The top-rated truck insurance agent in Centerville, Ohio is Tim McKenzie - State Farm Insurance Agent, rated 5.0 stars across 337 reviews. Other highly rated options include Greg Fay Insurance Agency, Shawn Thacker - State Farm Insurance Agent, Direct Auto Insurance. This directory lists 13 truck insurance agents serving Centerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim McKenzie - State Farm Insurance Agent | 157 S Main St | (937) 433-8733 |
| 2 | Greg Fay Insurance Agency | 207 W Franklin St | (937) 619-9705 |
| 3 | Shawn Thacker - State Farm Insurance Agent | 156 Spring Valley Pike | (937) 610-3276 |
| 4 | Direct Auto Insurance | 6244 Wilmington Pike | (937) 401-2760 |
| 5 | Carr Insurance Agency, Inc. | 255 N Main St | (937) 435-9000 |
| 6 | Tinnerman Insurance Agency - Centerville | 5 Iron Gate Park Dr | (937) 439-0212 |
| 7 | American Insurance Strategies | 76 Marco Ln | (937) 886-6454 |
| 8 | Tony Peh: Allstate Insurance | 16 Elmwood Dr | (937) 438-0004 |
| 9 | Centerville Insurance Agency | 55 W Franklin St | (937) 433-0874 |
| 10 | TQ Insurance Agency | 6995 Grenoble Dr | (326) 699-8310 |
Tim McKenzie - State Farm Insurance Agent serves Centerville, Ohio, and the surrounding Montgomery County area, providing truck insurance coverage for local owner-operators and small fleet businesses. The agency helps commercial drivers navigate policy options that address liability and cargo protection. Typical clients include long-haul operators and regional delivery services. The office offers personalized quotes for semi-truck liability insurance and physical damage coverage for working vehicles.
Greg Fay Insurance Agency in Centerville, OH provides a full range of truck insurance policies, including liability, physical damage, and cargo coverage. Its service plans are designed to help commercial drivers manage risk and maintain compliance with regulatory requirements. Routine policy reviews and claims support are built into its standard account management. The agency services single-family homes, apartments, retail, and restaurants.
Shawn Thacker’s State Farm Insurance Agency in Centerville, Ohio, serves local trucking companies, owner-operators, and fleet managers who need commercial vehicle liability, cargo, and physical damage coverage. The agency also assists independent drivers in securing policy options that address regional delivery and long-haul operations. Located in Montgomery County, this office helps businesses and drivers manage risk and meet state requirements for trucking insurance. Its service area extends into the nearby communities of Dayton and Miamisburg.
Direct Auto Insurance serves the greater Centerville, Ohio area as a truck insurance agent. It offers policies specifically designed for commercial vehicles and owner-operators. These plans help local truckers meet state and federal liability requirements. Coverage options can address cargo protection and towing needs. The agency assists with common concerns such as roadside assistance for long-haul routes. It also helps arrange physical damage coverage for rigs and trailers. In this capacity, it handles filing claims for collision incidents and providing rental reimbursement while trucks are in for repairs.
Serving Centerville, Ohio, and the surrounding communities, Carr Insurance Agency, Inc. handles truck insurance policies for local owner-operators and regional fleets. The agency structures coverage to address the specific risks of commercial driving, including liability and cargo protection. It customizes each policy to align with a driver’s route and operational requirements. When managing a claim, the agency first reviews the policy details with the client and then coordinates directly with the insurer to facilitate a smooth resolution.
Tinnerman Insurance Agency - Centerville offers both one-time truck insurance policy placements and recurring service options for ongoing coverage management. Coverage can be arranged for commercial cargo liability, physical damage, and required filing bonds across this region. Servicing Centerville, OH, as a local truck insurance agent, policies are written to address the specific needs of owner-operators and small fleet haulers. Service for policy reviews and claims assistance runs on a scheduled or as-needed basis, not on one-time appearances.
American Insurance Strategies in Centerville, OH provides specialty services for long-haul and local commercial truck policies. It works generally with owner-operators and small fleets to manage their specific coverage needs. The agency helps clients navigate Ohio’s unique liability requirements for commercial vehicles. As winter weather often affects road conditions throughout the Miami Valley region, it regularly assists truckers with adjusting their policies ahead of the hazardous driving season.
In the busy fall months when Ohio farm trucks and local delivery fleets prepare for the winter haul, Tony Peh: Allstate Insurance in Centerville, OH works with commercial drivers to ensure their policies cover seasonal hazards like icy roads and cargo securement. The agency focuses exclusively on truck insurance, helping independent operators and small fleets comply with federal and state liability requirements. An initial consultation includes a review of the driver’s current coverage and a walk-around vehicle inspection to assess specific risk exposures.
Centerville Insurance Agency works with commercial drivers to secure coverage that meets regulatory and operational requirements. The agency specializes in adding physical damage protection for tractor-trailers and cargo liability for transported goods. It provides policies that address the fleet size and route frequency of each client. The company can serve the insurance needs of local distribution offices, repair warehouses, and food service logistics providers operating throughout the Centerville, OH area.
What Does a a Truck Insurance Agent in Centerville Cost?
Typical annual premiums for truck insurance in Ohio range from 8,000 to 15,000 dollars for a single semi-truck with basic liability and physical damage. Higher risk operations like hauling fuel or oversized loads can cost 20,000 dollars or more. Rates vary by driving history cargo type and annual mileage. This is general information not insurance advice.
About truck insurance agents in Centerville
Truck insurance agents in Centerville Ohio help owner-operators and fleet managers meet Ohio commercial auto insurance requirements. Ohio law mandates minimum liability coverage of 25/50/25 for commercial vehicles. Agents can also advise on cargo insurance and physical damage coverage for trucks operating in the Dayton area.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Ohio?
Ohio requires commercial auto liability of 25/50/25 meaning 25,000 dollars per person for bodily injury 50,000 dollars per accident and 25,000 dollars for property damage. Higher limits are often needed for interstate trucking or hauling hazardous materials.
Do I need a specific type of insurance for a semi-truck in Centerville?
Yes semi-trucks used for business require commercial truck insurance not a personal auto policy. Coverage options include liability cargo physical damage and non-trucking liability. An agent can help match coverage to your operation.
How does Ohio law affect truck insurance rates?
Ohio is a tort state meaning the at-fault driver pays for damages. This can affect premium costs compared to no-fault states. Local factors like traffic in Centerville and I-75 proximity also influence rates.
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