The top-rated truck insurance agent in Beavercreek, Ohio is Jack Herbst - State Farm Insurance Agent, rated 5.0 stars across 230 reviews. Other highly rated options include Michael Saylor - State Farm Insurance Agent, Mick Lundy - State Farm Insurance Agent, Matulka Insurance Agency. This directory lists 15 truck insurance agents serving Beavercreek.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jack Herbst - State Farm Insurance Agent | 3297 Seajay Dr | (937) 426-1000 |
| 2 | Michael Saylor - State Farm Insurance Agent | 3797 Dayton Xenia Rd | (937) 426-9834 |
| 3 | Mick Lundy - State Farm Insurance Agent | 2430 Dayton Xenia Rd ste c | (937) 320-9070 |
| 4 | Matulka Insurance Agency | 2262 County Line Rd | (937) 781-0011 |
| 5 | Miller Insurance & Financial Services, LLC | At The Greene, 70 Birch Alley Ste250 | (937) 427-3600 |
| 6 | Reichley Insurance Agency powered by OneDigital | 2440 Dayton Xenia Rd A | (937) 429-0655 |
| 7 | Shelter Insurance | 3301 Dayton Xenia Rd Ste 300A | (937) 705-6286 |
| 8 | Farmers Insurance - Andrew Ander | 1360 N Fairfield Rd | (937) 320-9999 |
| 9 | Competitive Insurance Group | 2496 Commons Blvd | (937) 552-2055 |
| 10 | Papanek Insurance | 4048 Colonel Glenn Hwy | (937) 716-1935 |
Jack Herbst as a State Farm Insurance Agent serves the Beavercreek, Ohio area and the surrounding Greene County region, providing specialized truck insurance options for local businesses and independent owner-operators. This agency focuses on policies that address the unique risks commercial truckers face on roads throughout the Dayton metropolitan area. Clients work directly with an agent to review liability coverage and physical damage protection for their fleet vehicles.
Michael Saylor - State Farm Insurance Agent in Beavercreek, OH, provides truck insurance coverage tailored to commercial vehicle needs. Service plans are structured to help protect assets on the road, with maintenance scheduling support designed to keep fleets operational. Standard business consulting assists with risk management for local routes. The agency also offers guidance on cargo protection and liability considerations specific to Ohio logistics. Its property insurance services extend to single-family homes, apartments, retail, and restaurants.
Mick Lundy’s State Farm Insurance agency assists local homeowners, business owners, and trucking operators in Beavercreek, Ohio, with tailored commercial auto coverage. It provides truck insurance policies that help protect vehicles, cargo, and liability exposure for independent drivers and fleet-based haulers working across the region. The agency evaluates each client’s specific route and operation to recommend appropriate policy limits. Its office also serves surrounding areas such as Fairborn and the greater Dayton metro.
Matulka Insurance Agency provides truck insurance services in and around Beavercreek, Ohio, also covering nearby communities in the greater Dayton area. The agency handles policies for commercial trucking operations, including coverage for local delivery vehicles and long-haul trucks. The typical job begins with a review of the client’s fleet size and cargo types. After assessing liability and physical damage risks, it presents policy options that match the specific hauling needs of the operation.
Miller Insurance & Financial Services, LLC provides specialized truck insurance agent services in Beavercreek, OH, focusing on policies tailored for commercial trucking operations. It also offers general financial planning assistance for local business owners and independent drivers. Its work includes evaluating vehicle coverage needs, cargo protection, and liability limits common in the region. During winter months, the agency helps clients review policy provisions for ice-related road closures and cargo delays that frequently affect routes through southwest Ohio.
Reichley Insurance Agency powered by OneDigital, located in Beavercreek, OH, distinguishes between one-time policy setup services and recurring coverage adjustments, primarily helping local trucking operators secure liability and cargo protection. Truck insurance agents in this area address requirements for commercial auto, physical damage, and non-trucking liability. Their guidance supports independent owner-operators and small fleets navigating Ohio’s regulatory environment. Service runs on a one-time or as-needed basis, depending on policy renewal cycles and claims support for local businesses.
Shelter Insurance offers truck insurance to businesses and owner-operators in the Beavercreek area, handling the standard liability and physical damage policies needed for commercial vehicles. Their truck insurance services extend to specialty add-ons, such as cargo coverage for transported goods and towing and labor protections for breakdowns on the road. This local agency can also provide policies for various commercial sectors, including offices, warehouses, and food service operations that depend on transportation.
In Beavercreek’s changing seasons, the risk of weather-related road hazards rises for commercial truck fleets, requiring specialized coverage. Farmers Insurance - Andrew Ander works with local truck operators to tailor liability and physical damage policies that address these seasonal conditions. They focus on the coverage details most relevant to regional routes and cargo types. A comprehensive risk assessment of each fleet and its typical driving patterns initiates the process, scheduled directly at the agent’s office.
Papanek Insurance serves residential clients in Beavercreek, OH, with truck insurance for personal vehicles. The agency also provides commercial coverage for local trucking operations, extending its services throughout the surrounding area. Each policy is designed to address standard regional risks and liability needs common to truck owners. Follow-up assistance remains available between regular visits to help adjust coverage as vehicles or business requirements change, ensuring that any necessary updates or claims processing is addressed promptly.
What Does a a Truck Insurance Agent in Beavercreek Cost?
Truck insurance costs in Ohio vary widely based on driving record, cargo type, and annual mileage. A typical policy for a single truck can range from $8,000 to $15,000 per year for basic liability and physical damage. High-risk operators or those hauling hazardous materials may pay more. This is general information and not insurance advice.
About truck insurance agents in Beavercreek
Truck insurance agents in Beavercreek Ohio help owner-operators and fleets find coverage that meets state requirements. Ohio law mandates minimum liability insurance of $750,000 for interstate commercial trucks under federal regulations. Local agents understand the specific needs of trucking businesses in Greene County.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Ohio?
Ohio requires commercial trucks to carry at least $750,000 in liability insurance for interstate operations. Intrastate trucks may need lower limits depending on cargo and vehicle weight. An agent can help you determine the correct coverage for your specific operation.
How do I find a truck insurance agent in Beavercreek Ohio?
You can search online for commercial insurance agents located in Beavercreek or nearby Dayton. Many agents specialize in trucking and offer quotes from multiple carriers. It is helpful to have your USDOT number and driving history ready when you call.
Does Ohio require cargo insurance for trucks?
Ohio does not have a state law requiring cargo insurance, but most shippers and brokers require it in their contracts. Typical cargo coverage limits range from $10,000 to $100,000. An agent can explain what limits are common for your type of freight.
Truck Insurance Agents in Other Ohio Cities
Akron · Amelia · Avon Lake · Boardman · Bowling Green · Brunswick · Canton · Centerville · Cincinnati · Cleveland · Columbus · Cuyahoga Falls · Dayton · Delaware · Dublin