The top-rated truck insurance agent in Providence, Rhode Island is Cross Insurance, rated 4.9 stars across 898 reviews. Other highly rated options include Podmaska Insurance Agency Inc, Auto Cycle Insurance, Wilson Insurance Agency. This directory lists 14 truck insurance agents serving Providence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cross Insurance | 291 Promenade St | (401) 431-9200 |
| 2 | Podmaska Insurance Agency Inc | 1309 Chalkstone Ave | (401) 272-5444 |
| 3 | Auto Cycle Insurance | 400 Broadway | (401) 421-2005 |
| 4 | Wilson Insurance Agency | 723 Atwells Ave | (401) 453-6659 |
| 5 | Insurance Leader | 1237 Elmwood Ave | (401) 781-1810 |
| 6 | Guzman Insurance Group, LLC: Allstate Insurance | 1214 Broad St Lowr Level | (401) 785-0806 |
| 7 | World Insurance Associates LLC | 477 Elmwood Ave | (401) 572-3303 |
| 8 | Gilbane Insurance Agency Inc. | 515 Elmwood Ave | (401) 781-8680 |
| 9 | Farmington Insurance Agency | 24 Farmington Ave | (401) 944-2230 |
| 10 | AAA Northeast Insurance Corporate Office | 70 Royal Little Dr | (401) 535-9995 |
Cross Insurance serves the Providence, Rhode Island metro area as a local truck insurance agent. The company helps commercial truck operators secure essential liability coverage to meet regulatory and financial requirements. Policies arranged through this agency typically address the unique risks of freight hauling, including cargo protection and physical damage coverage for vehicles. Cross Insurance also assists with occupational accident policies for independent drivers. In this area, the agency specifically handles commercial auto liability and non-trucking liability coverage for long-haul operators.
Podmaska Insurance Agency Inc in Providence, RI provides a full range of commercial truck insurance services, including liability, cargo, physical damage, and general liability coverage. It offers customized policy structures and risk management assessments to help local fleets maintain compliance and financial protection. The agency also assists with coverage adjustments as client operations evolve, ensuring continuous support for owners and operators. It services single-family homes, apartments, retail storefronts, and restaurants throughout the Providence area.
In Providence, Rhode Island, Auto Cycle Insurance provides truck insurance agent services for clients choosing between a single-policy purchase or an ongoing commercial coverage plan. For each option, the agent will match vehicles like rigs or fleets with appropriate liability and physical damage policies. These are arranged through reputable carriers to support local transport operations. The company’s service runs on an as-needed basis, allowing drivers and fleet owners to initiate new quotes or adjust existing coverage whenever required.
Wilson Insurance Agency serves Providence, Rhode Island, and its surrounding communities, handling specialized coverage needs for local trucking operations. It offers policies that address commercial vehicle liability, cargo protection, and physical damage. A typical job involves assessing an operator's fleet size, driving routes, and cargo type. The agency then reviews policy options from multiple carriers to match coverage limits with the specific risks of each hauling business, working closely with the client to ensure all regulatory requirements are met.
Insurance Leader provides specialized truck insurance services, including liability coverage, physical damage protection, and cargo insurance for commercial vehicles. It also offers general business insurance products to support local companies in Providence, RI. The agency helps clients navigate the specific regulatory requirements for operating trucks in Rhode Island and neighboring states. During the seasonal port delays that often affect freight schedules in the region, agents assist with adjusting coverage to manage temporary increases in cargo exposure.
As winter storms approach Providence, trucking operations face heightened risks on icy roads, making tailored coverage essential. Guzman Insurance Group, LLC: Allstate Insurance provides truck insurance agent services that address these regional weather demands through customized liability and cargo protection. The firm focuses on local commercial fleets, helping owner-operators meet Rhode Island’s regulatory requirements with clear policy explanations. Each client relationship begins with a thorough inspection of the vehicle and its operational routes to assess specific coverage needs.
World Insurance Associates LLC provides truck insurance agent services in Providence, Rhode Island, working to arrange commercial auto and liability coverage for local operators. The firm specializes in adding physical damage protection, cargo insurance, and roadside assistance to standard policies. Its agents assist small fleets and independent drivers in managing risk while complying with regulatory requirements. World Insurance Associates LLC can serve a range of commercial sectors including offices, warehouses, and food service operations requiring delivery vehicles.
Gilbane Insurance Agency Inc. provides residential truck insurance services, including coverage for personal-use vehicles and business assets. The agency also administers comprehensive commercial policies tailored for local freight operators and independent drivers within the Providence area. Coverage extends to fleets operating throughout Rhode Island and nearby regions. The agency maintains consistent contact with clients between regular visits, ensuring timely policy reviews and adjustments for changing operational needs.
AAA Northeast Insurance Corporate Office serves commercial trucking businesses, owner-operators, and fleet managers seeking liability, cargo, and physical damage coverage in Providence, Rhode Island. As a dedicated truck insurance agent in the local area, the agency helps clients navigate complex risk requirements and compliance with state transportation regulations. It also assists with policy reviews and premium comparisons to match individual operational needs. Its coverage area extends beyond downtown Providence to the neighboring community of Cranston and parts of the greater Providence metropolitan region.
What Does a a Truck Insurance Agent in Providence Cost?
Truck insurance costs in Rhode Island vary widely based on vehicle type, cargo, and driving history. A typical policy for a local delivery truck might range from 3,000 to 6,000 dollars per year, while long-haul or heavy trucks can cost 8,000 to 15,000 dollars annually. Factors like fleet size and safety record also affect the price. This is general information and not insurance advice.
About truck insurance agents in Providence
Truck insurance agents in Providence Rhode Island help commercial drivers meet state and federal coverage requirements. Rhode Island law mandates minimum liability limits of 25/50/25 for most commercial vehicles. Local agents can also advise on cargo insurance and physical damage coverage for trucks operating on I-95 and other busy routes.
Frequently Asked Questions
What are the minimum liability requirements for a truck in Rhode Island?
Rhode Island requires commercial trucks to carry at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 25,000 dollars for property damage. Higher limits are often needed for interstate hauling.
Do I need cargo insurance for my truck in Providence?
Cargo insurance is not required by Rhode Island state law but is often required by shippers and brokers. It protects the goods you transport and is a common add-on for local and long-haul truckers.
How does my driving record affect my truck insurance premium in Rhode Island?
A clean driving record can lower your premium, while violations or accidents can increase it significantly. Rhode Island insurers review your motor vehicle report for the past three to five years when setting rates.
Truck Insurance Agents in Other Rhode Island Cities
Cranston · Johnston · Middletown · North Kingstown · North Providence · Pawtucket · Warwick