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Find Umbrella Insurance Agents Near You in Denton, TX

Browse umbrella insurance agents serving Denton, Texas. Updated 2026-07-14.

The top-rated umbrella insurance agent in Denton, Texas is La Familia Auto Insurance, rated 4.8 stars across 802 reviews. Other highly rated options include Freeway Insurance, Matt Portz - State Farm Insurance Agent, Ryan Everet Insurance - Independent Agency. This directory lists 18 umbrella insurance agents serving Denton.

Showing 18 umbrella insurance agents in Denton, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1La Familia Auto Insurance1731 W University Dr(940) 654-2741
2Freeway Insurance602 W University Dr(214) 301-7016
3Matt Portz - State Farm Insurance Agent800 S I-35E(940) 591-6644
4Ryan Everet Insurance - Independent Agency121 Hann St(940) 268-5112
5Century Insurance Agency, Inc2735 Wind River Ln # 151
6Michael Doranski: Allstate Insurance2000 Denison St A(940) 387-6289
7Neal & Neal Insurance Agency4202 N Interstate 35(940) 387-8281
8Wade Hunt Insurance303 N Carroll Blvd Suite 220(940) 591-8581
9Ramey & King Insurance830 S Interstate 35(940) 382-9691
10Agents Alliance Services1112 N Locust St(877) 531-5464
LF
1731 W University Dr
La Familia Auto Insurance
Umbrella Insurance Agent · Denton, TX

Serving Denton, Texas, La Familia Auto Insurance provides umbrella insurance coverage, offering extended liability protection that goes beyond standard home and auto policies. This service helps safeguard clients against significant claims and lawsuits that could exceed underlying policy limits. The firm delivers personalized consultations to assess individual risk exposures and recommends appropriate coverage tiers. Service plans include periodic policy reviews to ensure protection keeps pace with changing asset portfolios and liability needs. They can assist with protecting single-family homes, apartments, retail spaces, and restaurants.

FI
602 W University Dr
Freeway Insurance
Umbrella Insurance Agent · Denton, TX

Freeway Insurance in Denton, Texas, serves homeowners, businesses, and property managers seeking personal liability protection beyond standard policy limits. The agency provides personalized umbrella insurance coverage designed to offer additional financial security against major claims or lawsuits. These policies help shield assets such as homes and rental properties from unforeseen liability exposures common in North Texas. Freeway Insurance also works with clients in the nearby city of Lewisville and throughout the greater Dallas-Fort Worth metro area.

MP
800 S I-35E
Matt Portz - State Farm Insurance Agent
Umbrella Insurance Agent · Denton, TX

Matt Portz - State Farm Insurance Agent serves Denton County and the surrounding areas, offering individual consultation for umbrella insurance policies. These policies provide additional liability coverage beyond standard home and auto plans, helping clients protect future earnings and assets from major claims or lawsuits. The agency evaluates each client’s current coverage to identify risk gaps and recommend appropriate extension limits. For umbrella insurance needs, Matt Portz - State Farm Insurance Agent specifically handles policy reviews and application processing for expanded liability protection in the Denton region.

RE
121 Hann St
Ryan Everet Insurance - Independent Agency
Umbrella Insurance Agent · Denton, TX

Ryan Everet Insurance - Independent Agency in Denton, TX, provides comprehensive umbrella insurance services that extend liability coverage beyond standard auto and homeowners policies. Their maintenance plans include policy reviews to ensure adequate limits as client assets or risks change. Regular consultations help address evolving personal liability exposures. Service options involve coordinating excess coverage with underlying carriers for seamless protection. Additional support includes guidance on risk management strategies for various property types. This agency offers its services to owners of single-family homes, apartments, retail spaces, and restaurants throughout the Denton area.

CI
2735 Wind River Ln # 151
Century Insurance Agency, Inc
Umbrella Insurance Agent · Denton, TX
MD
2000 Denison St A
Michael Doranski: Allstate Insurance
Umbrella Insurance Agent · Denton, TX

Michael Doranski: Allstate Insurance in Denton, TX provides umbrella insurance to homeowners, businesses, and property managers seeking additional liability protection beyond standard policies. This coverage helps safeguard personal assets and business holdings from major claims or lawsuits. The agency works closely with clients in the southern part of the Dallas-Fort Worth metroplex, also extending services to the adjacent communities of Corinth and Lake Dallas.

NN
4202 N Interstate 35
Neal & Neal Insurance Agency
Umbrella Insurance Agent · Denton, TX

Serving Denton, TX, and the surrounding communities, Neal & Neal Insurance Agency handles umbrella insurance policies that provide extended liability coverage beyond standard home and auto limits. These policies are designed to protect clients from major claims and lawsuits that could otherwise threaten personal assets. The agency typically begins by reviewing a client’s existing policies to identify gaps in coverage, then recommends a suitable policy limit. It completes each job by carefully coordinating the new umbrella policy with the client’s underlying insurance carriers for seamless integration.

