The top-rated umbrella insurance agent in Duncanville, Texas is Alecia Francis - State Farm Insurance Agent, rated 4.9 stars across 494 reviews. Other highly rated options include Freeway Insurance, ALPA Insurance, Sosa's Insurance and Services. This directory lists 18 umbrella insurance agents serving Duncanville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alecia Francis - State Farm Insurance Agent | 602 N Main St | (972) 780-1576 |
| 2 | Freeway Insurance | 335 E Camp Wisdom Rd | (469) 530-6001 |
| 3 | ALPA Insurance | 118 W Camp Wisdom Rd | (214) 231-3422 |
| 4 | Sosa's Insurance and Services | 314 N Main St | (469) 868-6211 |
| 5 | Haylow Insurance Group | 515 N Cedar Ridge Dr #6 | (972) 293-1275 |
| 6 | Fry Integra Insurance Services | 210 S Main St #14 | (972) 296-9786 |
| 7 | Carolyn S Rich Insurance Agency | 400 E Wheatland Rd | (972) 298-9692 |
| 8 | Martin & Sons Insurance | 1414 W Wheatland Rd # 200 | (972) 298-4923 |
| 9 | Honeycutt Agency | 520 Jellison Blvd | (409) 679-2325 |
| 10 | Duncanville Insurance Services | 249 W Camp Wisdom Rd | (972) 283-9595 |
Alecia Francis operates a State Farm agency serving Duncanville and surrounding areas of Dallas County, focusing on umbrella insurance agent services. This agency helps clients secure additional liability coverage that extends beyond the limits of standard auto and homeowners policies. Umbrella insurance is designed to protect personal assets against major claims and lawsuits, offering higher coverage limits for peace of mind. The agency handles policy assessments for individual coverage needs and claims assistance for umbrella insurance in this region.
Freeway Insurance, located in Duncanville, Texas, serves clients requiring an Umbrella Insurance Agent. This firm provides supplementary liability coverage that extends beyond the limits of standard homeowner and auto policies, protecting personal assets from major claims and lawsuits. Such coverage is essential for safeguarding against unexpected financial loss. The company assists clients in assessing this additional layer of protection. Freeway Insurance also offers the specialty service of adding personal injury protection to an umbrella policy.
ALPA Insurance serves Duncanville, Texas, and the surrounding Dallas County area by providing umbrella insurance agent services. These policies offer extra liability coverage that extends beyond the limits of homeowners and auto insurance policies. This additional protection helps safeguard personal assets against major claims and lawsuits. The agent assists clients by evaluating their coverage gaps and finding appropriate umbrella policies to fill those needs. It handles personalized coverage evaluations and policy recommendations for area homeowners and drivers.
Sosa’s Insurance and Services in Duncanville, TX, provides umbrella insurance agent services, offering layered liability coverage that extends beyond standard policy limits. It serves clients by helping them assess personal risk and structure protection policies for comprehensive security. Business services include evaluating commercial liability exposures and tailoring umbrella plans to cover potential gaps. The agency coordinates with primary insurers to ensure smooth policy integration and ongoing claims support. Its properties serviced include single-family homes, apartments, retail, and restaurants.
Haylow Insurance Group in Duncanville, Texas serves homeowners, businesses, and property managers who need extra financial protection. The agency specializes in umbrella insurance, which provides additional liability coverage beyond standard policies. This added layer of defense can help protect significant personal or commercial assets from large claims or lawsuits. For clients seeking increased security, the agency works to find suitable coverage limits to match individual risk profiles. Haylow Insurance Group also extends its services to the nearby communities of Cedar Hill and DeSoto.
Serving Duncanville and the surrounding Dallas-Fort Worth communities, Fry Integra Insurance Services handles umbrella insurance coverage for clients seeking extra liability protection beyond standard policies. This agent assists individuals in safeguarding assets against major claims and lawsuits that could exceed primary policy limits. For a typical job, it reviews each client’s current policies and risk exposure, then recommends a complementary umbrella layer to fill coverage gaps.
Carolyn S Rich Insurance Agency in Duncanville, TX, provides umbrella insurance as a one-time policy purchase for added liability coverage above standard home and auto limits, or as a recurring service integrated with existing insurance renewals to maintain ongoing protection. This coverage offers extra financial security against major claims or lawsuits that exceed underlying policy caps. Service for establishing initial coverage is conducted on a one-time basis, while maintaining active policies generally operates on an as-needed schedule for each renewal period.
Martin & Sons Insurance in Duncanville, TX specializes in helping residential and small business clients secure umbrella liability coverage beyond standard policy limits. The agency regularly works with individuals to layer personal injury protection over their auto and homeowners policies. For commercial operators, it assists in shielding business assets from costly lawsuits or unexpected claims. As the peak travel and holiday season approaches, many local policyholders turn to the agency to reassess their personal liability needs as guests and private property activity increase.
With the spring storm season in North Texas bringing increased liability risks from fallen trees and water damage, Honeycutt Agency in Duncanville helps property owners review their existing coverage gaps. The firm specializes in umbrella insurance, which provides additional liability limits beyond standard homeowners or auto policies when claims exceed primary coverage. After assessing a client’s current insurance portfolio and property exposure, the agent schedules a personalized consultation to evaluate whether an umbrella policy is necessary for proper financial protection.
What Does an a Umbrella Insurance Agent in Duncanville Cost?
The cost of umbrella insurance in Texas typically ranges from 150 to 300 dollars per year for one million dollars of coverage. Higher limits such as two million dollars may cost 200 to 500 dollars annually. Premiums vary based on your risk factors including driving record number of properties and occupation. This is general information and not insurance advice.
About umbrella insurance agents in Duncanville
An umbrella insurance agent in Duncanville Texas helps you secure extra liability coverage that goes beyond your auto or homeowners policy limits. Texas law does not require umbrella insurance but it can provide important protection against large claims or lawsuits. Local agents understand the risks specific to the Dallas-Fort Worth area and can tailor coverage to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Duncanville do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides additional coverage above your existing auto and home insurance. In Texas this extra layer can protect your savings and future income if you are sued for a covered incident.
Who needs umbrella insurance in Texas?
Anyone with significant assets or future earning potential in Texas should consider umbrella insurance. This includes homeowners with a pool or trampoline drivers with multiple vehicles and professionals who face a higher risk of lawsuits. Texas courts allow large judgments so extra coverage is wise.
How much umbrella coverage should I get in Duncanville?
Most Texas agents recommend at least one million dollars in umbrella coverage. The right amount depends on your total assets including your home car and investments. An agent can help you calculate a suitable limit based on your personal financial situation.
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