The top-rated umbrella insurance agent in Chicopee, Massachusetts is E.J. O'Neil Insurance Agency, rated 4.9 stars across 374 reviews. Other highly rated options include First American Insurance Agency, Slosek Insurance, Rush Insurance Group, Inc.. This directory lists 17 umbrella insurance agents serving Chicopee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | E.J. O'Neil Insurance Agency | 400 Broadway St | (413) 594-4757 |
| 2 | First American Insurance Agency | 510 Front St | (413) 592-8118 |
| 3 | Slosek Insurance | 170 Springfield St | (413) 734-3690 |
| 4 | Rush Insurance Group, Inc. | 71 Church St | (413) 598-8304 |
| 5 | Alyssa Joy Lunghi at Comparion Insurance Agency | 99 Church St | (413) 754-7013 |
| 6 | White Birch Insurance | 21 White Birch Plz | (413) 331-5263 |
| 7 | Kaplansky Insurance- Chicopee Branch | 725 Grattan St | (413) 536-3311 |
| 8 | Metras Insurance Agency Inc | 2030 Memorial Dr | (413) 536-1491 |
| 9 | Rosario &Robb Insurance Inc | 317 Broadway St | (413) 594-4797 |
| 10 | Steven A Farnsworth Insurance | 202 Exchange St | (413) 594-2714 |
E.J. O'Neil Insurance Agency serves the Chicopee, MA, area and surrounding communities as a provider of umbrella insurance agent services. This form of liability coverage extends beyond the limits of standard home and auto policies, offering additional financial protection against major claims and lawsuits. The agency assists clients in this region with assessing their personal risk exposure and securing appropriate umbrella policies that integrate with their existing insurance portfolios. Their specific services include evaluating coverage limits and facilitating policy adjustments for individual homeowners and drivers.
First American Insurance Agency provides comprehensive umbrella insurance services for individuals and businesses in Chicopee, Massachusetts. Its customized policies extend additional liability coverage above standard home and auto policies, offering essential financial protection against major claims or lawsuits. The agency assists clients with assessing their risk exposure and adjusting coverage limits as personal or commercial circumstances change, ensuring adequate security over time. It regularly reviews policies to address evolving asset values and liability needs. These services support a diverse property base, including single-family homes, apartments, retail locations, and restaurants.
Slosek Insurance serves homeowners, property managers, and business owners in Chicopee, Massachusetts, by helping them secure umbrella insurance policies that extend liability coverage beyond the limits of standard home or auto insurance. This added layer of protection is designed to help policyholders safeguard their assets against major claims and lawsuits. The agency guides clients through the process of selecting an appropriate coverage level for their individual risk profile. It also serves clients throughout the surrounding Springfield metropolitan area.
Serving Chicopee, Massachusetts, and the surrounding communities, Rush Insurance Group, Inc. handles umbrella insurance policies for local clients. It provides additional liability coverage that extends beyond the limits of standard homeowners or auto policies. This helps protect policyholders from major claims and lawsuits that could otherwise threaten their assets. For a typical job, it reviews a client’s current coverage to identify potential gaps and then recommends a suitable umbrella policy limit to provide extra financial protection.
Alyssa Joy Lunghi at Comparion Insurance Agency in Chicopee, MA offers umbrella policies either as a one-time purchase for added protection or as a recurring service that adjusts with changing liability needs. These policies provide extra coverage beyond standard home and auto limits, safeguarding assets against major claims and lawsuits. Serving clients throughout the Chicopee area, the agency structures its umbrella coverage on either a one-time or as-needed basis, with scheduled options available for annual policy reviews.
Specializing in excess liability protection, White Birch Insurance serves Chicopee, MA as an umbrella insurance agent. It carefully structures coverage to sit above homeowners and auto policies, providing an additional layer of financial security for local residents and families. The agency works closely with clients to assess personal risk exposure on standard underlying policies. It is especially helpful to consult them ahead of the snowy winter months, when increased car accidents or slip-and-fall incidents on driveways or walkways might exceed primary policy limits.
As the seasons shift in Chicopee, residents often reassess their coverage against unexpected claims that exceed standard policies. Kaplansky Insurance- Chicopee Branch provides umbrella insurance products designed to offer an additional layer of liability protection. Acting as a local agent, the company assists policyholders by examining existing home and auto coverages. An agent explains how an umbrella policy can help address gaps for higher claim amounts or personal injury lawsuits. The process for determining appropriate coverage begins with a detailed conversation about current assets and potential risks during an initial assessment.
Metras Insurance Agency Inc in Chicopee, MA assists clients with general liability coverage through various policy options. The company specializes in adding umbrella insurance, which extends protection beyond standard limits for businesses and individuals. This extra layer of coverage can address gaps in primary policies, safeguarding against significant claims. Metras Insurance Agency Inc can serve a range of commercial sectors, including offices, warehouses, and food service operations, adapting solutions to meet the distinct liability exposures found in each of these environments.
Rosario &Robb Insurance Inc provides residential umbrella coverage to protect homeowners and renters in Chicopee, Massachusetts, from liability claims that exceed underlying policies. The agency also assists local businesses with commercial umbrella policies, extending coverage across the greater Chicopee area. Umbrella insurance is designed to offer an extra layer of financial protection against major lawsuits or accidents. Clients are encouraged to contact the office after policy changes or major life events, ensuring coverage remains current between regular review visits.
Steven A Farnsworth Insurance, based in Chicopee, Massachusetts, is known for providing umbrella liability policies that extend extra layers of personal and auto liability coverage. Their service range includes helping clients secure broad-liability protection that kicks in after standard home or auto policies are exhausted. This firm assists local residents, homeowners, and vehicle owners in assessing their assets and lifestyle risks to determine appropriate supplementary coverage levels. For further protection, this agency can also offer specialized stand-alone excess liability coverage for watercraft or recreational vehicles.
What Does an a Umbrella Insurance Agent in Chicopee Cost?
A standard 1 million dollar umbrella insurance policy in Massachusetts usually costs 150 to 300 dollars per year. Adding a second million in coverage may cost an additional 50 to 100 dollars per year. Factors like driving record, number of homes, and number of vehicles affect the final price. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
About umbrella insurance agents in Chicopee
An umbrella insurance agent in Chicopee Massachusetts helps you secure extra liability coverage that goes beyond your auto and homeowners policies. Massachusetts law requires minimum auto liability limits of 20/40/5, but these may not cover a serious accident. An umbrella policy provides an additional layer of protection for your savings and future earnings.
Frequently Asked Questions
What does an umbrella insurance agent in Chicopee do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides coverage above the limits of your underlying home and auto insurance. In Massachusetts, umbrella policies typically start at 1 million dollars in coverage.
Who needs umbrella insurance in Massachusetts?
Anyone with significant assets or future income to protect should consider umbrella insurance. This includes homeowners, business owners, and drivers who frequently travel. Massachusetts courts can award large judgments, so extra coverage is often wise.
How much does umbrella insurance cost in Chicopee?
A 1 million dollar umbrella policy in Massachusetts typically costs between 150 and 300 dollars per year. Costs depend on your risk factors such as number of vehicles and properties. Your agent can provide a specific quote based on your situation.
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