The top-rated truck insurance agent in Bedford, New Hampshire is Jacob L. Bramel - State Farm Insurance Agent, rated 4.9 stars across 221 reviews. Other highly rated options include Ed Ibanez - State Farm Insurance Agent, The Mello Agency: Allstate Insurance, Boufford Insurance Agency. This directory lists 17 truck insurance agents serving Bedford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jacob L. Bramel - State Farm Insurance Agent | 273 S River Rd Ste 3 | (603) 606-8186 |
| 2 | Ed Ibanez - State Farm Insurance Agent | 178 State Rte 101 A21 | (603) 622-1314 |
| 3 | The Mello Agency: Allstate Insurance | 132 Bedford Center Rd Ste C | (603) 472-2599 |
| 4 | Boufford Insurance Agency | 167 S River Rd Unit 10 | (603) 673-7228 |
| 5 | HPM Insurance | 3 Bedford Farms Dr #306 | (603) 673-1201 |
| 6 | Kyle Wallace - State Farm Insurance Agent | 399 Boynton St | (603) 622-2918 |
| 7 | Delight Insurance Bedford | 137 Liberty Hill Rd | (318) 769-0798 |
| 8 | The Concord Group Insurance Companies | 35B Constitution Dr | (603) 224-4086 |
| 9 | Sarah Crossman - AXiA of Greater Hillsborough | 40 S River Rd Unit 64 | (603) 553-9741 |
| 10 | Progressive Insurance - Claims Office | 43 Constitution Dr STE 203 | (800) 776-4737 |
Jacob L. Bramel - State Farm Insurance Agent serves the Bedford, NH area and surrounding communities, providing comprehensive truck insurance agent services. These offerings help local commercial vehicle operators meet state requirements and protect their assets. The agent works directly with clients to secure coverage for different types of trucks used in business operations. Policy options are designed to address liability, cargo, and physical damage exposures common to Bedford’s regional road networks. Specific services frequently handled include commercial auto insurance for medium-duty trucks and coverage for attached equipment.
Ed Ibanez - State Farm Insurance Agent in Bedford, NH provides tailored truck insurance coverage for local commercial operators, including liability, cargo, and physical damage protection. Its service plans focus on helping drivers manage their policies efficiently through claim support and policy reviews. The agency serves a variety of local properties that depend on trucking services, such as single-family homes, apartments, retail locations, and restaurants.
Businesses and commercial fleet operators seeking truck insurance in Bedford, NH can work with The Mello Agency: Allstate Insurance. The agency helps clients secure coverage for vehicles used in local and long-haul transport. This protects against accident-related costs and cargo liabilities common in this region. Policies are designed to meet compliance requirements for operating on New England highways. Trucking companies often require this dedicated support to manage their unique risk exposures. The agency additionally serves companies that operate in the Manchester metropolitan area.
Located in Bedford, NH, Boufford Insurance Agency specializes in truck insurance policies for commercial vehicles, covering liability, physical damage, and cargo. The firm also provides general business insurance services to local operators, combining coverage options for both long-haul and regional trucking needs. With a focus on policy compliance and risk management, the agency helps fleets navigate regulatory requirements. In winter months, it addresses increased concerns over icy road collisions and snow-related cargo claims, securing proper protection for seasonal weather exposure.
Serving independent drivers and regional fleets across southern New Hampshire, HPM Insurance handles general liability, physical damage, and cargo insurance for commercial vehicles operating on local highways and delivery routes. The agency also offers specialized endorsements for long-haul refrigeration breakdowns and hazardous material transport. Coverage programs at HPM Insurance can be customized for commercial trucking outfits serving office complexes, large warehouses, and food service distribution centers.
As winter approaches in Bedford, NH, commercial drivers often need updated coverage for their trucks. Kyle Wallace - State Farm Insurance Agent provides truck insurance agent services tailored to this seasonal demand. Their work focuses on helping local owner-operators and small fleets protect their vehicles from common highway risks. Policies discussed include liability and comprehensive options for hauling equipment. A potential client can schedule an initial consultation to review their current commercial policy and receive a coverage assessment.
Delight Insurance Bedford provides truck insurance coverage for residential clients in the Bedford area, while also handling commercial policies that protect vehicles used for business operations throughout the region. The agency works with drivers to understand their specific cargo and route needs, adjusting liability and physical damage options accordingly. To maintain dependable protection between regular policy reviews, the office follows up promptly on any coverage questions that arise after each seasonal consultation.
The Concord Group Insurance Companies serves Bedford, New Hampshire, and surrounding communities throughout the region, handling commercial truck insurance policies for local owner-operators and fleet operators. It provides essential coverage options that address liability, cargo, and physical damage risks faced by trucks on the road. To complete a typical job, the firm reviews each trucking operation's specific exposure and matches it with an appropriate policy limit from available carriers.
Sarah Crossman - AXiA of Greater Hillsborough, based in Bedford, NH, is known for helping commercial drivers in the region secure liability and physical damage coverage. This agency serves local truckers seeking policies that meet state and federal requirements for operating heavy vehicles. Their work often involves comparing options from multiple carriers to find appropriate limits for individual fleets. As an add-on specialty, they can assist with non-trucking liability insurance for owner-operators.
Offering truck insurance as either a one-time policy or an ongoing, renewed service, Progressive Insurance in Bedford, NH provides basic commercial coverage for local operators. As a claims office, this agent handles the administrative side of policy adjustments and driver liability protection. The resource delivers professional assistance for vehicles used in regional freight and delivery. Residents and businesses requiring coverage for their trucking needs can use this service on an as-needed basis to process claims or update their existing insurance plan.
What Does a a Truck Insurance Agent in Bedford Cost?
Truck insurance costs in New Hampshire vary widely based on factors like driving record, cargo type, and annual mileage. For a single truck, annual premiums typically range from $8,000 to $15,000 for basic liability coverage. Full coverage policies with physical damage and cargo insurance can cost $12,000 to $25,000 or more per year. This is general information and not insurance advice.
About truck insurance agents in Bedford
Truck insurance agents in Bedford, New Hampshire help commercial drivers and fleet owners find the right coverage for their vehicles. New Hampshire requires all commercial trucks to carry liability insurance that meets state minimum limits. Agents in Bedford understand local driving conditions and can guide you through the specific requirements for operating in the state.
Frequently Asked Questions
What are the minimum liability insurance requirements for trucks in New Hampshire?
New Hampshire requires commercial trucks to carry at least $300,000 in combined single limit liability insurance. For trucks carrying hazardous materials or larger loads, higher limits may be required by federal regulations.
Do I need a specific type of insurance for an owner-operator truck in Bedford?
Yes, owner-operators typically need primary liability insurance, physical damage coverage, and cargo insurance. A local agent can help you tailor a policy to your specific operation and the routes you drive in New Hampshire.
How does New Hampshire law affect truck insurance coverage for accidents?
New Hampshire follows a fault-based system for accidents, meaning the at-fault driver's insurance pays for damages. The state also has a statute of limitations of three years to file a lawsuit for property damage and three years for personal injury claims.
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