The top-rated umbrella insurance agent in Bullhead City, Arizona is Paul Bull - State Farm Insurance Agent, rated 4.9 stars across 481 reviews. Other highly rated options include Amanda Carling - State Farm Insurance Agent, Farmers Insurance - Jerry Thompson, Farmers Insurance - Kirk Barton. This directory lists 15 umbrella insurance agents serving Bullhead City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paul Bull - State Farm Insurance Agent | 1840 AZ-95 | (928) 763-5557 |
| 2 | Amanda Carling - State Farm Insurance Agent | 1395 Hancock Rd | (928) 758-4184 |
| 3 | Farmers Insurance - Jerry Thompson | 1788 AZ-95 UNIT 22 | (928) 758-7961 |
| 4 | Farmers Insurance - Kirk Barton | 3640 AZ-95 # 130 | (928) 758-5855 |
| 5 | Wickersham Insurance | 2160 AZ-95 Suite 4 | (928) 758-7999 |
| 6 | Sher Voelker - State Farm Insurance Agent | 2840 S Hwy 95 Suite 428 | (928) 296-3250 |
| 7 | Southern Insurance | 1885 Lakeside Dr | (928) 763-4884 |
| 8 | The Southwest Financial Center | TSFC Insurance Agency, 1854 AZ-95 | (928) 763-4360 |
| 9 | Citywide Insurance | 1751 AZ-95 ste 195 | (928) 763-6466 |
| 10 | Sharon Rains Rickets American Family Insurance | 1979 AZ-95 #39 | (928) 704-6300 |
Paul Bull - State Farm Insurance Agent serves the Bullhead City, Arizona area, specializing in umbrella insurance coverage. This type of policy provides additional liability protection that goes beyond the limits of standard home and auto insurance policies. An umbrella insurance agent helps clients assess their potential financial risks from major accidents or lawsuits. They guide customers in selecting appropriate coverage limits to safeguard personal assets like savings and property. The office handles new policy setup and policy reviews tailored to local Bullhead City needs.
Amanda Carling - State Farm Insurance Agent offers umbrella insurance services, providing coverage that extends beyond standard policy limits to protect against major claims and lawsuits. The agent typically assists clients in reviewing existing home and auto policies to recommend appropriate personal liability umbrella coverage. These policies are structured to add an extra layer, ensuring comprehensive protection for assets. Services often include policy adjustments and claims guidance. Amanda Carling serves Bullhead City, AZ, handling coverage needs for single-family homes, apartments, retail locations, and restaurants.
Farmers Insurance - Jerry Thompson serves homeowners, businesses, and property managers in Bullhead City, Arizona, offering umbrella insurance coverage. This type of policy provides additional liability protection beyond standard home or commercial insurance limits. Residents and business owners often utilize umbrella insurance to safeguard assets against major claims or lawsuits. The agent assists clients in evaluating their personal liability risks to determine suitable coverage amounts. Alongside Bullhead City, the agency also covers the neighboring community of Fort Mohave, ensuring greater access to liability protection in the region.
Farmers Insurance - Kirk Barton serves Bullhead City, Arizona, and the surrounding communities in the tri-state region. It handles umbrella insurance policies that provide additional liability coverage beyond standard home and auto policies. These policies help protect clients from large claims or lawsuits. To handle a typical job, the agency begins with a thorough review of existing insurance policies, identifies coverage gaps, then presents tailored options that align with the client’s specific risk profile and financial needs.
A client may choose a single policy to address a specific need or an ongoing arrangement for continuous umbrella coverage. Wickersham Insurance, serving Bullhead City, AZ, assists individuals and businesses in selecting liability protection that extends beyond standard policy limits. Their expertise focuses on understanding local market risks to tailor coverage for each client’s unique situation. Service is provided on a one-time, scheduled, or as-needed basis, depending on the client’s preference for a single-purchase policy or an active, managed plan.
Sher Voelker - State Farm Insurance Agent in Bullhead City, AZ, provides umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency also offers general services like homeowners and auto insurance to local residents. Clients in the area often use umbrella coverage to protect assets against major lawsuits or accidents. During the monsoon season, when flash floods and wind damage increase liability risks, the agency helps homeowners secure additional layers of defense.
When flash flooding or seasonal monsoons threaten Bullhead City properties, Southern Insurance helps local homeowners and businesses understand the added protection umbrella liability coverage can provide. This agency assists clients in assessing their existing auto, home, and rental policies to identify gaps that a standard plan may not cover. By focusing on the unique risk environment along the Colorado River, they guide residents through the process of selecting appropriate liability limits. An agent begins by reviewing a client’s current assets and potential exposure during a complimentary initial insurance assessment.
The Southwest Financial Center provides comprehensive risk management solutions to clients in Bullhead City, AZ, specializing in umbrella insurance to extend coverage beyond primary policies. This extra layer of protection is valuable for mitigating potential liabilities arising from unforeseen accidents or claims. Their expertise assists individuals and businesses in safeguarding personal assets and operational stability. The firm serves a range of commercial sectors, including offices, warehouses, and food service establishments.
Citywide Insurance provides residential umbrella liability coverage for homeowners in Bullhead City, AZ, with policies that extend protection beyond standard homeowner limits. Commercial umbrella insurance is also available to help local businesses manage additional liability exposures. Service covers Bullhead City and the surrounding tri-state area along the Colorado River. Clients receive personalized policy reviews to ensure adequate coverage as property values or liability risks change, and the agency encourages follow-up contact between regular visits to adjust limits when needed.
Sharon Rains Rickets American Family Insurance in Bullhead City, AZ, is known for providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency serves local residents and business owners seeking additional financial protection against major claims or lawsuits. Every umbrella insurance agent in this area helps clients evaluate their personal asset exposure to determine appropriate coverage amounts. For those with existing policies, the agency can customize add-ons such as coverage for rental properties or watercraft.
What Does an a Umbrella Insurance Agent in Bullhead City Cost?
Typical umbrella insurance costs in Arizona range from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Costs vary based on your risk factors such as number of properties vehicles and driving record. This is general information not insurance advice.
About umbrella insurance agents in Bullhead City
Umbrella insurance agents in Bullhead City help residents secure extra liability coverage that goes beyond standard auto and homeowners policies. Arizona law does not require umbrella insurance but it can protect assets from large claims or lawsuits. Local agents understand the risks specific to the Bullhead City area including water recreation on the Colorado River and seasonal tourism.
Frequently Asked Questions
What does an umbrella insurance agent in Bullhead City do?
An agent helps you assess your liability risks and find a policy that provides additional coverage above your existing home and auto insurance. They explain policy limits and exclusions so you understand what is covered.
How much umbrella insurance do I need in Arizona?
Most agents recommend at least 1 million dollars in coverage because Arizona courts can award large judgments. Your net worth and future earnings help determine the right amount for your situation.
Does umbrella insurance cover legal fees in Arizona?
Yes umbrella policies typically cover legal defense costs even if the lawsuit is groundless. Arizona follows the American rule where each side pays its own lawyer unless a contract says otherwise but umbrella policies include defense coverage.
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