty Dr | (816) 415-3441 |
| 4 | Danielle Kohler Agency LLC American Family Insurance | 1201 Landmark Ave #4 | (816) 792-3303 |
| 5 | David Lawson Agency Inc American Family Insurance | 1512 N Church Rd # D | (816) 792-4448 |
| 6 | David Starns: Allstate Insurance | 1512 N Church Rd Ste B | (816) 781-7331 |
| 7 | Shelter Insurance - Ken Bohr | 963 W Liberty Dr | (816) 792-2949 |
| 8 | Goosehead Insurance - Brad Cross | 2 Westowne Dr Ste 102 | (816) 287-8823 |
| 9 | Laurel Cross - State Farm Insurance Agent | 836 Reed St | (816) 792-1855 |
| 10 | Gary Wagner Insurance, LLC | 249 W Mill St Ste 106 | (816) 792-2526 |
Matt Kelly - State Farm Insurance Agent serves the Liberty, MO, metro area and surrounding Clay County. This agency specializes in truck insurance, addressing the needs of local owner-operators and small fleet operators. It helps clients secure coverage that meets regulatory requirements for commercial vehicles. The agent’s office works with standard liability and physical damage policies tailored to trucks. It also handles cargo insurance to protect goods in transit and umbrella liability options for broader risk management.
Cyndi Davidson - State Farm Insurance Agent in Liberty, MO, provides truck insurance coverage along with related personal and commercial policies. The agency offers routine policy reviews to adjust coverage as vehicles age or needs change. Service plans include roadside assistance options and ongoing support for claims processing. Maintenance plans help fleet operators keep their insurance aligned with local regulatory requirements. The company services single-family homes, apartments, retail businesses, and restaurants.
Northland Wood Insurance serves commercial trucking operators and owner-operators in Liberty, Missouri, by connecting them with coverage for their vehicles and liability risks. It works with local companies whose fleets move freight through diverse weather and road conditions. The agency partners with multiple carriers to help truckers meet legal requirements while managing operational expenses. Its clientele often includes independent drivers and small hauling firms seeking dependable protection for their equipment. Northland Wood Insurance also extends its services to businesses located in Kansas City’s Northland region, including areas like Gladstone.
Danielle Kohler Agency LLC American Family Insurance in Liberty, MO, provides truck insurance coverage tailored specifically for commercial operators, with clients able to choose between a one-time policy for a single job or a recurring plan for ongoing fleet protection. Coverage typically includes liability, cargo, and physical damage options to meet regulatory and operational needs. Service is scheduled at the client’s convenience, offered on either a one-time, regular scheduled, or fully as-needed basis.
David Lawson Agency Inc American Family Insurance specializes in truck insurance solutions for commercial operators. It also provides other general insurance services to local businesses and individuals. The agency is located in Liberty, MO, and serves clients throughout the surrounding area. The agent works to assess each client's specific coverage needs, including liability, cargo, and physical damage protection. It particularly helps trucking companies prepare for the increased claims and liability risks that arise during winter weather and icy road conditions.
Serving Liberty, Missouri, and the surrounding communities, David Starns: Allstate Insurance handles truck insurance for local owner-operators and fleet owners alike. It manages the complex coverage needs required for commercial vehicles on area highways and within city limits. The agent meets with clients to review policy details and conducts thorough assessments of each operation’s risk factors and cargo types. It then customizes a plan to match those specific exposures while ensuring compliance with state requirements for bonded carriers.
With winter weather approaching Liberty, Shelter Insurance - Ken Bohr provides essential truck insurance coverage to keep local commercial fleets operating through icy roads and low visibility. An experienced agency, it focuses on meeting cargo protection and liability requirements that Liberty truckers face. Each policy is tailored to the specific weight and distance demands of regional routes. A first inspection is scheduled with each new client to confirm truck positioning, safety equipment, and cargo securement ratings before binding coverage.
Located in Liberty, Missouri, Goosehead Insurance – Brad Cross connects local trucking companies with coverage for their fleets, including liability and physical damage options. Its specialty add-ons can address cargo protection and roadside assistance needs for over-the-road operators. This agency serves the commercial sectors that rely on trucking, such as warehouses, food service distributors, and regional office supply chains.
Laurel Cross owns and operates the State Farm Insurance Agency in Liberty, Missouri, providing residential auto and home insurance policies to local families. For commercial clients, the agency also serves as a dedicated truck insurance agent, covering hauling and fleet needs throughout the greater Liberty, MO area. Customers benefit from a professional, streamlined claims process and personalized guidance on coverage limits. After the initial policy setup, the agency remains available for follow-up service, such as adjusting deductibles or adding new vehicles between regular visits.
Gary Wagner Insurance, LLC provides truck insurance agency services from its location in Liberty, MO, helping local commercial drivers and fleet owners secure appropriate coverage. The agency works to match clients with policies designed for the specific risks of the trucking industry in the surrounding region. Coverage options commonly include liability, cargo, and physical damage protection tailored to different hauling needs. A specialty service added to any policy is truckers’ medical payments coverage, which can help with on-the-job accident medical costs.
What Does a a Truck Insurance Agent in Liberty Cost?
Truck insurance costs in Missouri vary widely based on driving record cargo type and annual mileage. A typical policy for a single owner-operator might range from 5,000 to 12,000 dollars per year. Fleet policies can cost more depending on number of vehicles and coverage limits. This is general information not insurance advice.
About truck insurance agents in Liberty
Truck insurance agents in Liberty Missouri help owner-operators and fleet owners meet state requirements for liability coverage. Missouri law mandates minimum liability limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. Local agents can also assist with cargo insurance and physical damage coverage tailored to routes through Clay County.
Frequently Asked Questions
What are Missouri minimum insurance requirements for a truck?
Missouri requires at least 25,000 dollars per person and 50,000 dollars per accident for bodily injury liability. For property damage the minimum is 25,000 dollars. Trucks used for interstate commerce must also meet federal FMCSA requirements.
Do I need a special license to drive a truck in Missouri?
Yes if your truck has a gross vehicle weight rating over 26,000 pounds you need a commercial drivers license (CDL). Missouri CDL holders must carry medical certification and comply with state and federal regulations.
How can a Liberty truck insurance agent help with claims?
A local agent can explain your policy coverage and assist with filing claims after an accident. They can also help you understand Missouri's statute of limitations for property damage claims which is five years.
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