WH
303 N Carroll Blvd Suite 220
Wade Hunt Insurance
Umbrella Insurance Agent · Denton, TX

Wade Hunt Insurance in Denton, TX offers umbrella insurance for residents seeking added liability protection beyond standard policies. A one-time policy application provides immediate coverage, while a recurring service option includes periodic policy reviews to adjust coverage limits. This layered protection helps safeguard assets from major claims or lawsuits. Service is available on an as-needed basis for new policy setup or retroactively for adjusting existing umbrella coverage.

RK
830 S Interstate 35
Ramey & King Insurance
Umbrella Insurance Agent · Denton, TX

Ramey & King Insurance provides specialty umbrella insurance coverage in Denton, Texas, offering added liability protection beyond standard homeowners or auto policies. The agency assists clients in securing broader financial safeguards and personalized risk management solutions. Its general services include analyzing individual exposure to large liability claims and tailoring policies to address specific gaps in existing coverage. With the arrival of spring storm season, the agency helps homeowners and drivers prepare for increased accident and property damage risks, ensuring adequate liability limits are in place before severe weather strikes.

AA
1112 N Locust St
Agents Alliance Services
Umbrella Insurance Agent · Denton, TX

As the spring storm season approaches in north Texas, Agents Alliance Services in Denton helps homeowners and drivers assess their vulnerability to costly liability claims. They specialize in providing umbrella insurance policies that offer extra protection beyond standard auto and home coverage. This additional layer can safeguard personal assets when a severe accident results in damages exceeding existing policy limits. For those concerned about unforeseen financial exposure, the company initiates coverage by scheduling a personal review of current policies to determine appropriate liability limits.

DI
1111 Teasley Ln
D3 Insurance Group - Denton
Umbrella Insurance Agent · Denton, TX
(940) 566-2202
d3ins.com
SI
723 S I-35E #207
SWH Insurance Agency
Umbrella Insurance Agent · Denton, TX
(903) 564-5216
swhinsurance.com
BI
3201 Teasley Ln #305
Brightway Insurance, The Grunor Agency
Umbrella Insurance Agent · Denton, TX
(940) 387-3618
brightwaygrunor.com
SI
207 W Hickory St # 205
Sierra Insurance Agency Corp
Umbrella Insurance Agent · Denton, TX
(940) 382-3342
sierraagency.com
GG
1707 N Elm St
The Gray Group Insurance Brokerage Denton
Umbrella Insurance Agent · Denton, TX
(940) 891-4803
graygroupins.com
LI
225 W Hickory St Suite # 125
Ledbetter Insurance Group, LLC
Umbrella Insurance Agent · Denton, TX
(940) 278-0921
ledbetterinsurancegroupllc.com
PI
2540 Lillian Miller Pkwy
Perfect Insurance Denton
Umbrella Insurance Agent · Denton, TX
(940) 464-5168
HI
1212 N Locust St
Hutcherson Insurance Group, LLC
Umbrella Insurance Agent · Denton, TX
(940) 382-9696
hutchinsure.net

What Does an a Umbrella Insurance Agent in Denton Cost?

The typical cost for a 1 million dollar umbrella insurance policy in Texas ranges from 150 to 300 dollars per year. Higher limits like 2 million dollars may cost 250 to 500 dollars annually. Actual premiums depend on your driving record, home value, and number of vehicles. This is general information and not insurance advice.

About umbrella insurance agents in Denton

An umbrella insurance agent in Denton Texas helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Texas law does not require umbrella insurance but it can protect your savings and future earnings from large lawsuits. Denton residents often seek this coverage due to the growing population and increased risk of auto accidents on local highways like I-35.

Frequently Asked Questions

What does an umbrella insurance agent in Denton do?

An umbrella insurance agent in Denton helps you find a policy that provides extra liability protection after your primary insurance limits are exhausted. They assess your assets and risks to recommend appropriate coverage amounts. This is especially useful in Texas where personal injury lawsuits can result in high awards.

How much umbrella coverage do I need in Texas?

Most Texas agents recommend at least 1 million dollars in umbrella coverage. The amount you need depends on your net worth, income, and potential liability risks. A local agent can help you calculate a suitable limit based on your specific situation.

Does umbrella insurance cover lawsuits in Texas?

Yes, umbrella insurance covers legal defense costs and settlements for covered claims like bodily injury or property damage. Texas courts often see large jury verdicts, so this extra layer can be critical. It does not cover intentional acts or business liabilities unless specifically added.

Umbrella Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.