The top-rated umbrella insurance agent in Arlington, Massachusetts is Leader Insurance, rated 4.9 stars across 216 reviews. Other highly rated options include M F and T North America LLC, American Elm Insurance Group, Davison Insurance Inc. This directory lists 13 umbrella insurance agents serving Arlington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Leader Insurance | 864 Massachusetts Ave | (781) 896-2050 |
| 2 | M F and T North America LLC | 1090 Massachusetts Ave | (877) 206-0183 |
| 3 | American Elm Insurance Group | 223 Massachusetts Ave | (781) 483-3248 |
| 4 | Davison Insurance Inc | 1 Park Avenue Extension | (781) 646-6880 |
| 5 | Kalivas Insurance Agency Inc | 635 Massachusetts Ave #1 | (781) 648-0060 |
| 6 | Guard Insurance Agency | 223 Massachusetts Ave | (617) 926-4000 |
| 7 | Orbit Insurance Agency | 927 Massachusetts Ave | (339) 219-1015 |
| 8 | O'Donoghue Insurance | 90 Summer St | (781) 646-9300 |
| 9 | Doukakis-Corsetti Insurance Agency Inc. | 22 Mill St | (781) 641-3300 |
| 10 | Howes Insurance | 271 Massachusetts Ave # 3 | (978) 369-0677 |
Leader Insurance serves the Arlington, Massachusetts area and specializes in providing personal umbrella insurance policies for local residents. The company offers excess liability coverage that extends beyond the limits of homeowners and auto insurance, helping to protect clients from major claims and lawsuits. Its umbrella insurance agents help assess individual risk exposures for Arlington homeowners and vehicle owners. The firm handles personal liability protection and coverage for legal defense costs.
M F and T North America LLC provides umbrella insurance agent services in the Arlington, MA area, offering clients financial protection beyond standard policy limits for personal liability coverage. Its focus includes securing additional coverage layers for qualifying policyholders. The company assists with evaluating individual risk exposure for related policy adjustments and coordinates with primary insurers on behalf of clients. Service for existing policies involves regular coverage reviews and claims support coordination. Single-family homes, apartments, retail spaces, and restaurants are among the properties it services.
American Elm Insurance Group in Arlington, MA, serves homeowners, businesses, and property managers seeking personal liability protection beyond standard policy limits. The agency helps clients safeguard assets against major lawsuits and claims from accidents on their property or rental units. Advisors evaluate individual risk exposures to recommend appropriate umbrella coverage for broader financial security. This firm also provides its expertise and policy access to clients in surrounding Middlesex County communities such as Lexington.
Davison Insurance Inc, located in Arlington, MA, offers both one-time policy purchases for short-term needs and recurring annual coverage for ongoing liability protection. As an umbrella insurance agent, its role is to secure extra liability limits above standard home and auto policies, safeguarding clients from major claims. Resolving various coverage questions and assisting with policy adjustments are typical daily tasks. Service options run on either a one-time basis for a single policy or an as-needed schedule for policy reviews and updates.
Kalivas Insurance Agency Inc in Arlington, MA offers specialized umbrella liability insurance services to increase personal liability coverage limits beyond standard policies. This local agency assists clients with assessing risks associated with automobiles, homeowners policies, and recreational vehicles to ensure comprehensive financial protection. Its general work includes advising policyholders on coverage gaps during policy reviews. As seasonal storms and increased visitor traffic in the Arlington area can elevate liability exposure, the agency helps residents secure added protection before these peak risk periods.
Guard Insurance Agency serves Arlington, Massachusetts and the surrounding communities, handling umbrella insurance policies designed to provide additional personal liability coverage beyond standard home and auto limits. This extra protection helps safeguard assets and future income when a serious accident or lawsuit arises. The agency evaluates each client’s complete risk profile and existing insurance portfolio. It then structures an umbrella policy specifically to close common coverage gaps and extend liability protection for a wide range of everyday and unforeseen situations.
With Arlington's winter ice and spring nor’easters, property owners often discover gaps in standard coverage. Orbit Insurance Agency addresses these risks by offering umbrella insurance policies that extend liability protection beyond homeowners and auto limits. This local agency helps residents shield personal assets from lawsuits, including large claims from snowmelt accidents or tree damage claims common to the area. An initial assessment with a licensed professional always begins with a review of existing policy limits to identify appropriate coverage tiers.
O'Donoghue Insurance provides professional guidance in the Massachusetts area regarding liability protection strategies. The company specializes specifically in umbrella insurance, which offers extended coverage limits beyond standard home and auto policies. This added layer helps clients safeguard their assets against major claims or lawsuits. With a focus on comprehensive risk management, O'Donoghue Insurance assists clients in various commercial sectors, including offices, warehouses, and food service operations.
Doukakis-Corsetti Insurance Agency Inc. in Arlington, MA provides residential umbrella insurance to homeowners seeking additional liability protection beyond standard policies. The agency also serves commercial clients, arranging coverage that supplements business liability limits. Their service area includes Arlington and the surrounding communities across Middlesex County. Agents work with clients to assess personal and professional risk, aligning appropriate policy layers to individual needs. After initial coverage is established, the agency supports clients between regular visits by offering policy reviews and adjustments to reflect changes in assets or liability exposure.
What Does an a Umbrella Insurance Agent in Arlington Cost?
In Massachusetts, a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Premiums vary based on your driving record, number of vehicles, and property value. Adding a second million in coverage usually adds 50 to 100 dollars annually. This is general information and not insurance advice.
About umbrella insurance agents in Arlington
An umbrella insurance agent in Arlington Massachusetts helps you secure additional liability coverage beyond your standard auto or homeowners policy. Massachusetts law requires minimum auto liability limits but does not mandate umbrella coverage. Local agents can review your assets and risks to recommend appropriate policy limits.
Frequently Asked Questions
What does an umbrella insurance agent in Arlington do?
An umbrella insurance agent in Arlington helps you purchase a personal umbrella policy that provides extra liability protection. This coverage kicks in after your underlying auto or home insurance limits are exhausted. Agents assess your specific needs based on property value and lifestyle factors.
How much umbrella coverage do I need in Massachusetts?
Most Massachusetts umbrella policies start at 1 million dollars in coverage. Agents typically recommend at least 2 million dollars if you own a home or have significant savings. Your agent will consider local liability risks and your personal assets.
Is umbrella insurance required by Massachusetts law?
No, Massachusetts law does not require umbrella insurance. However, the state requires minimum auto liability limits of 20 thousand dollars per person and 40 thousand dollars per accident. An umbrella policy provides an extra layer of protection above these minimums.
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