The top-rated umbrella insurance agent in Flower Mound, Texas is Brandes Insurance Agency, rated 5.0 stars across 330 reviews. Other highly rated options include Century Insurance Agency, Inc, Southwest Insurance Management Group, Freedom Insurance Group - Auto & Home Insurance. This directory lists 20 umbrella insurance agents serving Flower Mound.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brandes Insurance Agency | 4961 Long Prairie Rd #140 | (972) 481-1027 |
| 2 | Century Insurance Agency, Inc | 4880 Long Prairie Rd #100 | (972) 539-4300 |
| 3 | Southwest Insurance Management Group | 2601 Churchill Dr STE 101 | (972) 318-0900 |
| 4 | Freedom Insurance Group - Auto & Home Insurance | 3861 Long Prairie Rd #110 | (972) 798-3769 |
| 5 | Farmers Insurance - Aurel Mujollari | 3535 Firewheel Dr Ste A104 | (940) 206-7393 |
| 6 | Valdez Integra Insurance Services | 2201 Spinks Rd #326 | (972) 355-8519 |
| 7 | Farmers Insurance - Zachary Pettikas | 2651 Sagebrush Dr Ste 112 | (972) 316-6388 |
| 8 | Consolidated Insurance Markets | 2624 Long Prairie Rd | (972) 459-1995 |
| 9 | Goosehead Insurance - Amanda Gardiner | 4325 Windsor Centre Trail # 600 | (972) 782-4775 |
| 10 | Goosehead Insurance - Ben Jones | 1011 Surrey Ln Building 200, Suite 35 | (972) 499-5928 |
Brandes Insurance Agency serves the Flower Mound area of Denton County as a local umbrella insurance agent. This company provides personal catastrophe liability policies that extend essential coverage limits beyond standard home and auto plans. Umbrella insurance helps protect clients against major claims and potential lawsuits. Their agents carefully assess individual risk exposures to recommend appropriate levels of supplementary protection. Clients can obtain tailored umbrella coverage for their property and vehicle insurance needs in this region.
Century Insurance Agency, Inc in Flower Mound, TX offers umbrella insurance coverage that extends liability protection beyond standard policies to safeguard clients from major claims and lawsuits. The agency provides personalized policy reviews to help clients secure appropriate coverage limits and assists with any necessary plan adjustments over time. Full service and maintenance include annual reassessments of evolving client needs and prompt claims support. It services single-family homes, apartments, retail establishments, and restaurants.
Southwest Insurance Management Group serves homeowners, businesses, and property managers in Flower Mound, Texas, seeking umbrella insurance coverage. The agency helps clients obtain additional liability protection beyond standard policy limits, safeguarding assets against major claims and lawsuits. It assists with evaluating risk exposure and matching coverage to individual needs. The company also provides support for clients living in parts of the greater Dallas-Fort Worth metro, including neighboring Lewisville.
Freedom Insurance Group - Auto & Home Insurance serves Flower Mound and the surrounding communities across Denton and Tarrant counties. The agency handles umbrella insurance coverage designed to provide additional liability protection beyond standard home and auto policies. Its typical job involves assessing a client’s existing assets and risk exposure to recommend an appropriate policy limit. The agency generally approaches each case by first reviewing the client’s current coverage and then explaining how an extra liability layer can safeguard savings and future earnings.
Farmers Insurance in Flower Mound, TX, through agent Aurel Mujollari, distinguishes between options for a single umbrella policy purchase and recurring coverage that renews annually. Umbrella insurance provides additional liability protection that extends beyond the limits of homeowners and auto policies, offering broader security against major claims. This local agency focuses on tailoring this extra layer of coverage to fit individual financial risks. Service for clients runs strictly on a scheduled basis, with policies typically reviewed and renewed each year.
Valdez Integra Insurance Services offers specialized coverage as an umbrella insurance agent in Flower Mound, TX, protecting clients from major claims and lawsuits by providing additional liability limits beyond standard policies. The company serves homeowners, auto policyholders, and renters throughout the region, tailoring coverage to fit individual risk profiles. They assist with safeguarding assets like savings and future earnings from unexpected events, such as a severe hailstorm that could trigger liability claims during the spring storm season.
Farmers Insurance - Zachary Pettikas in Flower Mound, TX provides personal and commercial insurance coverage to local residents and business owners. The agency specializes in umbrella insurance policies, offering extra liability protection that extends beyond the limits of standard auto and homeowners plans. This added layer of security helps safeguard assets against major claims or lawsuits. The company can assist establishments such as professional offices, warehouses, and food service operations in securing appropriate liability coverage for their unique operational risks.
As spring storms roll across Flower Mound, residents often review their existing liability coverage. Consolidated Insurance Markets, a local umbrella insurance agent, helps homeowners and drivers in the area address gaps that standard policies leave exposed. An umbrella policy adds a layer of protection above auto, home, or watercraft limits, covering major claims or lawsuits. The firm begins each relationship by scheduling an initial consultation to review current coverage and assess potential risks.
Goosehead Insurance - Amanda Gardiner, based in Flower Mound, TX, is recognized for providing umbrella insurance policies that extend liability protection beyond standard home and auto coverage. This service helps local residents safeguard their assets against major claims and lawsuits. By acting as an additional layer of security, the agency ensures clients have broader financial defense for unexpected incidents. The company can also specialize in tailoring umbrella policies to coordinate seamlessly with existing homeowners and auto insurance plans.
What Does an a Umbrella Insurance Agent in Flower Mound Cost?
The cost for an umbrella insurance policy in Texas typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Factors that affect the price include your driving record number of properties and number of vehicles. Premiums are generally lower if you bundle with the same carrier. This is general information and not insurance advice.
About umbrella insurance agents in Flower Mound
An umbrella insurance agent in Flower Mound Texas can help you secure extra liability coverage beyond your standard auto or homeowners policy. Texas law does not require umbrella insurance but it can protect your assets in case of a large lawsuit. Local agents understand the specific risks for Flower Mound residents including accidents on large properties or with recreational vehicles.
Frequently Asked Questions
What does an umbrella insurance agent in Flower Mound do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your primary insurance limits. In Texas this extra layer can protect your savings home and future wages from a major lawsuit. The agent will review your current policies and recommend a coverage amount based on your assets.
How much umbrella insurance do I need in Flower Mound Texas?
Most agents recommend at least 1 million dollars in umbrella coverage for homeowners in Flower Mound. Texas law allows plaintiffs to seek damages for medical bills lost income and pain and suffering which can quickly exceed standard policy limits. Your agent will help you choose a limit based on your net worth and risk factors.
Is umbrella insurance required by Texas law?
No Texas law does not require umbrella insurance. However if you are found liable for damages in a lawsuit your primary auto or homeowners policy may not cover the full amount. An umbrella policy provides an extra layer of protection and is often required by lenders for high net worth individuals in Flower Mound.
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