ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Elko, NV

Browse umbrella insurance agents serving Elko, Nevada. Updated 2026-07-14.

The top-rated umbrella insurance agent in Elko, Nevada is Shabonya Dutton - State Farm Insurance Agent, rated 4.9 stars across 300 reviews. Other highly rated options include Brent Stokes - State Farm Insurance Agent, Michael Popp at Comparion Insurance Agency, A and H Insurance. This directory lists 14 umbrella insurance agents serving Elko.

Showing 14 umbrella insurance agents in Elko, NVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shabonya Dutton - State Farm Insurance Agent1794 Idaho St(775) 738-3423
2Brent Stokes - State Farm Insurance Agent698 5th St(775) 738-9296
3Michael Popp at Comparion Insurance Agency225 Silver St Ste - 103(775) 748-8990
4A and H Insurance526 Idaho St(775) 777-0900
5Gregory Insurance Agency789 Railroad St(775) 738-7103
6Priority Plus Insurance & Financial Group521 Idaho St(775) 738-7131
7Comparion Insurance Agency225 Silver St Ste - 103(775) 777-3700
8Hometown Solutions Insurance301 W Silver St(775) 777-9771
9Farmers Insurance - Daena Romero Sandoval1010 Court St(775) 738-3131
10Lisa Guttry - COUNTRY Financial Representative592 5th St(775) 738-1744
SD
1794 Idaho St
Shabonya Dutton - State Farm Insurance Agent
Umbrella Insurance Agent · Elko, NV

Shabonya Dutton - State Farm Insurance Agent serves Elko, Nevada, as an umbrella insurance agent. The agency provides liability coverage that extends beyond standard home and auto policies. Umbrella insurance offers additional financial protection for policyholders facing major lawsuits or damage claims. This coverage can cover legal costs and medical expenses when underlying policy limits are reached. The agency handles personal umbrella policies that protect individual assets. It also manages commercial umbrella options to shield businesses in this area.

BS
698 5th St
Brent Stokes - State Farm Insurance Agent
Umbrella Insurance Agent · Elko, NV

Brent Stokes - State Farm Insurance Agent in Elko, NV, provides a range of personal liability protection through umbrella policies, which extend coverage beyond standard home or auto limits. Service includes personalized policy reviews to help clients evaluate their existing coverage and identify any gaps in protection. Maintenance of the policy involves regular consultations to adjust limits in response to changes in assets or lifestyle. The agency services a variety of properties, including single-family homes, apartments, retail locations, and restaurants.

MP
225 Silver St Ste - 103
Michael Popp at Comparion Insurance Agency
Umbrella Insurance Agent · Elko, NV

Michael Popp at Comparion Insurance Agency serves homeowners, businesses, and property managers in Elko, Nevada, by securing umbrella insurance policies that provide extra liability coverage beyond standard limits. These policies help protect assets against major claims or lawsuits from accidents on the property. The agency assists local clients in evaluating their personal risk exposure to select appropriate additional coverage. They offer guidance on how umbrella policies can coordinate with underlying homeowners or auto insurance. Their service area also extends to the nearby Spring Creek community for added convenience.

HI
526 Idaho St
A and H Insurance
Umbrella Insurance Agent · Elko, NV

When choosing umbrella insurance through A and H Insurance in Reno, NV, clients may select either a one-time policy for immediate additional liability coverage or a recurring plan that renews to maintain ongoing protection above standard auto and homeowners limits. This added layer helps safeguard personal assets against major claims or lawsuits that exceed underlying policy caps. Service for policy setup and adjustments typically operates on an as-needed basis, allowing clients to request updates or new coverage when circumstances such as asset changes occur.

GI
789 Railroad St
Gregory Insurance Agency
Umbrella Insurance Agent · Elko, NV

Gregory Insurance Agency specializes in offering umbrella insurance policies that extend liability coverage beyond standard home and auto limits. It serves clients in Elko, Nevada, with a focus on protecting personal assets against major claims or lawsuits. The agency works with individuals and families, including those with rental properties, recreational vehicles, or other assets that create elevated risk. As winter approaches, it helps residents assess whether their existing coverages are adequate against increased slip-and-fall incidents on icy driveways or sidewalks.

PP
521 Idaho St
Priority Plus Insurance & Financial Group
Umbrella Insurance Agent · Elko, NV

Priority Plus Insurance & Financial Group in Elko, NV offers both one-time policy reviews and ongoing account management for umbrella insurance. Coverage protects clients when their standard auto or homeowners liability limits are exceeded, providing an extra layer of financial security for personal assets. The agent works with individuals and families to assess potential risks and determine adequate policy limits. Assistance with claims filing and coverage adjustments is provided whenever needed, so service runs on an as-needed basis.

