The top-rated umbrella insurance agent in Coppell, Texas is Isabelle Garcia - State Farm Insurance Agent, rated 5.0 stars across 672 reviews. Other highly rated options include Erik Slaughter - State Farm Insurance Agent, David King Insurance Services, LLC, Willis Morrison - State Farm Insurance Agent. This directory lists 17 umbrella insurance agents serving Coppell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Isabelle Garcia - State Farm Insurance Agent | 705 S Coppell Rd | (469) 645-9003 |
| 2 | Erik Slaughter - State Farm Insurance Agent | 120 S Denton Tap Rd Suite 280 | (972) 956-0011 |
| 3 | David King Insurance Services, LLC | 549 E Sandy Lake Rd #100 | (972) 393-3311 |
| 4 | Willis Morrison - State Farm Insurance Agent | 651 N Denton Tap Rd Ste 110 | (972) 899-6570 |
| 5 | Goosehead - Gutierrez Insurance | 8951 Cypress Waters Blvd #160 | (940) 365-0100 |
| 6 | Farmers Insurance - Andrew Schilkoski | 8951 Cypress Waters Blvd #160 | (972) 379-9623 |
| 7 | Farmers Insurance - Gabriela Castro | 1507 E Sandy Lake Rd Ste 130 | (469) 451-5501 |
| 8 | Farmers Insurance - Oranneg Velasquez | 230 N Denton Tap Rd #120 | (972) 842-9644 |
| 9 | Mike Robinson Insurance Agency | 4612 Portsmouth Ct | (972) 471-1600 |
| 10 | Goosehead Insurance - Chris Zimmerman | 3401 Olympus Blvd Suite 440 | (972) 445-9577 |
Isabelle Garcia - State Farm Insurance Agent serves the Coppell, Texas metro area as a local insurance provider. The agency offers umbrella insurance policies designed to extend liability coverage beyond standard home and auto limits. These policies help protect clients from major claims and lawsuits that could exceed underlying policy maximums. The agency assists residents with evaluating their current risk exposure and selecting suitable coverage amounts. Its services include securing umbrella insurance alongside home insurance and auto insurance in the local community.
Erik Slaughter’s State Farm Insurance Agency in Coppell, TX, provides a range of personal and commercial umbrella liability policies that extend coverage beyond standard home and auto limits. Its service plans include risk assessment consultations to help clients determine appropriate liability protection levels for their assets and future exposure. The agency manages policy reviews and updates to keep coverage aligned with changing circumstances. Properties it services include single‑family homes, apartments, retail locations, and restaurants.
Homeowners, businesses, and property managers in Coppell, Texas turn to David King Insurance Services, LLC for personal umbrella insurance. This company provides an extra layer of liability protection that follows an individual's primary auto and homeowners policies. Such coverage becomes especially important when a costly accident or lawsuit threatens personal assets. The agent helps clients understand how umbrella policies handle various risk scenarios above policy limits. This insurance firm also serves clients throughout the Dallas-Fort Worth metropolitan area, including nearby communities such as Irving.
Willis Morrison - State Farm Insurance Agent serves Coppell, Texas, and the surrounding Dallas-Fort Worth metroplex communities. The agency handles personal umbrella liability policies that extend coverage beyond standard auto and homeowners insurance limits. These policies often protect clients from major claims or lawsuits by providing an additional layer of financial security. This agent typically assesses each client's existing underlying coverage and specific asset exposure to recommend appropriate liability limits for their unique situation, ensuring comprehensive risk management for typical residential customers.
Located in Coppell, TX, Goosehead - Gutierrez Insurance offers umbrella insurance as a distinct service separate from your primary home or auto policy. This coverage provides liability protection beyond standard policy limits, with billing handled through a one-time policy setup followed by ongoing, scheduled annual renewals. The agency coordinates directly with your existing insurers to ensure seamless coverage gaps are closed. Because every policyholder’s needs differ, the service runs on a scheduled annual basis, revisiting coverage limits and personal risks at each renewal term.
When North Texas storms bring hail and high winds, you need liability coverage that extends beyond a standard homeowner policy. The umbrella insurance agent at Farmers Insurance in Coppell helps you add a layer of financial protection to safeguard against major claims or lawsuits. Andrew Schilkoski works with local property owners to explain how umbrella policies cover gaps from auto or home insurance. A review of your current assets and policies begins with an inspection of your exposures and policy limits.
Farmers Insurance - Gabriela Castro specializes in umbrella insurance coverage, providing an extra layer of liability protection beyond standard policies. The agency serves clients in Coppell, Texas, by offering general insurance services that help individuals and families manage risk. Umbrella insurance addresses gaps in auto, home, or other base policies by increasing liability limits for incidents such as accidents or property damage. With the start of the holiday season, this agency assists clients in assessing their personal liability exposure from guests or increased travel activity on area roads.
Farmers Insurance - Oranneg Velasquez in Coppell, TX, provides general insurance coverage to local residents and businesses, specializing in adding umbrella liability protection. This extra layer of coverage extends beyond standard policy limits, offering broader financial security against major claims or lawsuits. The agency also customizes policies to address diverse commercial risks, serving a variety of local business sectors including offices, warehouses, and food service operations.
As an umbrella insurance agent in Coppell, TX, Mike Robinson Insurance Agency helps residential clients secure additional liability coverage beyond standard homeowners policies. Commercial accounts are also served, with extra protection designed to supplement primary business insurance across the surrounding Dallas-Fort Worth metro area. Policies broaden financial safeguards by covering excess claims and certain lawsuits. The agency works with existing customers to adjust coverage during regular policy reviews, ensuring that follow-up service and adjustments remain straightforward between regular annual or semi-annual visits.
Goosehead Insurance - Chris Zimmerman is an umbrella insurance agent in Coppell, Texas, known for offering excess liability coverage that extends above standard home and auto policy limits. This service helps protect local assets and future earnings from major claims or lawsuits. Clients work through a personal agent to assess their specific exposure risks. An umbrella policy typically covers legal defense costs not included in underlying plans. The agency can add on a separate rider for coverage against personal injury allegations such as libel or slander.
What Does an a Umbrella Insurance Agent in Coppell Cost?
The cost for umbrella insurance in Texas typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars cost between 300 and 600 dollars annually. Premiums depend on your driving record, property risks, and the number of vehicles or homes you own. This is general information and not insurance advice.
About umbrella insurance agents in Coppell
An umbrella insurance agent in Coppell Texas can help you add an extra layer of liability protection beyond your auto and home policies. Texas law allows for high liability judgments in personal injury cases, making umbrella coverage a smart choice for homeowners and drivers in the Dallas-Fort Worth area. Local agents understand the specific risks faced by Coppell residents, including pool ownership and high-value vehicles.
Frequently Asked Questions
What does an umbrella insurance agent in Coppell do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your standard home and auto limits. In Texas, this can protect your savings and future wages from large lawsuits. The agent will review your assets and recommend a coverage amount.
How much umbrella coverage do I need in Texas?
Most Texas agents recommend at least one million dollars in umbrella coverage. Higher limits are common for homeowners with swimming pools or rental properties. Your agent will calculate the right amount based on your net worth and liability risks.
Can I get umbrella insurance if I have a Texas auto policy?
Yes, you must have a base auto or homeowners policy before adding umbrella coverage. Texas law requires minimum liability limits on your underlying policies. Your agent will ensure your base policies meet the carrier requirements for umbrella eligibility.
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