The top-rated truck insurance agent in Cranston, Rhode Island is Christopher Chappell at Comparion Insurance Agency, rated 5.0 stars across 160 reviews. Other highly rated options include Jennifer Bergeron at Comparion Insurance Agency, Gaulin Insurance Agency, Rhode Island Insurance Agency. This directory lists 20 truck insurance agents serving Cranston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christopher Chappell at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1114 |
| 2 | Jennifer Bergeron at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1106 |
| 3 | Gaulin Insurance Agency | 1 Rolfe Square | (401) 781-4010 |
| 4 | Rhode Island Insurance Agency | 63 Sockanosset Cross Rd Ste 2A | (401) 737-8176 |
| 5 | Weaver Agency INC | 51 Sockanosset Cross Rd #205 | (508) 372-9534 |
| 6 | Lathrop Insurance | 75 Sockanosset Cross Rd UNIT 300 | (401) 596-2525 |
| 7 | Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 946-8600 |
| 8 | A. Ricciotti Insurance Associates, LLC | 100 Midway Rd Suite 20 | (401) 654-6711 |
| 9 | Capuano Insurance | 1020 Park Ave | (401) 943-0550 |
| 10 | New Age Insurance | 29 Rolfe Square | (401) 383-4800 |
Christopher Chappell at Comparion Insurance Agency offers tailored truck insurance coverage for commercial vehicles operating throughout Rhode Island. As an independent agent serving Cranston and the surrounding region, he matches local trucking businesses with policies that address liability, cargo, and physical damage exposures. This agency also handles general commercial insurance needs for small and midsize enterprises. During peak winter months, when icy roads heighten collision risks for delivery trucks, his brokerage helps operators adjust coverage limits and review comprehensive protection against weather-related claims.
As summer storms and winter snows strain local highways, area truckers need solid, reliable coverage. Jennifer Bergeron at Comparion Insurance Agency in Cranston, Rhode Island, specializes in policies for commercial trucks operating throughout the Northeast. This agency works closely with owner-operators and small fleets to align protection with their specific routes and cargo needs. Initial consultation includes a review of the truck’s current mileage, cargo type, and driving radius to determine the appropriate liability and physical damage limits.
Gaulin Insurance Agency in Cranston, Rhode Island, provides tailored protection for commercial trucking fleets and independent owner-operators. Its coverage extends to essential specialty add-ons such as cargo insurance and non-trucking liability, helping to address the specific risks faced on local and regional routes. This allows policyholders to secure protection beyond basic liability. The agency serves a range of commercial sectors, including corporate offices, large warehouses, operations centers, and food service facilities.
Rhode Island Insurance Agency, located in Cranston, is known for providing truck insurance coverage tailored to local commercial drivers. Its services range from primary liability and physical damage policies to cargo and non-trucking liability protection. Every policy is structured to meet Rhode Island state requirements while addressing the specific risks of regional freight routes. Specialty add-on coverage for hired and non-owned trailers is available for fleets needing extra protection.
Weaver Agency INC serves the greater Cranston, Rhode Island area as a dedicated truck insurance agent. Their primary focus involves providing commercial coverage for a range of tractor-trailers and smaller commercial trucks operating on local highways and delivery routes. An agent like this helps operators find policies that address liability and physical damage concerns arising from daily freight movement within the region. This includes handling comprehensive cargo insurance and specialized motor truck cargo liability to protect transported goods.
Lathrop Insurance provides a full range of truck insurance services tailored to commercial operators in the Cranston, Rhode Island area. The company offers standard liability and physical damage coverage along with specialized risk management plans designed to keep fleets operational. Service maintenance plans help policyholders manage compliance requirements and address emerging needs throughout the policy term. The agency also works with local businesses, including single-family homes, apartments, retail locations, and restaurants.
For residential clients in Cranston, Comparion Insurance Agency offers personal truck insurance to protect family vehicles and daily drivers. The agency also extends commercial coverage tailored for local businesses operating fleets or single work trucks throughout Rhode Island. Policies address standard liability, physical damage, and cargo protection needs common to truck owners. After an initial consultation, the agency remains available for policy reviews and claim assistance, providing follow-up service between regular visits to adjust coverage as circumstances change.
A. Ricciotti Insurance Associates, LLC serves Cranston, Rhode Island, and the surrounding communities, handling specialized truck insurance coverage for commercial vehicles. The agency works with a range of trucking operations, ensuring clients meet regulatory requirements while protecting their assets on the road. To manage a typical job, the company carefully evaluates each client’s fleet size, routes, and cargo to tailor coverage that addresses specific operational risks.
Capuano Insurance serves local trucking companies, owner-operators, and fleet managers in Cranston, Rhode Island, offering specialized coverage for commercial vehicles, cargo liability, and physical damage. The agency works with carriers to help clients meet state and federal insurance requirements, providing policies tailored to varying fleet sizes and operational risks. It also assists with risk management advice and claims support for businesses navigating the trucking industry. Additionally, Capuano Insurance extends its truck insurance services to businesses throughout nearby Warwick and the greater Providence metro area.
New Age Insurance in Cranston, Rhode Island provides truck insurance coverage that can be arranged either as a single policy for a specific route or load, or as an ongoing, renewable annual package for fleets requiring continuous protection. Policies address liability, cargo, and physical damage across regional and long-haul operations. This agent company delivers its truck insurance services strictly on a scheduled basis, with policy renewals and adjustments handled at predetermined intervals throughout the year.
What Does a a Truck Insurance Agent in Cranston Cost?
Truck insurance costs in Rhode Island typically range from $8,000 to $15,000 per year for a single commercial truck, depending on cargo type, driving record, and coverage limits. Owner-operators may pay less, while fleets with multiple vehicles can negotiate lower per-truck rates. Factors like your safety record, radius of operation, and the value of your cargo all affect the final price. This is general information and not insurance advice.
About truck insurance agents in Cranston
Truck insurance agents in Cranston, Rhode Island help local trucking companies and owner-operators find coverage that meets state and federal requirements. Rhode Island law mandates minimum liability insurance for commercial trucks, and an agent can explain how these rules apply to your specific operation. Working with a local agent ensures you understand RI financial responsibility laws and the required filing with the Rhode Island Division of Motor Vehicles.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Rhode Island?
Rhode Island requires commercial trucks to carry at least $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage. Higher limits are often needed for interstate hauling or specialized cargo. An agent can help you meet the specific requirements for your truck type and usage.
Do I need a special license to sell truck insurance in Cranston?
Yes, truck insurance agents in Rhode Island must hold a valid property and casualty insurance license issued by the Rhode Island Department of Business Regulation. They must also complete continuing education courses to stay current on state laws and industry changes. You can verify an agents license through the RI DBR website.
How does Rhode Island law affect truck insurance costs?
Rhode Island requires all commercial vehicles to carry uninsured and underinsured motorist coverage, which can raise premiums. The states coastal location also increases risk for weather-related claims. An agent can explain how these factors apply to your specific policy and driving history.
Truck Insurance Agents in Other Rhode Island Cities
Johnston · Middletown · North Kingstown · North Providence · Pawtucket · Providence · Warwick