CI
225 Silver St Ste - 103
Comparion Insurance Agency
Umbrella Insurance Agent · Elko, NV

Comparion Insurance Agency serves Elko, Nevada, and the surrounding communities in the northeastern part of the state. It handles umbrella insurance, which provides extra liability coverage that goes beyond the limits of standard home and auto policies. This service helps protect local residents and businesses from major claims and lawsuits. To handle a typical job, the agency first reviews the client’s existing policies and coverage gaps, then determines the appropriate amount of extra liability protection needed to secure their assets.

HS
301 W Silver St
Hometown Solutions Insurance
Umbrella Insurance Agent · Elko, NV

Hometown Solutions Insurance provides general liability coverage and specialty umbrella insurance add-ons for clients in Elko, Nevada. These policies offer extra protection beyond standard auto and homeowners limits, helping safeguard personal assets against major claims or lawsuits. The agency assists individuals and businesses with evaluating their specific liability exposure. Umbrella coverage can address unique risks not fully covered by underlying policies, such as certain personal injury claims. Commercial sectors that may benefit include offices, warehouses, and food service establishments needing supplementary liability layers.

FI
1010 Court St
Farmers Insurance - Daena Romero Sandoval
Umbrella Insurance Agent · Elko, NV

Winter storms in Elko can create sudden liability risks from icy walkways or drifting vehicles, and Farmers Insurance - Daena Romero Sandoval offers umbrella coverage to address these exposures. This local agency helps clients extend their liability protection beyond standard policy limits, providing a financial buffer against major claims. By reviewing current home and auto policies alongside umbrella needs, the agent works to ensure comprehensive coverage suitable for the region’s seasonal conditions. An initial consultation and risk assessment are scheduled at the outset to evaluate each client’s circumstances.

LG
592 5th St
Lisa Guttry - COUNTRY Financial Representative
Umbrella Insurance Agent · Elko, NV

Lisa Guttry, a COUNTRY Financial Representative in Elko, NV, helps local homeowners protect their assets with residential umbrella insurance, providing an extra layer of liability coverage beyond standard policies. The agency also assists small businesses in the same area with commercial umbrella policies, safeguarding against major claims. Serving Elko and the surrounding Nevada region, this agent works to ensure clients have adequate protection for unexpected events. Customers often return for policy reviews or adjustments between their regular scheduled visits.

MD
1080 Lamoille Hwy
Michael Dolan - COUNTRY Financial Representative
Umbrella Insurance Agent · Elko, NV
(775) 738-3757
advisors.countryfinancial.com/usa/nv/elko/michael-dolan
LI
555 5th St
LP Insurance Services
Umbrella Insurance Agent · Elko, NV
(775) 738-7278
lpins.net/our-offices/nevada
AB
225 Silver St Ste - 103
Anthony Buzzetti at Comparion Insurance Agency
Umbrella Insurance Agent · Elko, NV
(775) 748-8991
comparioninsurance.com/insurance-agent/nevada/elko-0645/tony
GY
na
Golden Years Solutions
Umbrella Insurance Agent · Elko, NV
(775) 385-5045

What Does an a Umbrella Insurance Agent in Elko Cost?

Umbrella insurance costs in Nevada typically range from 150 to 300 dollars per year for 1 million dollars in coverage. Factors such as your driving record, home value, and number of vehicles affect the premium. Costs vary by case. This is general information and not insurance advice.

About umbrella insurance agents in Elko

Umbrella insurance agents in Elko Nevada help you add a layer of liability protection beyond your auto and homeowners policies. Nevada law requires minimum liability coverage for drivers but does not mandate umbrella insurance. An agent can explain how an umbrella policy can cover legal costs and judgments that exceed your primary policy limits.

Frequently Asked Questions

What does an umbrella insurance agent in Elko do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that kicks in after your auto or home insurance limits are exhausted. They assess your assets and risk exposure to recommend appropriate coverage amounts.

Who needs umbrella insurance in Nevada?

Anyone with significant assets or future income potential may benefit from umbrella insurance. Nevada has a high rate of uninsured motorists, so extra liability coverage can protect you if you are sued after an accident.

Does Nevada law require umbrella insurance?

No, Nevada does not require umbrella insurance. However, Nevada law sets minimum auto liability limits at 25,000 per person and 50,000 per accident. Umbrella insurance can provide additional coverage above those minimums.

Umbrella Insurance Agents in Other Nevada Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.