The top-rated umbrella insurance agent in Cleburne, Texas is Crystal Plaster - State Farm Insurance Agent, rated 4.9 stars across 230 reviews. Other highly rated options include Lone Star Insurance Agency, My Insurance Store, E-Z Pay Insurance. This directory lists 19 umbrella insurance agents serving Cleburne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Crystal Plaster - State Farm Insurance Agent | 506 N Ridgeway Dr Suite A | (817) 645-3974 |
| 2 | Lone Star Insurance Agency | 1200 W Henderson St ste a | (817) 641-3676 |
| 3 | My Insurance Store | 1609 N Main St | (817) 774-0488 |
| 4 | E-Z Pay Insurance | 121 S Westmeadow Dr C | (817) 641-0744 |
| 5 | Farmers Insurance - Sonia Granado | 1414 N Main St Ste A | (682) 205-8724 |
| 6 | Farmers Insurance - Blake Jones | 1940 W Kilpatrick St | (817) 556-0644 |
| 7 | Connect Insurance | 822 N Main St Suite A | (817) 558-3499 |
| 8 | Clint Pullen - State Farm Insurance Agent | 603 N Nolan River Rd | (817) 645-2510 |
| 9 | Fred Loya Insurance | 713 W Henderson St | (817) 556-0636 |
| 10 | Higginbotham Insurance & Financial Services - Cleburne | 401 N Ridgeway Dr | (817) 645-9155 |
Crystal Plaster - State Farm Insurance Agent serves Cleburne and the surrounding Johnson County area, providing umbrella insurance policies for local residents and businesses. This agency helps clients secure additional liability coverage beyond standard home and auto policies. The office specifically focuses on offering personalized excess liability protection for homeowners and also assists drivers in obtaining supplemental coverage for high-risk situations.
Lone Star Insurance Agency of Cleburne, Texas, is known for providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. Its service range includes assessing personal risk exposure and securing additional protection for assets and future earnings against major claims or lawsuits. The agency also specializes in adding coverage for incidents involving recreational vehicles like boats or off-road vehicles.
My Insurance Store provides comprehensive umbrella insurance agent services throughout the Cleburne, Texas area, offering personalized liability coverage that extends beyond standard policies. It helps clients secure additional protection for unforeseen major claims and lawsuits. Its service approach includes risk assessment consultations to match policy limits with individual or business asset exposure. The company also reviews coverage annually to adjust for changing circumstances. It services single-family homes, apartments, retail establishments, and restaurants, tailoring umbrella limits to each property type’s specific liability exposure.
Homeowners, businesses, and property managers in Cleburne, TX, turn to E-Z Pay Insurance for umbrella liability protection that extends beyond standard policy limits. This agency helps clients secure additional coverage against major claims and lawsuits, offering a critical safety net for assets and future earnings. Serving the surrounding Johnson County area and extending its support to the nearby Fort Worth metro communities, E-Z Pay Insurance provides essential high-limit coverage for those seeking comprehensive financial protection.
Farmers Insurance - Sonia Granado serves Cleburne, Texas, and the surrounding Hill Country communities. This agency handles personal umbrella liability policies that provide extra coverage beyond standard homeowners and auto insurance limits. It also addresses coverage for incidents like libel or slander. To manage a typical job, the agent reviews a client’s existing policies, evaluates potential exposure risks, and then tailors a supplemental umbrella to close specific gaps in liability protection.
Farmers Insurance - Blake Jones, based in Cleburne, TX, offers both one-time consultation services for clients who need a single policy review and scheduled ongoing support for those requiring routine coverage adjustments. This umbrella insurance agency provides additional liability protection that extends beyond standard home and auto policies, safeguarding personal assets against major claims or lawsuits. Coverage is tailored to individual risk profiles, ensuring adequate limits for various situations. Service runs on either a one-time, scheduled, or as-needed basis according to each client’s preference.
As spring storms sweep across Johnson County, many Cleburne homeowners worry about liability gaps in their standard policies. Connect Insurance addresses these concerns by providing umbrella insurance tailored to local property risks. General liability coverage is increased above thresholds of auto and home insurance, offering additional protection against costly lawsuits. Properties with pools or rental units nearby often require this extra layer. The initial step typically involves a review of current limits and an assessment of personal assets to determine appropriate coverage.
Clint Pullen - State Farm Insurance Agent in Cleburne, TX, offers specialty umbrella liability policies that extend coverage beyond standard home and auto limits. The agency also provides personalized guidance on general insurance needs, helping protect local assets and financial security. As spring storms and heavy rains increase the risk of liability claims in the area, this business works with clients to ensure adequate umbrella protection against unforeseen accidents or legal costs.
Fred Loya Insurance serves Cleburne, Texas, and the surrounding Johnson County area, providing umbrella insurance agent services. This type of coverage extends beyond standard policy limits to offer broader liability protection for local homeowners and drivers. The agency helps residents secure an extra layer of financial safety against major claims or lawsuits. It handles the selection of personal umbrella policies and advises on coverage thresholds that align with individual asset protection needs.
Higginbotham Insurance & Financial Services - Cleburne provides general property and casualty coverage for clients in the area, with a specialty in offering umbrella insurance policies that extend liability protection above standard policy limits. These policies shield against major claims or lawsuits that could otherwise deplete personal assets. Business owners and individuals commonly use umbrella policies to supplement their existing liability coverage. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.
What Does an a Umbrella Insurance Agent in Cleburne Cost?
In Texas, umbrella insurance for 1 million dollars in coverage usually costs 150 to 400 dollars per year. For 2 million dollars, expect 250 to 600 dollars per year. Factors like multiple vehicles, teenage drivers, or a swimming pool can raise the premium. This is general information and not insurance advice. Always consult a licensed agent for your specific situation.
About umbrella insurance agents in Cleburne
An umbrella insurance agent in Cleburne Texas helps you add extra liability protection beyond your auto or home policy. Texas law allows umbrella policies to cover claims that exceed your primary insurance limits. This extra layer can protect your assets from large lawsuits common in Texas.
Frequently Asked Questions
What does an umbrella insurance agent in Cleburne do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your auto or home insurance limits. In Texas, umbrella policies typically start at 1 million dollars in coverage. The agent can explain how this policy protects your savings and future income.
Do I need umbrella insurance in Texas?
Texas has high rates of car accidents and personal injury lawsuits. If you own a home, have savings, or face a high risk of being sued, umbrella insurance is wise. Texas law does not require umbrella insurance, but it can prevent financial loss from a large judgment.
How much does umbrella insurance cost in Cleburne Texas?
Umbrella insurance in Texas typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Costs depend on your risk factors like number of cars, property value, and driving record. An agent can give you a personalized quote.
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