The top-rated umbrella insurance agent in Dallas, Texas is CINCO Auto Insurance, rated 5.0 stars across 831 reviews. Other highly rated options include Red Gorman Insurance, Ezzy Insurance (formerly Advanced Insurance Group), Farmers Insurance - Raman Ahluwalia. This directory lists 40 umbrella insurance agents serving Dallas.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | CINCO Auto Insurance | 2750 W Northwest Hwy Ste 190 | (214) 550-1117 |
| 2 | Red Gorman Insurance | 3200 S Lancaster Rd #152a | (214) 374-9997 |
| 3 | Ezzy Insurance (formerly Advanced Insurance Group) | 10777 Harry Hines Blvd #100 | (214) 358-0480 |
| 4 | Farmers Insurance - Raman Ahluwalia | 1750 Valley View Ln Ste 210 | (972) 243-7444 |
| 5 | Padilla Insurance Agency & Notary | 3747 Walnut Hill Ln Suite | (972) 685-6600 |
| 6 | A+ Insurance Designers | 1111 W Mockingbird Ln #830 | (888) 201-5899 |
| 7 | C1 Insurance Group | 12700 Park Central Dr Suite 820 | (214) 420-0888 |
| 8 | The Phoenix Insurance | 6600 Lyndon B Johnson Fwy Ste 220 | (214) 253-0570 |
| 9 | CoVerica | 5999 Summerside Dr #200 | (972) 490-8800 |
| 10 | Brooks Cannon Insurance Group | 5728 Prospect Ave # 2003 | (214) 446-9000 |
Serving Dallas and the surrounding communities in North Texas, CINCO Auto Insurance works with clients to secure umbrella insurance policies that provide additional liability coverage beyond standard auto or homeowner limits. This type of coverage helps protect personal assets and future income from larger claims or lawsuits. The company reviews each client's existing underlying coverage to determine an appropriate supplemental policy and coordinates directly with the primary insurers to ensure seamless integration of the added protection.
Red Gorman Insurance serves homeowners, businesses, and property managers in Dallas, Texas, by offering umbrella liability policies that provide extra coverage beyond standard insurance limits. These policies shield clients from major claims such as lawsuits or large property damages that exceed underlying coverage. The agency assists customers in assessing their personal or commercial exposure and securing appropriate layers of protection. It also extends its services to nearby communities throughout the Dallas-Fort Worth metroplex, including Richardson and Garland.
Ezzy Insurance, formerly Advanced Insurance Group, is known for providing umbrella liability coverage to residents and businesses in Dallas, Texas. Its service range includes personal and commercial umbrella policies that extend liability protection beyond standard home and auto insurance limits. Umbrella insurance agents in this area help clients reduce financial risk from major claims or lawsuits. Ezzy Insurance can add on coverage for additional insured parties, such as landlords or contractors, to a policy.
Farmers Insurance - Raman Ahluwalia serves the Dallas, Texas area as a provider of umbrella insurance policies. The agency helps clients obtain additional liability coverage that extends beyond the limits of standard home and auto policies. This service benefits homeowners and vehicle owners who seek broader financial protection against major claims or lawsuits. The agency also assists residents with personal liability coverage for incidents occurring on their property or involving their vehicles in the Dallas metro region.
Padilla Insurance Agency & Notary in Dallas, Texas provides umbrella insurance policies to extend personal and commercial liability coverage beyond standard limits. Its service includes policy reviews to assess adequate protection against major claims or lawsuits. Maintenance involves annual consultations and processing any essential endorsements throughout the year. Proper umbrella coverage helps safeguard assets from unforeseen liability risks in this region. The agency services single-family homes, apartments, retail properties, and restaurants.
A+ Insurance Designers serves the Dallas, Texas area and its surrounding communities as an Umbrella Insurance Agent. It handles additional liability coverage that extends beyond the limits of standard home and auto policies, protecting clients from major claims and lawsuits. This type of insurance can cover accidents on a property or incidents involving a vehicle. The company approaches each job by first evaluating an individual's existing asset levels and liability risks. It then carefully matches that assessment with an appropriate policy designed to close coverage gaps.
C1 Insurance Group in Dallas, Texas, assists homeowners, businesses, and property managers with securing umbrella insurance policies that provide extended liability coverage beyond standard home or auto limits. These policies help protect assets and future earnings from major claims or lawsuits. The company guide clients through the process of selecting appropriate coverage tiers to match their risk exposure. It also serves clients in nearby Plano within the broader Dallas-Fort Worth metro.
The Phoenix Insurance in Dallas, Texas, specializes in providing umbrella insurance policies that offer extended liability coverage beyond standard home and auto limits. It generally serves clients by helping safeguard assets such as savings and future earnings against large claims or lawsuits. This added protection proves particularly valuable during the severe spring storm season, when increased accidents and property damage in the area can lead to substantial liability exposures.
CoVerica in Dallas, Texas, offers umbrella insurance as a broader added layer of coverage rather than a standalone policy, with protections typically triggered when the liability limits on your auto or homeowners policies are exhausted. Clients can arrange this extra liability safeguard through an initial policy setup, which generally requires no further recurring service beyond annual renewal. This additional security is provided to cover major claims or lawsuits beyond standard insurance boundaries, and service runs on a scheduled renewal basis.
Brooks Cannon Insurance Group in Dallas, Texas, helps clients manage financial exposure through general liability coverage. The company specializes in umbrella insurance policies that provide an extra layer of protection beyond standard liability limits. This supplementary insurance is often essential for safeguarding personal assets and business operations against major lawsuits. The agency serves a range of commercial sectors, including offices, warehouses, and food service establishments, tailoring coverage to their distinct operational risks.
What Does an a Umbrella Insurance Agent in Dallas Cost?
The cost of umbrella insurance in Texas typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Premiums vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Dallas
An umbrella insurance agent in Dallas Texas helps you secure extra liability coverage that goes beyond your auto or homeowners policy limits. Texas law does not require umbrella insurance, but it can be valuable for high-net-worth individuals or those with significant assets. Local agents understand Dallas-specific risks like severe weather and high traffic accident rates.
Frequently Asked Questions
What does an umbrella insurance agent in Dallas do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides additional coverage above your existing insurance limits. They assess your assets and risk exposure to recommend appropriate coverage amounts. In Texas, umbrella policies typically start at one million dollars in coverage.
How much umbrella insurance do I need in Texas?
The amount of umbrella insurance you need depends on your total net worth and potential liability risks. Many Texas agents recommend coverage equal to or greater than your total assets. Common coverage limits range from one million to five million dollars.
Is umbrella insurance required by Texas law?
No, Texas law does not require umbrella insurance. However, it may be required by your auto or homeowners insurance company if you have certain high-risk factors. Texas courts allow large personal injury judgments, making umbrella coverage a prudent choice for asset protection.
Umbrella Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton