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HomeUmbrella Insurance AgentsNevada › Gardnerville

Find Umbrella Insurance Agents Near You in Gardnerville, NV

Browse umbrella insurance agents serving Gardnerville, Nevada. Updated 2026-07-14.

The top-rated umbrella insurance agent in Gardnerville, Nevada is Stacy Trivitt: Allstate Insurance, rated 4.8 stars across 269 reviews. Other highly rated options include Larry Peyton Insurance Agency LLC, Warren W Reed Insurance, Alex Uribe - State Farm Insurance Agent. This directory lists 12 umbrella insurance agents serving Gardnerville.

Showing 12 umbrella insurance agents in Gardnerville, NVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Stacy Trivitt: Allstate Insurance1466 U.S. Hwy 395 N(775) 782-3511
2Larry Peyton Insurance Agency LLC1544 U.S. Hwy 395 N Ste 5(775) 782-2469
3Warren W Reed Insurance1521 U.S. Hwy 395 N(775) 782-2277
4Alex Uribe - State Farm Insurance Agent1503 U.S. Hwy 395 N Ste F(775) 392-3950
5Farmers Insurance - Larry Peyton1544 U.S. Hwy 395 N Ste 5(775) 782-2469
6ASInsurance - Aimee Smith Insurance Agency LLC1190 High School St Suite A(775) 783-0753
7Joseph Robertson: Allstate Insurance1466 U.S. Hwy 395 N(775) 782-3511
8John Scott - State Farm Insurance Agent1476 U.S. Hwy 395 N(775) 782-5102
9Michael Boyd Insurance Solutions1491 U.S. Hwy 395 N(775) 790-1229
10Fromarc Insurance Agency, Inc.1453 U.S. Hwy 395 N #1(775) 392-4414
ST
1466 U.S. Hwy 395 N
Stacy Trivitt: Allstate Insurance
Umbrella Insurance Agent · Gardnerville, NV

Stacy Trivitt: Allstate Insurance serves the Gardnerville area and the surrounding Carson Valley region as an umbrella insurance agent, offering supplemental liability coverage that extends beyond standard policies. This company assists clients in protecting assets against major claims and lawsuits that might exceed the limits of home or auto insurance. They handle personal umbrella policies for residents seeking extra financial security. Their services in this area typically include consultation on appropriate coverage levels and policy integration with existing Allstate plans.

LP
1544 U.S. Hwy 395 N Ste 5
Larry Peyton Insurance Agency LLC
Umbrella Insurance Agent · Gardnerville, NV

Larry Peyton Insurance Agency LLC provides comprehensive umbrella insurance services to clients in Gardnerville, NV and the surrounding area. It offers personal and commercial umbrella policies that extend additional liability coverage beyond standard home, auto, or business insurance. The agency provides personalized policy consultations and ongoing service to help clients review coverage limits and adjust plans as their needs change. Typical service plans include periodic policy reviews to address asset growth or new risks. This agency serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.

WW
1521 U.S. Hwy 395 N
Warren W Reed Insurance
Umbrella Insurance Agent · Gardnerville, NV

Homeowners, businesses, and property managers in Gardnerville, NV turn to Warren W Reed Insurance for umbrella insurance coverage. This agent provides an extra layer of liability protection beyond standard policy limits, helping clients safeguard their assets against major claims or lawsuits. Umbrella policies are written to cover gaps in existing home, auto, and commercial liability plans. The agency serves the Gardnerville area and also covers neighboring communities in the Carson Valley region, including Minden and the surrounding Douglas County metro.

AU
1503 U.S. Hwy 395 N Ste F
Alex Uribe - State Farm Insurance Agent
Umbrella Insurance Agent · Gardnerville, NV

Alex Uribe - State Farm Insurance Agent serves Gardnerville, Nevada, and its surrounding communities. The agency handles umbrella insurance coverage, which provides an extra layer of liability protection beyond standard homeowners and auto policies. This kind of policy helps safeguard personal assets against major claims or lawsuits. For a typical job, the agent first reviews a client's existing policies and personal risk exposure to recommend an appropriate coverage limit.

FI
1544 U.S. Hwy 395 N Ste 5
Farmers Insurance - Larry Peyton
Umbrella Insurance Agent · Gardnerville, NV

For coverage that protects against major liability claims exceeding standard policy limits, one-time consultations focus on evaluating unique client assets. Ongoing relationship management provides regular policy reviews to adjust umbrella limits and endorse additional coverages as personal circumstances evolve. Farmers Insurance - Larry Peyton operates in Gardnerville, NV, assisting households and individuals in this area with umbrella liability policy selection and necessary documentation. Service runs on an as-needed basis depending on client requests, whether immediately after a large purchase or during annual policy renewal discussions.

