The top-rated truck insurance agent in Lynnwood, Washington is Mosaic Insurance Alliance, Llc, rated 4.9 stars across 814 reviews. Other highly rated options include Villa Insurance Group, Vern Fonk Insurance, Sea-Mountain Insurance. This directory lists 16 truck insurance agents serving Lynnwood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mosaic Insurance Alliance, Llc | 16108 Ash Way #201 | (425) 320-4280 |
| 2 | Villa Insurance Group | 20006 Cedar Valley Rd Ste. 202 | (425) 771-9000 |
| 3 | Vern Fonk Insurance | 3225 Alderwood Mall Blvd Suite D | (425) 434-4030 |
| 4 | Sea-Mountain Insurance | 19630 76th Ave W | (425) 775-1410 |
| 5 | Lynnwood Ace Insurance & Retirement Services | 3301 184th St SW # 115 | (425) 678-6901 |
| 6 | Empire Insurance Brokers | 19401 40th Ave W #270 | (866) 774-1324 |
| 7 | Hood Insurance Agency, Inc | 17925 Hwy 99 Ste 202 | (425) 689-5855 |
| 8 | Josh Culotti - State Farm Insurance Agent | 18904 Hwy 99 H | (425) 776-0133 |
| 9 | Slater All Lines Insurance School | 3717 196th St SW #214 | (425) 771-4870 |
| 10 | City Insurance Center | 4610 200th St SW c | (425) 412-3665 |
Mosaic Insurance Alliance, Llc serves trucking operators in Snohomish County and the surrounding metro area from its Lynnwood location, offering specialized coverage for commercial vehicles. The agency helps owner-operators and fleet owners secure policies that meet state and federal insurance requirements for hauling goods across Washington. It regularly assists with liability protection for heavy trucks and cargo insurance for transported freight.
Villa Insurance Group provides truck insurance services to commercial vehicle operators in the Lynnwood, WA area, covering policy consultations, risk assessments, and policy renewals. Its service plans include help with claims filing, policy adjustments, and routine coverage reviews. Maintenance plans encompass assistance with documentation updates and compliance checks. The agency serves clients with various property types, including single-family homes, apartments, retail spaces, and restaurants, helping them secure appropriate coverage for their trucking operations.
Serving Lynnwood, Washington, and the surrounding Snohomish County communities, Vern Fonk Insurance provides commercial truck insurance coverage for local owner-operators and small fleet haulers. Their office handles general liability, cargo protection, and physical damage policies required for regional freight routes. Every client discussion begins with a thorough review of their specific vehicle usage and operational needs before presenting policy options.
Sea-Mountain Insurance serves trucking companies, owner-operators, and fleet managers in Lynnwood, Washington. The agency provides commercial truck insurance policies that address local and regional hauling risks, including cargo liability and physical damage coverage. It offers risk management guidance tailored to the trucking industry. Experienced agents work directly with clients to compare options and secure coverage that meets regulatory requirements. The agency also serves truck operators in the greater Seattle metropolitan area, including the neighboring communities of Edmonds and Mountlake Terrace.
Serving Lynnwood and the surrounding communities in Snohomish County, Lynnwood Ace Insurance & Retirement Services specializes in truck insurance for local fleets and owner-operators. The agency handles liability, cargo, and physical damage coverage important for commercial vehicles navigating regional highways and delivery routes. Each policy is tailored by first assessing a client’s specific miles traveled, cargo type, and safety record. This information is used to match coverage limits and deductibles directly to the trucker’s operational risk profile.
Empire Insurance Brokers in Lynnwood, WA helps trucking clients decide between one-time policy purchases for single shipments or recurring coverage for ongoing fleet operations, tailoring protection for each commercial driving need. The firm addresses essential coverage areas such as liability for cargo and physical damage to vehicles, ensuring compliance with local transportation regulations in this region. Service runs on a one-time, scheduled, or as-needed basis, with consultations typically arranged before policy inception or renewal cycles.
Hood Insurance Agency, Inc specializes in crafting tailored coverage for commercial trucking operations, and it also serves a broader range of vehicle insurance needs for drivers in Lynnwood, WA. The firm navigates the complex liability and cargo protection requirements unique to the industry. It actively helps local truckers adjust their policies ahead of winter weather conditions that increase road risks in the Pacific Northwest region.
Josh Culotti’s agency in Mountlake Terrace assists local homeowners, businesses, and commercial fleet operators with truck insurance needs for light-duty vans through heavy haulers. The agency works to match coverage options to the specific driving risks and cargo requirements each client faces in the region. Policies are designed to protect against accidents, cargo damage, and liability exposures common on Pacific Northwest roads. The office also provides its services to clients across the greater Lynnwood and Edmonds metro area.
As the busy summer moving season approaches, commercial drivers in Lynnwood often need updated commercial auto coverage to meet legal requirements. Slater All Lines Insurance School provides truck insurance agent services to address these recurring coverage demands. They help local owner-operators and fleets understand policy options for rigs, trailers, and cargo. Their process includes a review of each driver’s current coverage gaps before moving forward. A complete rundown of vehicle specifications and driver history is performed during the initial policy assessment.
As a Lynnwood truck insurance agent, City Insurance Center helps local commercial vehicle operators meet mandatory liability requirements. Beyond basic coverage, the agency can arrange specialized endorsements for cargo, equipment, and roadside assistance to protect against unique operational risks. The team works with drivers running short-haul routes as well as long-distance fleets needing higher policy limits. Client sectors commonly served include local delivery offices, wholesale warehouses, mobile repair services, and food service distributors reliant on timely freight transport.
What Does a a Truck Insurance Agent in Lynnwood Cost?
Truck insurance costs in Washington vary widely based on driving record, vehicle type, cargo, and annual mileage. A basic policy for a single semi-truck can range from 8,000 to 15,000 dollars per year. Full coverage with high liability limits and cargo insurance may exceed 20,000 dollars annually. This is general information, not insurance advice.
About truck insurance agents in Lynnwood
Truck insurance agents in Lynnwood help owner-operators and fleet managers secure coverage that meets Washington state requirements. Washington law mandates minimum liability limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 10,000 dollars for property damage. Local agents understand the specific risks of driving in Snohomish County and can tailor policies for long-haul or local routes.
Frequently Asked Questions
What are the minimum insurance requirements for a commercial truck in Washington?
Washington requires commercial trucks to carry at least 25,000 dollars per person and 50,000 dollars per accident for bodily injury liability. Property damage liability must be at least 10,000 dollars. Higher limits are often needed for interstate operations or when hauling valuable cargo.
Do I need a special license to sell truck insurance in Lynnwood?
Yes. Insurance agents in Washington must hold a valid resident or non-resident license from the Washington State Office of the Insurance Commissioner. They must also complete continuing education credits to maintain their license.
How can a truck insurance agent in Lynnwood help with cargo insurance?
A local agent can help you choose cargo insurance that covers the value of goods you transport. This is separate from liability coverage and is often required by shippers. The agent will assess your typical cargo type and trip distance to recommend appropriate limits.