The top-rated truck insurance agent in Lexington, South Carolina is Larry Hutto - State Farm Insurance Agent, rated 5.0 stars across 641 reviews. Other highly rated options include Williams Insurance Team, Farrell Insurance Agency, Relation Insurance Services. This directory lists 20 truck insurance agents serving Lexington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Larry Hutto - State Farm Insurance Agent | 5219 Augusta Rd | (803) 957-0707 |
| 2 | Williams Insurance Team | 581 Old Chapin Rd | (803) 957-8004 |
| 3 | Farrell Insurance Agency | 237 Charter Oak Rd. | (803) 399-0200 |
| 4 | Relation Insurance Services | 5465 Sunset Blvd | (803) 808-2886 |
| 5 | Mauldin Insurance Group | 100 Old Cherokee Rd Ste F #167 | (843) 509-2462 |
| 6 | Safe Harbor Insurance Advisors | 201 W Main St | (803) 386-1885 |
| 7 | Midlands Insurance Center | 339 W Butler St | (803) 957-3311 |
| 8 | Kuhn Insurance Group | 510 E Main St | (803) 636-2214 |
| 9 | Stedman Insurance Group | 109a Vista Oaks Dr | (803) 814-3303 |
| 10 | Fairfield Insurance Group | 109a Vista Oaks Dr | (803) 500-9081 |
Larry Hutto - State Farm Insurance Agent serves the Lexington, South Carolina area as a truck insurance agent. This business helps local truck operators secure policies that meet state and federal coverage requirements for commercial vehicles. Tailored insurance solutions address liability protection and cargo coverage needs common in the region’s transportation industry. Policies also often cover physical damage to the truck itself and uninsured motorist risks on South Carolina highways. This agent regularly assists with obtaining commercial auto liability and motor truck cargo insurance.
This company provides tailored policies for trucking operations, including liability, cargo, and physical damage coverage. The agency helps clients manage risk and protect their assets on the road. It works closely with drivers and fleet owners to structure coverage plans that fit individual needs. Williams Insurance Team serves clients throughout Lexington, SC, and the surrounding region. Its portfolio includes coverage for a variety of commercial properties, such as single-family homes, apartments, retail locations, and restaurants.
Commercial trucking businesses and owner-operators in Lexington, SC rely on Farrell Insurance Agency to secure appropriate coverage for their vehicles and operations. The company specializes in helping clients navigate the specific insurance needs of the trucking industry, offering guidance on policies that protect both equipment and liability. Serving the local area, the agency also extends its services to clients located in the neighboring community of West Columbia.
Relation Insurance Services serves Lexington, South Carolina, and the surrounding communities, handling commercial truck insurance for local and regional operators. The agency works with coverage options that address liability, cargo, and physical damage exposures common to trucks. Each policy is tailored to the specific routes and types of freight a client carries. For a typical job, the agent reviews the operator’s driving history and current fleet size before presenting available plans from multiple carriers.
Mauldin Insurance Group specializes in coverage for commercial trucks, including long-haul, local delivery, and owner-operator policies. It works with trucking businesses in Lexington, SC, to structure plans that address liability, cargo, and physical damage exposures. The agency also assists operators with regulatory compliance and risk management strategies. As peak shipping seasons approach, the firm helps truckers evaluate their coverage needs to account for increased miles and heavier cargo loads during periods of higher freight demand.
Safe Harbor Insurance Advisors in Lexington, SC provides truck insurance coverage through either a one-time policy purchase or a recurring service plan tailored to ongoing fleet needs. Their work focuses on securing protection for commercial vehicles and cargo against regional road risks, liability, and weather-related incidents common in the area. While coverage can be arranged for a single delivery or a set seasonal route, standard service operates on a scheduled renewal basis to keep policies continuously active.
As Lexington, South Carolina, businesses prepare for the spring shipping season, securing reliable coverage for commercial vehicles becomes essential. Midlands Insurance Center serves local truckers by evaluating each fleet’s unique risk profile, from owner-operators to larger carriers. The agency helps clients meet legal requirements while protecting valuable assets on South Carolina highways. Their process begins with a thorough review of each applicant’s driving history and vehicle usage. A standard first step is scheduling a truck inspection to confirm the rig’s condition before binding any policy.
Kuhn Insurance Group works to secure coverage for trucking operators, while also offering specialty endorsements that address cargo protection and fuel liability exposures. The agency navigates South Carolina's fleet regulations and policy obligations to help owners meet compliance standards. In Lexington and its surrounding areas, Kuhn Insurance Group can support local businesses requiring general liability or commercial auto policies, including offices, warehouses, and food service operations.
Stedman Insurance Group in Lexington, SC provides residential truck insurance services for local operators. The agency also offers commercial coverage options for larger fleets operating throughout the Lexington area. As a truck insurance agent, the team assists clients in securing appropriate policies for vehicle protection and liability. Their service includes follow-up after policy issuance to address client questions or adjustments between regular visits, ensuring continued coverage needs are met.
Fairfield Insurance Group is a truck insurance agent serving commercial vehicle operators in Lexington, SC. It assists local owner-operators and fleet managers in obtaining liability, physical damage, and cargo coverage required for regional and long-haul routes. The agency helps clients understand compliance with state and federal insurance mandates. A specialty service it can add on is occupational accident insurance for independent contractors.
What Does a a Truck Insurance Agent in Lexington Cost?
Typical truck insurance costs in South Carolina range from 8000 to 15000 per year for a single owner operator depending on driving record cargo type and annual mileage. A dump truck policy may cost 10000 to 18000 annually. Fleet policies for multiple trucks can be higher. This is general information not insurance advice.
About truck insurance agents in Lexington
Truck insurance agents in Lexington South Carolina help owner operators and fleets find coverage that meets state requirements. South Carolina law mandates minimum liability limits of 25/50/25 for most commercial trucks. Agents can also assist with cargo insurance and physical damage coverage for local and long haul routes.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in South Carolina?
South Carolina requires commercial trucks to carry at least 25000 in bodily injury liability per person 50000 per accident and 25000 in property damage liability. Higher limits may be needed for larger vehicles or hazardous materials.
Do I need a specific type of insurance for a dump truck in Lexington?
Yes dump trucks often require specialized coverage due to their weight and use. Agents can help you find policies that include comprehensive and collision coverage as well as cargo insurance for materials you haul.
How does South Carolina law affect truck insurance rates?
South Carolina is a fault state meaning the at fault driver pays for damages. This can lead to higher premiums for drivers with accidents. Also the state requires uninsured motorist coverage which adds to the total cost.
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