The top-rated umbrella insurance agent in Forney, Texas is Kelli Johnson - State Farm Insurance Agent, rated 5.0 stars across 427 reviews. Other highly rated options include Forney Group Insurance Agency, Your Virtual Agent, Marybel Castilleja - State Farm Insurance Agent. This directory lists 19 umbrella insurance agents serving Forney.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kelli Johnson - State Farm Insurance Agent | 13990 FM 548 Ste 120 | (469) 703-8025 |
| 2 | Forney Group Insurance Agency | 201 N Bois D'Arc St | (972) 357-3060 |
| 3 | Your Virtual Agent | 406 Pinson Rd Ste A | (972) 552-7229 |
| 4 | Marybel Castilleja - State Farm Insurance Agent | 205 US-80 Ste 100 | (214) 331-7680 |
| 5 | Rollo Insurance | 110 Industrial Dr Suite 2 | (972) 564-8485 |
| 6 | McDermett Insurance Agency | 10374 Jennifer Cir | (972) 564-6866 |
| 7 | TWFG Burridge Family Insurance | 9550 Helms Trail | (972) 926-5355 |
| 8 | 1st Choice Insurance | 309 Cedar St | (972) 564-3333 |
| 9 | Farmers Insurance - Elia Saucedo | 104 E US Hwy 80 Ste 175 | (469) 908-1217 |
| 10 | Drake Medicare Solutions | 112a W Broad St | (214) 802-5242 |
Kelli Johnson - State Farm Insurance Agent serves the Forney, Texas area, providing umbrella insurance coverage to local residents and businesses. This type of policy offers additional liability protection beyond the limits of standard auto or homeowners insurance. The agency helps clients safeguard their assets against major claims or lawsuits. It works with individuals to choose appropriate coverage levels for their specific needs. The agency handles personal umbrella policies for families and can also assist with commercial umbrella coverage for small businesses in the Forney community.
Forney Group Insurance Agency offers umbrella insurance agent services, providing additional liability coverage that extends beyond standard policy limits to protect clients from major claims and lawsuits. It assists customers in evaluating their existing policies to determine appropriate supplemental coverage, ensuring consistency across home and auto plans. This agency serves property owners throughout the Forney, TX area, helping safeguard their assets against unforeseen risks. It services policies for single-family homes, apartments, retail spaces, and restaurants.
Your Virtual Agent serves homeowners, property managers, and small businesses in Forney, Texas, by connecting them with umbrella insurance policies that provide extra liability coverage beyond standard limits. This locally focused agency works with clients to evaluate their risks and find policies that protect assets against major claims or lawsuits. The coverage extends to both personal and commercial properties, helping to safeguard financial stability. Your Virtual Agent also serves adjacent communities such as Heath and the greater Rockwall County area.
Serving Forney and the surrounding communities in Kaufman County, Marybel Castilleja - State Farm Insurance Agent handles umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This local agency assists clients in protecting their assets against unexpected claims, lawsuits, and major losses. For each typical job, the agent first reviews a client’s existing policies and personal risk factors, then tailors an umbrella policy to fill any gaps in coverage.
Rollo Insurance is an agency in Forney, Texas that provides umbrella insurance policies to local residents and business owners. These policies offer extra liability coverage beyond standard auto or homeowners insurance limits. It assists clients in protecting assets from major claims and lawsuits. For typical individuals or families, Rollo Insurance can extend coverage to include watercraft and recreational vehicle liability when needed.
McDermett Insurance Agency in Forney, TX provides umbrella insurance, which covers policyholders when their standard liability limits are exhausted. Clients can obtain a one-time quote for a single policy term or enroll in recurring service for ongoing annual adjustments. Coverage typically applies to excess bodily injury and property damage claims arising from personal or auto incidents. Local agents evaluate individual risk factors to determine appropriate coverage thresholds. Service operates on a one-time or as-needed basis, with annual renewals available upon request.
TWFG Burridge Family Insurance offers expertise in umbrella insurance coverage, providing an extra layer of liability protection beyond standard policies. The agency serves clients in Forney, TX, by helping to safeguard personal assets against major claims and lawsuits. This company assists homeowners and drivers in assessing their overall risk exposure and securing appropriate policy limits. It can be particularly valuable during the hurricane season, when property damage risks and subsequent liability issues may require additional coverage to protect one’s financial stability.
As spring storms roll across Forney, the need for added liability protection becomes apparent for local homeowners. 1st Choice Insurance assists residents by offering umbrella insurance agent services that extend coverage beyond standard auto and home policies. This additional layer helps safeguard assets from unexpected lawsuits or major claims. The agent evaluates each client’s current policies and personal risk exposure during an initial consultation. A thorough review of property and vehicle values is then conducted to determine suitable umbrella coverage limits.
Farmers Insurance - Elia Saucedo provides personal and commercial insurance coverage in Forney, TX, guiding clients through a range of liability and property protections. As an umbrella insurance agent, the company specializes in adding extra liability layers beyond standard policies, which can help safeguard assets from major claims or lawsuits. This service is available to various commercial sectors, including small offices, warehouses, and food service establishments that require higher coverage limits for daily operations and potential legal exposures.
Drake Medicare Solutions provides residential umbrella insurance coverage for homeowners in Forney, TX, helping protect personal assets beyond standard policy limits. Their services also extend to commercial clients seeking additional liability protection for small businesses in the surrounding area. By coordinating with primary insurers, they ensure consistent coverage across property and auto policies. Policyholders frequently return for annual reviews and adjustments as personal circumstances evolve between regular service visits.
What Does an a Umbrella Insurance Agent in Forney Cost?
The cost of umbrella insurance in Texas typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 1,000 dollars annually. Your premium depends on factors like your driving record, home value, and number of properties. This is general information, not insurance advice.
About umbrella insurance agents in Forney
An umbrella insurance policy provides extra liability coverage beyond your standard auto or homeowners policy. For Forney residents, this extra protection is important because Texas law allows large damage awards in personal injury lawsuits. A local agent can help you choose a policy that covers potential gaps in your existing coverage.
Frequently Asked Questions
What does umbrella insurance cover in Texas?
Umbrella insurance covers liability claims that exceed the limits of your auto or homeowners policy. This includes bodily injury, property damage, and personal injury lawsuits like defamation. In Texas, it also provides coverage for legal defense costs that can be very high.
How much umbrella insurance do I need in Forney?
Most agents recommend at least 1 million dollars in umbrella coverage. Your specific needs depend on your assets, income, and risk factors like owning a pool or rental property. A local agent can review your situation and suggest an appropriate limit.
Does umbrella insurance cover lawsuits in Texas?
Yes, umbrella insurance covers lawsuits for claims like car accidents, dog bites, or slip and fall incidents. Texas has a two-year statute of limitations for personal injury claims, so having coverage in place before an incident is important.
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