The top-rated umbrella insurance agent in Rome, Georgia is Hitchcock Insurance Group: Allstate Insurance, rated 5.0 stars across 388 reviews. Other highly rated options include Velox Insurance, Talley Insurance Services, Coffey Agencies Inc.. This directory lists 20 umbrella insurance agents serving Rome.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hitchcock Insurance Group: Allstate Insurance | 300 E 6th Ave | (706) 509-2000 |
| 2 | Velox Insurance | 2204 Shorter Ave NW STE 10 | (706) 622-6772 |
| 3 | Talley Insurance Services | 901 N Broad St #150 | (706) 291-4207 |
| 4 | Coffey Agencies Inc. | 1703 Turner McCall Blvd | (706) 784-6511 |
| 5 | Coosa Valley Financial Group, Inc. | 413 Shorter Ave NW # 107 | (706) 235-2289 |
| 6 | Alfa Insurance - Ben McWhorter Agency | 601 E 1st St | (706) 234-8686 |
| 7 | Cornerstone Insurance Solutions | 107 Redmond Rd | (706) 232-5522 |
| 8 | Julie Svardh - State Farm Insurance Agent | 1515 Dean Ave | (706) 290-9044 |
| 9 | Farmers Insurance - Alma Roman McCool | 9 W 5th Ave | (706) 728-1197 |
| 10 | White Insurance Rome, GA | 11 N Hanks St | (706) 234-9425 |
Hitchcock Insurance Group: Allstate Insurance serves the Rome, Georgia area as a provider of umbrella insurance agent services. This company works with individuals and families to secure additional liability coverage that goes beyond the limits of standard home and auto policies. An umbrella policy can help protect assets from major claims and lawsuits. The agency assists clients in Rome with evaluating their liability risks and obtaining the correct umbrella coverage. It also helps integrate this coverage with existing personal insurance policies for comprehensive protection.
Velox Insurance provides umbrella liability coverage in Rome, Georgia, offering extended protection beyond standard home and auto policies. Its service-oriented approach includes personalized consultations to assess existing coverage limits and identify potential exposure gaps. Maintenance plans involve periodic policy reviews to adjust coverage as property values or business operations evolve. The company services a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.
Talley Insurance Services in Rome, GA, serves homeowners, businesses, and property managers seeking specialized umbrella coverage. The agency helps clients secure extra liability protection that extends beyond the limits of their standard policies, safeguarding assets from major claims or lawsuits. Policies typically cover a wide range of personal and commercial risks in the region. Talley Insurance Services also provides its expertise to families and companies located in neighboring areas such as Floyd County and the greater Rome metropolitan region.
Coffey Agencies Inc. serves Rome, Georgia, and the surrounding communities in Floyd County with personal umbrella insurance policies. It handles liability coverage that extends beyond the limits of standard auto or homeowners policies to protect clients against major claims or lawsuits. The agency works closely with each customer to review their existing coverage and identify appropriate layers of added protection. Its typical process involves tailoring policy limits to meet the unique exposure levels of each household while seeking cost-effective options for broadening liability safeguards.
Coosa Valley Financial Group, Inc., in Rome, GA, offers umbrella insurance on either a one-time policy or a scheduled renewal service for ongoing liability protection. This coverage extends beyond standard policies, safeguarding personal assets against major claims and lawsuits in the local area. Clients may gain extra protection for incidents occurring on their property or involving their vehicles. The service operates on an as-needed basis for new quotes and a scheduled renewal cycle for existing policyholders, ensuring continuous coverage.
As spring storms sweep through Rome, GA, homeowners and drivers seek dependable coverage for property gaps and liability risks. Alfa Insurance - Ben McWhorter Agency addresses that need by offering umbrella insurance policies that provide an extra layer of protection beyond standard home and auto policies. Policies here are designed to safeguard savings and assets against unexpected lawsuit claims. Service begins by scheduling a thorough assessment of each client's current policies and potential exposure, ensuring personalized limits are set before finalizing any endorsements.
Cornerstone Insurance Solutions provides specialized umbrella insurance policies that extend liability coverage beyond standard home and auto limits for residents of Rome, Georgia. The agency works with clients to assess personal risk exposure and secure additional layers of financial protection against major claims or lawsuits. This service helps safeguard assets such as savings or property from unforeseen events. It is especially valuable during the holiday season when increased hosting and travel activities can heighten the chance of an accident.
Julie Svardh - State Farm Insurance Agent offers residential umbrella liability coverage for homeowners in Rome, Georgia, providing an extra layer of protection above standard policies. Commercial umbrella policies are also available for local businesses that need higher liability limits. The agency serves the broader Rome area, including surrounding communities. Returning clients can easily schedule a policy review after major life changes, and the office reaches out between regular visits to discuss any necessary coverage updates as local conditions change.
Farmers Insurance - Alma Roman McCool provides general insurance coverage to clients in the Rome, GA area, including standard homeowners and auto policies. As an umbrella insurance agent, the company also offers excess liability policies that extend coverage beyond the limits of a client’s primary insurance. This additional protection can help safeguard personal assets from major claims or lawsuits. The agency serves a variety of commercial sectors, including local offices, warehouses, and food service operations.
What Does an a Umbrella Insurance Agent in Rome Cost?
The cost of an umbrella insurance policy in Georgia typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums can be higher for those with multiple properties, teenage drivers, or certain high-risk activities. Actual costs vary based on your personal risk profile and the insurance company. This is general information and not insurance advice.
About umbrella insurance agents in Rome
An umbrella insurance agent in Rome, Georgia can help you secure extra liability coverage beyond your standard auto or homeowners policy. This type of policy is especially useful in Georgia because state law does not cap personal injury awards in many civil cases. A local agent understands the specific risks faced by residents of Floyd County and can tailor coverage to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Rome do?
An umbrella insurance agent in Rome helps you purchase a personal liability umbrella policy. This policy provides additional coverage limits above your existing auto or home insurance. The agent can explain how the policy works and what it covers in Georgia.
How much umbrella coverage do I need in Georgia?
Most agents recommend at least 1 million dollars in umbrella coverage in Georgia. The right amount depends on your assets, income, and risk factors. A local agent can help you assess your needs based on Georgia liability laws.
Is umbrella insurance required by Georgia law?
No, umbrella insurance is not required by Georgia law. However, it is a common recommendation for those with significant assets. Georgia courts can award large judgments in personal injury cases, making extra coverage valuable.
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