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HomeTruck Insurance AgentsMissouri › O'Fallon

Find Truck Insurance Agents Near You in O'Fallon, MO

Browse truck insurance agents serving O'Fallon, Missouri. Updated 2026-07-14.

The top-rated truck insurance agent in O'Fallon, Missouri is Steinlage Insurance Agency, rated 5.0 stars across 997 reviews. Other highly rated options include Jordan Colbert - State Farm Insurance Agent, Insurance Brokers Group, Jim Schilkoski - State Farm Insurance Agent. This directory lists 18 truck insurance agents serving O'Fallon.

Showing 18 truck insurance agents in O'Fallon, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Steinlage Insurance Agency1021 Peruque Crossing Ct(636) 561-5060
2Jordan Colbert - State Farm Insurance Agent2147 W Terra Ln(636) 936-1111
3Insurance Brokers Group1001 Rondale Ct(314) 569-1010
4Jim Schilkoski - State Farm Insurance Agent100 W Pitman St(636) 978-4800
5Mid-America Specialty Markets1656 Bryan Rd(636) 978-3696
6Dillehay Insurance Agency7322 Village Center Dr(636) 493-8001
7UltraCar Insurance LLC.801 S Woodlawn Ave #26(888) 551-1991
8Farmers Insurance - Dawn Johnson2311 State Hwy K(636) 294-3500
9Alternatives Insurance Agency206 W Terra Ln(636) 978-7260
10Farmers Insurance - Hannah Brown Agency1171 Bryan Rd(636) 487-0111
SI
1021 Peruque Crossing Ct
Steinlage Insurance Agency
Truck Insurance Agent · O'Fallon, MO

Steinlage Insurance Agency serves the O'Fallon, Missouri, area as a dedicated truck insurance agent. The agency helps local commercial vehicle owners secure essential liability coverage for their operations. It also assists with physical damage protection for trucks and the cargo they transport. A truck insurance agent in this region works to align policy limits with state regulatory requirements and fleet risk profiles. The agency handles primary liability policies for long-haul operators and specialized non-trucking liability coverage for owner-operators.

JC
2147 W Terra Ln
Jordan Colbert - State Farm Insurance Agent
Truck Insurance Agent · O'Fallon, MO

Jordan Colbert - State Farm Insurance Agent in O'Fallon, MO provides truck insurance policies designed to protect commercial vehicles and their operators on local and regional routes. The agency offers regular policy reviews to ensure coverage adapts to changing fleet needs or cargo requirements. It also assists with claims processing and risk management guidance for transportation businesses. The office provides these services for single-family homes, apartments, retail properties, and restaurants.

IB
1001 Rondale Ct
Insurance Brokers Group
Truck Insurance Agent · O'Fallon, MO

Insurance Brokers Group serves trucking companies and independent owner-operators in O'Fallon, Missouri, providing tailored coverage for commercial vehicles and cargo liability. The agency focuses on helping local fleet operators meet regulatory requirements and protect their assets on the road. General insurance policies available through the office address standard risks for the regional trucking industry. Alongside serving clients across Saint Charles County, the firm works with businesses operating routes into neighboring Saint Louis metro communities for consistent insurance support.

JS
100 W Pitman St
Jim Schilkoski - State Farm Insurance Agent
Truck Insurance Agent · O'Fallon, MO

Serving O'Fallon, Missouri, and the surrounding communities of St. Charles and St. Louis counties, Jim Schilkoski - State Farm Insurance Agent provides truck insurance coverage for local owner-operators and commercial fleet vehicles. The agency handles policies tailored to transportation needs, including liability, physical damage, and cargo protection. When managing a typical policy, it reviews each client’s driving radius, cargo type, and vehicle class to build a personalized package that aligns with their operational risks.

MA
1656 Bryan Rd
Mid-America Specialty Markets
Truck Insurance Agent · O'Fallon, MO

Mid-America Specialty Markets distinguishes between one-time policy placements for covering a single truckload and recurring coverage options that protect a fleet year-round. They write insurance for owner-operators and small carriers operating within O'Fallon, MO, and the surrounding region. Their agency recommends the appropriate policy limit based on cargo type and hauling radius applicable to regional freight lanes. Service runs on a one-time basis for load-specific bonds or as a scheduled arrangement for continuous liability and physical damage coverage.

DI
7322 Village Center Dr
Dillehay Insurance Agency
Truck Insurance Agent · O'Fallon, MO

Dillehay Insurance Agency in O’Fallon, MO provides specialized services for truck insurance agents, including policy reviews tailored to commercial vehicle operations. It supports local trucking clients with general agent services, helping them understand coverage options and regulatory requirements for their fleets. During the busy spring shipping season, the company assists owner-operators in adjusting policies to handle increased cargo loads and temporary route changes.

