The top-rated umbrella insurance agent in Georgetown, Texas is Evans Ewan & Brady Insurance Agency, rated 4.9 stars across 586 reviews. Other highly rated options include Farmers Insurance - Briggs Insurance Agency LLC, Bryan E. Jamison: Allstate Insurance, Melissa Rodriguez - State Farm Insurance Agent. This directory lists 20 umbrella insurance agents serving Georgetown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Evans Ewan & Brady Insurance Agency | 2404 Williams Dr | (512) 869-1511 |
| 2 | Farmers Insurance - Briggs Insurance Agency LLC | 605 Riverbend Dr | (512) 930-5053 |
| 3 | Bryan E. Jamison: Allstate Insurance | 1616 Williams Dr # 100 | (512) 948-0404 |
| 4 | Melissa Rodriguez - State Farm Insurance Agent | 4112 Williams Dr Ste 107 | (512) 819-6262 |
| 5 | Freeway Insurance | 209 S Austin Ave | (512) 620-7032 |
| 6 | Alcorn Insurance Agency, Inc. | 4853 Williams Dr Ste 111D | (512) 560-0731 |
| 7 | Farmers Insurance - Adam Cohen | 501 S Austin Ave Ste 1220-021 | (512) 256-0113 |
| 8 | Farmers Insurance - Robert Hilton | 1617 Williams Dr | (512) 864-1719 |
| 9 | StraightEdge Insurance Agency | 503 Woodland Park | (512) 280-3500 |
| 10 | Lone Mountain Insurance Group, LLC | 1613 Williams Dr | (512) 677-7203 |
Evans Ewan & Brady Insurance Agency serves the Georgetown, Texas area and surrounding Williamson County as an umbrella insurance agent. This firm helps individuals and businesses secure additional liability coverage beyond standard policies, providing an extra layer of financial protection. Umbrella insurance assists clients in safeguarding assets against major claims or lawsuits. The agency specifically handles both personal umbrella policies for homeowners and commercial umbrella policies for small businesses in the region.
Farmers Insurance - Briggs Insurance Agency LLC provides comprehensive umbrella insurance solutions in Georgetown, Texas. It offers customized liability coverage that extends beyond standard policy limits to protect against major claims and lawsuits. The agency helps clients assess their financial risk exposure and recommends appropriate policy tiers to safeguard assets. It regularly reviews coverage with policyholders to adjust limits as personal circumstances evolve. The company serves a broad range of clientele, covering single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Bryan E. Jamison: Allstate Insurance serves homeowners, businesses, and property managers seeking umbrella insurance in Georgetown, Texas. This coverage provides an extra layer of liability protection beyond standard policy limits, helping clients safeguard assets from major claims or lawsuits. An umbrella insurance agent assesses individual risk profiles to recommend appropriate coverage amounts for added financial security. The agency also extends its services to residents and business owners in the neighboring Austin metro area for broader local protection.
Melissa Rodriguez - State Farm Insurance Agent serves the Georgetown, Texas area and its surrounding communities. The agency handles umbrella insurance, providing an extra layer of personal liability coverage that goes beyond standard home and auto policy limits. This type of policy helps protect clients against major claims and lawsuits that could otherwise threaten personal assets. To handle a typical job, the agency first reviews a client's existing insurance policies to identify gaps in coverage, then recommends an appropriate umbrella policy limit to fill those specific exposures.
Freeway Insurance provides umbrella insurance coverage designed to protect clients from liability claims that exceed standard policy limits in Georgetown, Texas. The agency assists policyholders in evaluating their personal risk exposure to ensure adequate financial safeguards are in place. Service plans include annual policy reviews to adjust coverage as assets or circumstances change. Clients receive guidance on how umbrella policies interact with underlying homeowners and auto insurance. Freeway Insurance services single-family homes, apartments, retail establishments, and restaurants in the greater Georgetown area.
Alcorn Insurance Agency, Inc. in Georgetown, TX distinguishes itself by offering both one-time and recurring umbrella coverage options tailored to individual client needs. This insurance provides an additional layer of liability protection beyond standard homeowners or auto policies, safeguarding personal assets against major claims and lawsuits. Coverage extends globally, offering peace of mind for a wide range of unforeseen events. Service at this agency operates strictly on an as-needed basis, allowing clients to request assistance or policy adjustments whenever their circumstances require attention.
Farmers Insurance - Adam Cohen in Georgetown, TX specializes in umbrella insurance agent services, providing an extra layer of liability coverage beyond standard auto and homeowners policies. It also assists clients in assessing their personal risk exposure and consolidating protection across multiple policy lines. This coverage is particularly valuable during the holiday season, when hosting gatherings or having guests on a property can increase the likelihood of unexpected accidents or property damage claims.
As Georgetown summers bring severe storms, adequate umbrella liability coverage becomes a focus for many homeowners and auto policyholders. Farmers Insurance - Robert Hilton addresses this by assessing each client’s existing primary limits and potential exposure. They work to identify gaps that a major lawsuit or accident could exploit, then recommend a compatible excess policy. This attention to local risk ensures appropriate protection without overpaying. The process begins with a thorough review of current property and auto policies alongside a discussion of personal assets at stake.
StraightEdge Insurance Agency serves Georgetown, TX, by providing residential umbrella insurance that extends liability protection beyond standard homeowners policies. Commercial clients also receive broader coverage for unforeseen claims. Service reaches the surrounding Central Texas area, addressing personal and business risks. This agency helps clients manage increased exposure from vehicles, rental properties, or other common liabilities. Follow-up guidance is available between regular policy reviews, ensuring support for changing needs or additional asset protection as circumstances evolve.
Lone Mountain Insurance Group, LLC specializes in securing liability coverage for individuals and businesses in the Georgetown area. It specifically develops umbrella insurance add-ons that extend protection beyond standard policy limits for added financial security. The agency tailors these layers of coverage to meet local operational needs. Commercial clients who lease office buildings or manage warehouse storage facilities regularly require such enhanced liability plans. Lone Mountain further assists risks within the food service sector, including full-service restaurants and quick-service kitchen operations.
What Does an a Umbrella Insurance Agent in Georgetown Cost?
The cost of an umbrella insurance policy in Texas usually ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums vary based on your driving record, home value, and number of properties. Adding extra coverage like 2 million dollars may cost 200 to 700 dollars annually. This is general information not insurance advice.
About umbrella insurance agents in Georgetown
An umbrella insurance agent in Georgetown Texas helps you add extra liability coverage beyond your auto or homeowners policy. Texas law does not require umbrella insurance but it can protect your assets in lawsuits. Local agents understand Williamson County court limits and liability risks specific to Central Texas.
Frequently Asked Questions
What does an umbrella insurance agent in Georgetown do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your standard limits. In Texas this policy typically starts at 1 million dollars in coverage. The agent reviews your existing policies and recommends a limit based on your assets and risks.
How much umbrella coverage do I need in Georgetown Texas?
Most agents recommend at least 1 million dollars in umbrella coverage for homeowners in Georgetown. If you own a pool, rental property, or have significant assets you may need 2 to 5 million. Texas courts can award large judgments so higher limits provide better protection.
Does umbrella insurance cover legal fees in Texas?
Yes umbrella insurance typically covers legal defense costs in addition to the policy limit. Under Texas law the insurer must defend you in covered lawsuits. This can save you thousands of dollars even if the claim is not valid.
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