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Browse umbrella insurance agents serving Oro Valley, Arizona. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Oro Valley, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Arizona before hiring.
Showing 12 umbrella insurance agents in Oro Valley, AZ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Wendy Wise - State Farm Insurance Agent
1880 E Tangerine Rd #130, Oro Valley, AZ 85755
(520) 544-2838
wendywise.net
Old Pueblo Insurance
12450 N Rancho Vistoso Blvd #100, Oro Valley, AZ 85755
(520) 742-0682
insurewitholdpueblo.com
Citizens Insurance LLC
1846 E Innovation Park Dr, Oro Valley, AZ 85755
(520) 301-0578
cbsinsurancellc.com
Soss & Associates, Inc.
1846 E Innovation Park Dr, Oro Valley, AZ 85755
(520) 268-8015
sossassociates.com
Debbie O'Connell - State Farm Insurance Agent
10420 N La Cañada Dr #130, Oro Valley, AZ 85737
(520) 742-7888
statefarm.com
Farmers Insurance - Tucker Wood
10110 N Oracle Rd Ste 100, Oro Valley, AZ 85704
(520) 293-4650
agents.farmers.com
Yurianna Espinoza American Family Insurance
11125 N La Cañada Dr #181, Oro Valley, AZ 85737
(520) 531-0393
amfam.com
Brent Koenig - State Farm Insurance Agent
12112 N Rancho Vistoso Blvd Ste 140, Oro Valley, AZ 85755
(520) 818-1818
brentkoenig.com
Nationwide Insurance: A-Z Insurance LLC
1846 E Innovation Park Dr, Oro Valley, AZ 85755
(520) 382-8881
agency.nationwide.com
Robert Totsky Insurance
1846 E Innovation Park Dr, Oro Valley, AZ 85755
(520) 750-1166
rtinsurance.com
Jason Matsuzawa American Family Insurance
11125 N La Cañada Dr #181, Oro Valley, AZ 85737
(520) 203-0473
amfam.com
Shoemaker Insurance Services
10950 N La Cañada Dr, Oro Valley, AZ 85737
(520) 257-4767
gethealth.agency
Umbrella insurance agents in Oro Valley help residents secure extra liability coverage beyond standard auto and home policies. Arizona law does not require umbrella insurance, but it can protect assets in lawsuits common in the state, such as slip-and-fall claims on desert properties. An agent can tailor a policy to cover gaps in your existing liability limits.
What Does a Umbrella Insurance Agent in Oro Valley Cost?
The cost of an umbrella insurance policy in Arizona typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million dollars, may cost 200 to 500 dollars annually. Premiums vary based on your personal risk factors, number of properties, and driving record. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Oro Valley do?
An umbrella insurance agent helps you purchase a policy that provides additional liability coverage above your home and auto insurance limits. They assess your assets and risk exposure to recommend appropriate coverage amounts. In Arizona, umbrella policies often cover legal defense costs for covered claims.
How much umbrella insurance do I need in Arizona?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your net worth and risk factors. Arizona courts can award large judgments in personal injury cases, so higher limits may be wise for homeowners with pools or rental properties. An agent can help you calculate a suitable amount.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Arizona.