The top-rated truck insurance agent in Florence, South Carolina is Acceptance Insurance, rated 4.9 stars across 358 reviews. Other highly rated options include Freeway Insurance, CSP Insurance Services, Austin Wilson - State Farm Insurance Agent. This directory lists 20 truck insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 1231 S Irby St C | (843) 268-0083 |
| 2 | Freeway Insurance | 1337 S Irby St B | (843) 306-4514 |
| 3 | CSP Insurance Services | 2420 Hoffmeyer Rd Suite D | (843) 519-2557 |
| 4 | Austin Wilson - State Farm Insurance Agent | 2005 2nd Loop Rd | (843) 662-4631 |
| 5 | Direct Auto Insurance | 1811 S Irby St Suite 103 | (843) 629-8841 |
| 6 | Auto-Owners Insurance Florence Claims | 217 Dozier Blvd #201 | (800) 249-5520 |
| 7 | Assurant | 1323 Celebration Blvd | (843) 413-2199 |
| 8 | Rosa Tuñon of AseguraMas Agency, LLC | Rosa Tunon of AseguraMas Agency, LLC, 2008 2nd Loop Rd | (843) 799-2419 |
| 9 | Accountable Insurance Partners | 619 S Dargan St | (843) 669-5858 |
| 10 | The Hoylen Agency - Nationwide Insurance | 305-A 2nd Loop Rd | (843) 665-2196 |
Acceptance Insurance offers a range of services for commercial trucking needs, including liability coverage, physical damage protection, and cargo insurance. It provides straightforward service plans that help clients manage their policies and adjust coverage as their operations change. Serving the Florence, South Carolina area, the agency supports local businesses with essential risk management for their vehicles and equipment. Its service offerings extend to single-family homes, apartments, retail locations, and restaurants in the surrounding region.
Freeway Insurance serves commercial truck operators and independent owner-operators in Florence, South Carolina, by providing liability, physical damage, and cargo coverage for their vehicles. The agency works with local freight haulers and delivery businesses to tailor policies that meet state and federal requirements for over-the-road operations. Beyond the city proper, its territory extends into the neighboring Florence Metropolitan Statistical Area, including communities such as Darlington and Lake City.
CSP Insurance Services serves the Florence, South Carolina metro area as a dedicated truck insurance agent. The company assists local commercial trucking operators in securing essential liability and physical damage coverage for their fleets. It also helps independent owner-operators find policies that meet their specific risk needs. Navigating the unique requirements of the transportation industry, this agency works to match clients with appropriate protection for their vehicles and cargo. Specific services it provides include coverage for dump trucks and long-haul tractor-trailers operating throughout the region.
Austin Wilson - State Farm Insurance Agent serves local homeowners, businesses, and commercial property managers seeking coverage for their fleets and cargo. As a truck insurance agent in Florence, SC, the agency offers liability, physical damage, and non-trucking use policies tailored to owner-operators and small transport companies. The team assists clients with risk assessments and policy adjustments to meet regional driving conditions. They also serve clients in the neighboring community of Effingham.
Direct Auto Insurance serves the Florence, South Carolina area and surrounding communities with truck insurance coverage. It handles policies for local owner-operators and small commercial fleets navigating regional routes. The agency provides liability, cargo, and physical damage protection tailored to the unique risks of trucking work in this region. When managing a typical job, it assesses each client’s driving radius and hauling needs to recommend a policy that balances appropriate coverage limits with deductibles aligned to common local claim patterns.
Auto-Owners Insurance Florence Claims serves the city of Florence, South Carolina, and the surrounding Pee Dee region communities. The agency handles truck insurance for local owner-operators and small fleet businesses, covering commercial auto liability, cargo, and physical damage. It also assists with claims for collision or roadside incidents during local hauls. The typical policy process begins with a review of the driver’s operational routes and cargo type to match coverage properly. The agency then documents coverage limits, deductibles, and filing procedures clearly during the initial consultation.
Assurant provides a full range of truck insurance agent services, including policy evaluations, liability coverage, and cargo protection. The agency also offers comprehensive service plans tailored to individual fleet needs, ensuring consistent compliance with industry regulations. With specialized support for regional carriers operating across the Carolinas, it helps manage risk for both owner-operators and larger operations from its Florence, SC location. Its truck insurance solutions serve commercial fleets, independent long-haul trucks, local delivery vehicles, and specialty carriers moving heavy equipment.
Rosa Tuñon of AseguraMas Agency, LLC serves Florence, SC with both one-time policy evaluations and recurring coverage management for trucking operations. Her agency provides liability, physical damage, and cargo insurance tailored to commercial vehicles. She helps local owner-operators and small fleets navigate the specific risk requirements of the truck industry. Service runs on a scheduled basis, with options to adjust plan details as needs change.
As winter weather affects roads in the Florence area, local trucking operators require reliable insurance solutions. Accountable Insurance Partners serves as a truck insurance agent, helping drivers manage risks associated with cargo theft and accident liability on regional highways. The agency assists clients in reviewing their commercial auto and physical damage coverage needs. Each new client engagement begins with an inspection of existing policies to identify potential coverage gaps.
The Hoylen Agency - Nationwide Insurance in Florence, SC provides specialty truck insurance services, addressing coverage needs for local and long-haul operators. It handles general commercial auto policies and risk management guidance for the region’s fleet owners. The agency aids clients in meeting regulatory requirements and adjusting coverage as cargo volumes shift. During peak harvest seasons or winter weather events, it helps truckers secure tailored roadside assistance and cargo protection to maintain operations on demanding routes.
What Does a a Truck Insurance Agent in Florence Cost?
Typical annual premiums for truck insurance in South Carolina range from 5 thousand to 15 thousand dollars for a single truck, depending on driving record and cargo type. Owner operators often pay between 8 thousand and 12 thousand dollars per year. Fleet policies can cost 3 thousand to 6 thousand dollars per vehicle. This is general information and not insurance advice.
About truck insurance agents in Florence
Truck insurance agents in Florence South Carolina help commercial drivers and fleet owners meet state requirements. South Carolina law mandates minimum liability coverage of 25 thousand dollars for bodily injury per person and 50 thousand dollars per accident. Local agents can also advise on cargo insurance and physical damage coverage for trucks operating on I-95 and other regional routes.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in South Carolina?
South Carolina requires at least 25 thousand dollars in bodily injury liability per person and 50 thousand dollars per accident. For property damage, the minimum is 25 thousand dollars. Trucks over 10 thousand pounds may need additional filings with the Federal Motor Carrier Safety Administration.
Do I need a specific type of agent for long haul trucking in Florence?
Yes, you should work with an agent who understands interstate trucking regulations. These agents can help you obtain the required BMC-91 endorsement and proof of insurance for crossing state lines. They also know how to handle South Carolina Department of Motor Vehicles requirements.
How long does it take to get a truck insurance policy in Florence?
Most agents can issue a policy within one business day if you have all required documents. This includes your commercial drivers license, vehicle registration, and prior insurance history. Some policies may take longer if you need specialized coverage like hazardous materials endorsement.
Truck Insurance Agents in Other South Carolina Cities
Aiken · Anderson · Bluffton · Charleston · Columbia · Conway · Easley · Fort Mill · Goose Creek · Greenville · Greer · Hilton Head Island · Lexington · Mt Pleasant · Myrtle Beach