AA
1190 High School St Suite A
ASInsurance - Aimee Smith Insurance Agency LLC
Umbrella Insurance Agent · Gardnerville, NV

ASInsurance - Aimee Smith Insurance Agency LLC specializes in umbrella insurance agent services in Gardnerville, NV, providing policies that extend liability coverage beyond standard home or auto limits. The agency generally helps clients build comprehensive protection against major claims or lawsuits. As property owners in Nevada face risks from unexpected accidents or severe winter storms, the agency assists with securing additional coverage to safeguard assets and future earnings in such situations.

JR
1466 U.S. Hwy 395 N
Joseph Robertson: Allstate Insurance
Umbrella Insurance Agent · Gardnerville, NV

As the Sierra Nevada snowmelt swells the Carson River each spring, property owners in Gardnerville look for protection against flood-related liability. Joseph Robertson: Allstate Insurance provides umbrella insurance coverage that extends beyond standard homeowners and auto policies, offering an additional layer of financial defense for local residents. This coverage helps shield assets from costly lawsuits arising from accidents on one’s property or involving a vehicle. A review of current personal policies begins the process of determining appropriate umbrella limits.

JS
1476 U.S. Hwy 395 N
John Scott - State Farm Insurance Agent
Umbrella Insurance Agent · Gardnerville, NV

John Scott - State Farm Insurance Agent in Gardnerville, NV, provides comprehensive personal and commercial insurance solutions. The agent specializes in umbrella insurance policies, which offer supplementary liability coverage above standard auto and home limits to protect assets from major claims or lawsuits. This additional layer of security is valuable for clients concerned about catastrophic financial exposures. The agency writes policies for a variety of business sectors, including professional offices, warehouses, and food service establishments.

MB
1491 U.S. Hwy 395 N
Michael Boyd Insurance Solutions
Umbrella Insurance Agent · Gardnerville, NV

Michael Boyd Insurance Solutions in Gardnerville, NV provides residential umbrella insurance to help homeowners protect their personal assets against major liability claims. The agency also offers commercial umbrella coverage for local businesses seeking an extra layer of security. Serving private clients and companies throughout the surrounding area, this independent agent works to tailor policies to individual risk profiles. Clients can expect straightforward follow-up assistance between regular policy review visits to ensure ongoing coverage needs are met.

FI
1453 U.S. Hwy 395 N #1
Fromarc Insurance Agency, Inc.
Umbrella Insurance Agent · Gardnerville, NV

Fromarc Insurance Agency, Inc. in Gardnerville, NV is known for its local expertise in umbrella insurance coverage. The company serves area residents and small businesses by offering additional liability protection that extends beyond standard auto and homeowners policies. This extra layer of coverage helps safeguard assets and future earnings from major claims or lawsuits. As a specialized provider, Fromarc focuses on matching policy limits to each client’s unique exposure risks in the region. The agency can also add on specific coverage for rental properties or watercraft.

FI
1544 U.S. Hwy 395 N Ste 5
Farmers Insurance
Umbrella Insurance Agent · Gardnerville, NV
(775) 782-2701
farmers.com
SA
Appaloosa Ln
The Skuttle Agency
Umbrella Insurance Agent · Gardnerville, NV
(775) 471-0348

What Does an a Umbrella Insurance Agent in Gardnerville Cost?

In Nevada, a one million dollar umbrella policy typically costs between 150 and 300 dollars per year for a single vehicle and home. Higher coverage amounts, such as two million dollars, may cost 200 to 500 dollars annually. Costs vary based on your driving record, number of properties, and other risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Gardnerville

Umbrella insurance agents in Gardnerville Nevada help residents obtain extra liability coverage that goes beyond standard auto and homeowners policies. Nevada law requires minimum auto liability limits of 25,000 per person and 65,000 per accident for bodily injury, but an umbrella policy can provide one million dollars or more in additional protection. Local agents understand the specific risks for homeowners in Douglas County, including liability from recreational activities on the property.

Frequently Asked Questions

What does an umbrella insurance agent in Gardnerville do?

An umbrella insurance agent helps you assess your personal liability risks and find a policy that provides extra coverage above your existing auto and home insurance. They explain policy limits and exclusions specific to Nevada regulations.

How much umbrella coverage do I need in Nevada?

Most Nevada agents recommend at least one million dollars in umbrella coverage to protect assets like a home or savings. The amount you need depends on your net worth and potential liability risks from activities like owning a pool or a boat.

Is umbrella insurance required by Nevada law?

No, Nevada does not require umbrella insurance by law. However, it is strongly advised for anyone with significant assets or high liability exposure because standard policies have limits that may not cover a large lawsuit.

Umbrella Insurance Agents in Other Nevada Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.