UI
801 S Woodlawn Ave #26
UltraCar Insurance LLC.
Truck Insurance Agent · O'Fallon, MO

As winter approaches in O'Fallon, MO, commercial trucking operations often require updated insurance policies to cover seasonal hauls and weather-related liabilities. UltraCar Insurance LLC serves area companies as a truck insurance agent, matching coverage to each fleet’s route risk and cargo profiles. Agents consult on liability limits, physical damage protection, and cargo insurance tailored to regional farm and freight demands. The process begins with a review of the driver logs and vehicle condition during a thorough initial-assessment step.

FI
2311 State Hwy K
Farmers Insurance - Dawn Johnson
Truck Insurance Agent · O'Fallon, MO

Farmers Insurance - Dawn Johnson serves the O'Fallon, MO area as a truck insurance agent. The agency provides general coverage for commercial vehicles while also offering specialty add-ons such as cargo insurance and roadside assistance for trucking operations. These policies are designed to help local businesses manage risks associated with transporting goods. The agent works with clients in a variety of commercial sectors, including offices, warehouses, and food service operations that rely on trucks for deliveries and daily logistics.

AI
206 W Terra Ln
Alternatives Insurance Agency
Truck Insurance Agent · O'Fallon, MO

Alternatives Insurance Agency in O’Fallon, MO provides residential truck insurance services for local owner-operators and small fleets. The agency also handles commercial coverage, addressing liability and cargo protection for vehicles serving regional routes throughout eastern Missouri. Its focus is on matching policies to the specific needs of trucking businesses in the area. After settling claims or adjusting coverage for seasonal changes, the agent coordinates follow-up service to ensure clients receive ongoing support between regular policy review visits.

FI
1171 Bryan Rd
Farmers Insurance - Hannah Brown Agency
Truck Insurance Agent · O'Fallon, MO
AO
2277 State Hwy K
AAA O'Fallon Insurance and Member Services
Truck Insurance Agent · O'Fallon, MO
(636) 272-2362
ace.aaa.com/locations/Ofallon-63368-153
SI
225 S Main St Suite 200
Senn Insurance Agency
Truck Insurance Agent · O'Fallon, MO
(636) 978-7798
sennagency.com
NP
2390 State Hwy K
Nicole Phelps Agency LLC American Family Insurance
Truck Insurance Agent · O'Fallon, MO
(636) 978-6514
amfam.com/agents/missouri/ofallon/nicole-phelps
JH
1068 Bryan Rd
Jeff Hug Insurance Broker
Truck Insurance Agent · O'Fallon, MO
(636) 978-1595
jeffhuginsurance.com
FI
2764 State Hwy K
Farmers Insurance - Terry Schmidt
Truck Insurance Agent · O'Fallon, MO
(636) 561-0465
agents.farmers.com/mo/o-fallon/terry-schmidt
IG
1049A E Terra Ln
Insurance Group of St Charles County LLC Ben Fischer Broker
Truck Insurance Agent · O'Fallon, MO
(636) 294-6633
insurancegroupmo.com
MA
2017 State Hwy K
Mid America Insurance Services, LLC
Truck Insurance Agent · O'Fallon, MO
(636) 278-0291
midamins.net
WI
2874 Dardenne Links Dr
Wessell Insurance Services LLC
Truck Insurance Agent · O'Fallon, MO
(636) 614-4125
sr22-insurance-policies.com

What Does a a Truck Insurance Agent in O'Fallon Cost?

Truck insurance costs in Missouri vary widely based on driving record, cargo type, and coverage limits. A basic policy for a single truck can range from $800 to $2,500 per year, while full coverage with high limits may cost $5,000 to $15,000 annually. This is general information and not insurance advice.

About truck insurance agents in O'Fallon

Truck insurance agents in O'Fallon, Missouri help owner-operators and fleet managers find coverage that meets state and federal requirements. Missouri law mandates minimum liability limits of $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage. A local agent can guide you through additional options like cargo insurance and physical damage coverage to protect your business.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Missouri?

Missouri requires commercial trucks to carry at least $25,000 in bodily injury liability per person, $50,000 per accident, and $25,000 in property damage liability. Higher limits are often needed for interstate hauling or to meet shipper contracts.

Do I need a special license to sell truck insurance in O'Fallon?

Yes, insurance agents in Missouri must hold a valid property and casualty license issued by the Missouri Department of Insurance. Agents specializing in truck insurance often have additional training in commercial auto and motor carrier regulations.

How does Missouri law affect truck insurance rates?

Missouri is a fault state, meaning the at-fault driver's insurance pays for damages. This can raise rates for drivers with accidents or violations. Local factors in O'Fallon, such as traffic density and weather, also influence premiums.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.