The top-rated truck insurance agent in Hampton, New Hampshire is Bean Insurance Agency LLC, rated 4.9 stars across 66 reviews. Other highly rated options include Tobey & Merrill Insurance, Granite State Insurance and Risk Management, LLC, Camden Mitchell: Allstate Insurance. This directory lists 11 truck insurance agents serving Hampton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bean Insurance Agency LLC | 151 Winnacunnet Rd | (603) 926-3830 |
| 2 | Tobey & Merrill Insurance | 20 High St | (603) 926-7655 |
| 3 | Granite State Insurance and Risk Management, LLC | 1 Park Ave | (603) 580-4706 |
| 4 | Camden Mitchell: Allstate Insurance | 387 Lafayette Rd STE 203 | (603) 929-3600 |
| 5 | Trim-Co/WG Insurance | 540 Lafayette Rd #4 | (603) 926-6600 |
| 6 | Brownell Insurance Center Inc | 860 Lafayette Rd # 2 | (603) 437-1992 |
| 7 | SIAA - The Agent Alliance | 234 Lafayette Rd | (603) 430-0055 |
| 8 | Baystate Financial - Hampton Bay Insurance- Jim Dearden | 1 Park Ave #1A-2 | (603) 502-2027 |
| 9 | Hampton Bay Insurance | 1 Park Ave #1A-2 | (603) 368-9067 |
| 10 | SAN Group | 234 Lafayette Rd | (800) 790-1395 |
Located in Hampton, New Hampshire, Bean Insurance Agency LLC serves Seacoast-area businesses needing commercial truck insurance coverage. As a dedicated truck insurance agent, the company provides policies tailored for owner-operators and small fleets operating in the region. Coverage options commonly include liability, physical damage, and cargo insurance to protect against common risks on local highways. The agency also helps arrange specialized policies for towing and roadside service operators within the trucking industry.
Serving commercial truck operators throughout the Hampton region, Tobey & Merrill Insurance crafts coverage packages to address liability, cargo, and physical damage exposures. Its service plans include periodic policy reviews to adjust limits as fleets expand or routes change. Maintenance plan assistance helps clients manage claims efficiently, minimizing operational downtime. The agency handles properties ranging from single-family homes and apartments to retail establishments and restaurants, ensuring each client’s specific risk profile receives tailored attention.
Serving businesses and independent trucking operators throughout the Hampton area, Granite State Insurance and Risk Management, LLC provides custom truck insurance coverage. The agency helps clients manage liability, cargo exposure, and physical damage risks specific to commercial freight operations. As a truck insurance agent, it works to match policies with local road conditions and regulatory requirements. The company also extends its services to trucking firms operating out of Seabrook and the broader New Hampshire Seacoast region.
Serving Hampton, NH, and the surrounding Seacoast communities, Camden Mitchell: Allstate Insurance writes policies for local truck operators handling commercial freight and delivery. The agency addresses the specific liability, cargo, and physical damage coverage needs that accompany commercial trucking. To complete a typical policy, the agent begins by reviewing the driver’s record and vehicle specifications, then matches coverage limits to regional freight routes and operational risks.
Trim-Co/WG Insurance in Hampton, NH distinguishes between one-time policy quotes for single hauls and recurring service plans for fleets, offering coverage for liability, physical damage, and cargo. These truck insurance agent services protect independent operators and small companies against common road risks. Coverage can be tailored to accommodate seasonal routes or full-time driving schedules. Unlike some agencies that limit contact, this firm makes adjustments to policies as freight needs change. Service for policy updates and claims assistance runs on an as-needed basis.
When spring traffic swells along the coastal routes around Hampton, New Hampshire, local truck operators face increased risk from seasonal congestion and shifting weather. Brownell Insurance Center Inc specializes in addressing these coverage challenges by tailoring policies that meet the specific liability and cargo requirements of area trucking businesses. Relying on deep familiarity with regional freight regulations and common road hazards, the agency customizes each plan to protect assets during peak shipping periods. A thorough on-site safety and compliance review of the truck and its operating routes always initiates the coverage assessment.
SIAA - The Agent Alliance offers specialized insurance policies tailored for local trucking operations, including liability and cargo protection. It also provides general commercial coverage for small and medium businesses in the Hampton, NH area. The agency focuses on understanding the unique risks of regional hauling. It routinely assists trucking clients with seasonal adjustments to their coverage, such as managing increased exposure during harsh New England winter weather or peak shipping periods.
As winter storms approach the New Hampshire seacoast, commercial drivers in the Hampton area require robust insurance coverage that addresses seasonal road hazards and liability concerns. Baystate Financial - Hampton Bay Insurance- Jim Dearden serves as a dedicated truck insurance agent for local operators, evaluating fleet needs from regional delivery services to independent long-haul rigs. The agent helps businesses secure appropriate policies that meet state filing requirements and cargo protection standards. An initial assessment begins with a review of current driving records and vehicle specifications to outline suitable coverage options.
Hampton Bay Insurance assists local businesses with their commercial vehicle coverage needs. The agency specializes in enhancing standard policies with tailored add-ons for cargo protection and roadside assistance. These specific options help mitigate risks associated with daily transport operations in the Hampton, NH area. The company’s services are well-suited for businesses managing fleet deliveries to offices, warehouse distribution centers, and various food service establishments requiring consistent supply chain logistics.
SAN Group handles residential truck insurance needs for owners in Hampton, New Hampshire, alongside providing commercial coverage for larger fleet operations across the surrounding region. Their services encompass policy consultations and risk management guidance tailored to local driving conditions and regulations. Clients can rely on them for follow-up consultations between regularly scheduled policy reviews, ensuring adjustments are made as needs evolve.
What Does a a Truck Insurance Agent in Hampton Cost?
Truck insurance costs in New Hampshire vary widely based on driving record, truck value, cargo type, and annual mileage. A typical policy for an owner-operator might range from $8,000 to $15,000 per year for basic liability and physical damage. Fleet policies can cost more or less depending on the number of trucks and drivers. This is general information and not insurance advice.
About truck insurance agents in Hampton
Truck insurance agents in Hampton, New Hampshire help commercial drivers and fleet owners meet state requirements. New Hampshire law requires minimum liability coverage of $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage. Agents in Hampton can also advise on additional coverage for cargo, physical damage, and non-trucking liability to protect your business.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in New Hampshire?
New Hampshire requires commercial trucks to carry at least $25,000 per person and $50,000 per accident for bodily injury liability, and $25,000 for property damage liability. Higher limits may be needed for larger trucks or hazardous materials.
Do I need a special license to drive a truck in New Hampshire?
Yes, if your truck has a gross vehicle weight rating over 26,000 pounds or transports hazardous materials, you need a Commercial Drivers License (CDL). Your insurance agent can help ensure your policy matches your license type.
Can I get truck insurance if I am an owner-operator in Hampton?
Yes, owner-operators can obtain individual policies for their trucks. Agents in Hampton can help you find coverage for liability, physical damage, and cargo, often with flexible payment options.
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