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Compare Umbrella Insurance Agents in Galveston, TX
Directory of umbrella insurance agents in Galveston, Texas. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Galveston, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 19 umbrella insurance agents in Galveston, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Helix Insurance Group
101 Tiki Dr #202, Galveston, TX 77554
(409) 797-4040
helixinsurancegroup.com
Freeway Insurance
3402 Broadway Avenue J, Galveston, TX 77550
(409) 209-1546
locations.freeway.com
Ai United Insurance
3626 Broadway Avenue J, Galveston, TX 77550
(409) 762-6111
aiunited.com
Freeway Insurance
1813 61st St #106, Galveston, TX 77551
(409) 527-8423
locations.freeway.com
The O'Donohoe Agency
5928 Stewart Rd, Galveston, TX 77551
(409) 402-5197
odonohoeagency.com
Farmers Insurance - Luke Bohlman
2228 Mechanic St #100, Galveston, TX 77550
(409) 621-5225
agents.farmers.com
Rochkind Insurance
514 23rd St, Galveston, TX 77550
(409) 770-9503
insurancegalveston.com
GIA Insurance
6025 Heards Ln, Galveston, TX 77551
(409) 740-1251
gia-tx.com
TIA-Texas Insurance Agency
3825 Broadway Avenue J, Galveston, TX 77550
(713) 973-1881
gettia.com
NavSav Insurance
6202 Stewart Rd, Galveston, TX 77551
(409) 744-7111
navsav.com
Fred Loya Insurance
6702 Seawall Blvd, Galveston, TX 77551
(409) 287-9909
fredloya.com
SMI Insurance
1802 Broadway Avenue J # 118, Galveston, TX 77550
(409) 765-9515
smiagency.com
IronSafe Insurance Agency
401 23rd St, Galveston, TX 77550
(409) 219-5929
Brad Spurgeon Insurance Agency Inc.
335 Westerly Dr, Galveston, TX 77554
(409) 945-4746
privatewindstorm.com
Heffernan Insurance Inc
1703 23rd St, Galveston, TX 77550
(409) 765-9011
heffernaninsuranceagency.com
Goosehead Insurance - Adam Bryant
6511 Stewart Rd #9b, Galveston, TX 77551
(409) 443-5559
goosehead.com
Island Insurance Services, LLC
13450 FM3005, Galveston, TX 77554
(866) 611-8596
iisgalveston.com
Heffernan Jeanine
Galveston, TX 77553
(409) 765-9011
Lamb Agency For Marine & Bonds
2200 Market St Suite 325, Galveston, TX 77550
(409) 762-1444
lambagencies.com
An umbrella insurance agent in Galveston Texas helps you secure extra liability coverage that goes beyond your auto or home policy limits. Texas law does not require umbrella insurance, but it can protect your savings and future earnings from large lawsuits. Many Galveston residents choose this coverage because of the high risk of hurricane-related claims and personal injury lawsuits common along the Gulf Coast.
What Does a Umbrella Insurance Agent in Galveston Cost?
In Texas, a 1 million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars per year. Costs vary based on your driving record, home value, and number of properties. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Galveston do?
An umbrella insurance agent in Galveston helps you purchase a personal liability policy that kicks in after your primary insurance limits are exhausted. This agent reviews your assets and risk factors to recommend a coverage amount. They also explain how Texas law affects claims and policy terms.
How much umbrella insurance do I need in Texas?
Texas agents often recommend coverage equal to your net worth plus one to two years of income. For example, if you own a home in Galveston worth 300,000 dollars and have 200,000 dollars in savings, you might consider a 1 million dollar umbrella policy. Your agent can calculate a specific amount based on your assets and local liability risks.
Does umbrella insurance cover hurricane damage in Galveston?
No, umbrella insurance does not cover property damage from hurricanes. It covers liability claims like someone injured on your property or a car accident you cause. For hurricane damage you need separate windstorm or flood insurance, which is common in Galveston.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.