The top-rated umbrella insurance agent in Friendswood, Texas is Champions Insurance Agency, rated 4.9 stars across 180 reviews. Other highly rated options include BIG - Brock Insurance Group, Worthen Insurance Group, Joe Cook & Associates, Inc.. This directory lists 20 umbrella insurance agents serving Friendswood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Champions Insurance Agency | 1305 W Parkwood Ave STE A105 | (281) 484-4870 |
| 2 | BIG - Brock Insurance Group | 820 S Friendswood Dr #103 | (281) 482-4244 |
| 3 | Worthen Insurance Group | 104 Melody Ln | (281) 845-2770 |
| 4 | Joe Cook & Associates, Inc. | 820 S Friendswood Dr # 202 | (281) 488-4485 |
| 5 | SIG/Lighthouse Insurance | 3502 FM 528 Rd | (281) 482-4455 |
| 6 | Insurance Advisors Of Texas | 4325 FM 2351 # 100 | (281) 993-9292 |
| 7 | Rosewood Insurance Group, LLC | 1560 W Bay Area Blvd #310 | (281) 941-2933 |
| 8 | Premier Insurance Group of Texas | 1212 Winding Way Dr B | (713) 242-1362 |
| 9 | Mandren Silguero - State Farm Insurance Agent | 1309 W Parkwood Ave Ste 103 | (281) 954-3323 |
| 10 | Elias Ramirez | 1212 Winding Way Dr B | (713) 242-1362 |
Champions Insurance Agency serves Friendswood and surrounding areas of Galveston County as an umbrella insurance agent. This agency helps clients obtain extra liability coverage that extends beyond the limits of standard home or auto policies. Umbrella insurance is designed to protect assets against major claims or lawsuits. The agent can assess individual risk factors and recommend appropriate policy limits. It handles personal umbrella policies for homeowners and also works with drivers seeking added liability protection.
BIG - Brock Insurance Group provides umbrella insurance agent services in Friendswood, TX, offering increased liability coverage beyond standard policies for comprehensive protection. The company assists clients in evaluating personal and commercial risk exposures, then securing appropriate supplemental policies. Available maintenance plans include regular policy reviews and adjustments to reflect changes in assets or operations. Coverage is tailored for single-family homes, apartments, retail establishments, and full-service restaurants.
Worthen Insurance Group serves homeowners, business owners, and property managers in Friendswood, Texas, who need supplemental liability protection. As an umbrella insurance agent, the company helps clients extend their existing auto, homeowners, or commercial policy limits to cover unexpected, costly claims and lawsuits. It works to identify coverage gaps and secure the additional layer of protection that matches each client’s specific risk exposure. The agency also provides its services to residents and businesses throughout neighboring Pearland and the wider Houston metro area.
Serving Friendswood and the surrounding communities of the Clear Lake and Bay Area region, Joe Cook & Associates, Inc. operates as an umbrella insurance agent. The firm handles excess liability coverage intended to extend protection beyond standard home and auto policy limits. By offering an additional layer of liability insurance, it helps clients safeguard their assets from major claims or lawsuits. It begins each job by assessing a client’s personal risk exposure and existing coverage gaps. It then carefully brokers the appropriate excess liability policy for the specific assignment.
SIG/Lighthouse Insurance in Friendswood, TX, provides both one-time policy purchases and recurring annual coverage for umbrella insurance. An umbrella policy offers additional liability protection above standard home and auto limits, safeguarding personal assets against major claims or lawsuits. The agency serves clients throughout the Friendswood area by assessing individual risk exposure and recommending appropriate coverage amounts. Service options are available on a one-time, scheduled, or as-needed basis depending on the policy type chosen.
Insurance Advisors Of Texas offers specialty services in umbrella insurance, providing extended liability coverage that protects Friendswood residents beyond standard policy limits. The agency general service work helps clients secure additional protection against major claims or lawsuits that could otherwise threaten personal assets. Their expertise in this area covers households, property owners, and individuals seeking broader financial security. With hurricane season approaching along the Texas Gulf Coast, the company assists local homeowners in evaluating liability exposure from storm-related incidents on their property.
As storm season in Friendswood brings renewed focus on property and liability protection, residents turn to Rosewood Insurance Group, LLC for umbrella insurance solutions that extend beyond standard policy limits. This local agency serves clients seeking additional coverage when home and auto policies have been exhausted. An umbrella insurance agent helps individuals and businesses address the financial risks of major claims or lawsuits in this growing coastal community. The process typically begins with a thorough review of current policies and an initial assessment of a client's total asset exposure.
Premier Insurance Group of Texas, based in Friendswood, specializes in umbrella insurance policies that provide extra liability protection beyond standard auto and homeowners coverage. Serving the local community, this agency helps clients shield their assets from major claims and lawsuits that could otherwise deplete personal savings or future earnings. By offering a layer of security that fills gaps in existing policies, it addresses the growing need for comprehensive risk management. For added protection, it also structures personal liability solutions for rental property owners.
Mandren Silguero - State Farm Insurance Agent in Friendswood, TX provides residential umbrella insurance coverage, offering homeowners additional liability protection beyond standard policies. The agency also serves local businesses by securing commercial umbrella policies to safeguard against large claims. Serving the Friendswood area and surrounding communities, the agent helps clients bridge gaps in existing insurance limits. After an initial policy is in place, clients can easily return for regular policy reviews or updates, ensuring their coverage remains aligned with changing needs between routine visits.
What Does an a Umbrella Insurance Agent in Friendswood Cost?
The cost of an umbrella insurance policy in Texas typically ranges from 150 to 300 dollars per year for one million dollars of coverage. Additional increments of one million dollars may cost 75 to 150 dollars each. Factors like driving record property value and number of rental units affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Friendswood
Umbrella insurance agents in Friendswood Texas help residents secure extra liability coverage that goes beyond standard auto and home policies. This type of policy is important for those with significant assets or potential exposure to lawsuits. Texas law does not require umbrella insurance but it can provide critical protection in a litigious environment.
Frequently Asked Questions
What does an umbrella insurance agent in Friendswood do?
An umbrella insurance agent in Friendswood helps you purchase a personal liability policy that covers claims above the limits of your auto or homeowners insurance. They assess your risk level and recommend appropriate coverage amounts. This agent can also explain how Texas liability laws affect your protection.
How much umbrella coverage do I need in Friendswood Texas?
Most agents recommend at least one million dollars in umbrella coverage for homeowners in Friendswood. The exact amount depends on your net worth, property value, and lifestyle risks. Texas courts allow large judgments so higher limits may be wise for those with substantial assets.
Does umbrella insurance cover legal defense costs in Texas?
Yes umbrella insurance typically covers legal defense costs for covered claims even if the lawsuit is groundless. In Texas this includes attorney fees court costs and settlement payments up to your policy limit. The coverage kicks in after you exhaust the underlying policy limits.
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