The top-rated umbrella insurance agent in Killeen, Texas is Kalynn Tindall - State Farm Insurance Agent, rated 4.9 stars across 503 reviews. Other highly rated options include Alan Cox - State Farm Insurance Agent, Joaquin Carrasquillo - State Farm Insurance Agent, A&M Auto Insurance LLC. This directory lists 25 umbrella insurance agents serving Killeen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kalynn Tindall - State Farm Insurance Agent | 2102 S W S Young Dr F | (254) 634-3590 |
| 2 | Alan Cox - State Farm Insurance Agent | 1201 E Central Texas Expy | (254) 699-2277 |
| 3 | Joaquin Carrasquillo - State Farm Insurance Agent | 4700 W Elms Rd | (254) 245-9779 |
| 4 | A&M Auto Insurance LLC | 2006 E Rancier Ave Ste 500 | (254) 777-5100 |
| 5 | Contigo Insurance Agency | 905 N 2nd St | (254) 526-4040 |
| 6 | All Star Auto Insurance | 3603 E Veterans Memorial Blvd | (254) 690-9400 |
| 7 | Randy Hardin - GEICO Insurance Agent | 3310 E Central Texas Expy Ste 206 | (254) 526-6696 |
| 8 | Amtex Insurance | 1407 S Fort Hood St | (254) 499-6991 |
| 9 | ALPA Insurance | 420 W Veterans Memorial Blvd | (254) 818-0100 |
| 10 | Kimberley Curb: Allstate Insurance | 501 W Elms Rd Ste 2 | (254) 526-0426 |
Kalynn Tindall - State Farm Insurance Agent serves the Killeen, Texas metro area as a provider of umbrella insurance coverage. The agency helps clients enhance their personal liability protection beyond standard policy limits. Umbrella insurance offers an extra layer for unexpected accidents or lawsuits that could exceed a homeowner or auto policy. This coverage applies to bodily injury, property damage, and personal liability situations. The agency also assists Killeen residents with evaluating their umbrella insurance needs.
Alan Cox - State Farm Insurance Agent in Killeen, TX, offers umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. These policies are designed to protect assets against major claims and lawsuits, with service plans including annual policy reviews to adjust coverage as personal circumstances change. Clients benefit from straightforward claims assistance and ongoing support from the local office. The company services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Serving Killeen, Texas, and the surrounding Central Texas communities, Joaquin Carrasquillo - State Farm Insurance Agent handles personal umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. This agent works with clients to assess potential risks associated with property ownership and daily activities. To manage a typical job, the agency conducts a thorough review of existing policies and personal assets to recommend an appropriate layer of extra liability protection.
A&M Auto Insurance LLC in Killeen, TX helps clients understand the difference between a standard liability policy purchased once and the ongoing protection of an umbrella insurance agent relationship. Umbrella coverage provides an extra layer of liability insurance above existing homeowners and auto policies, safeguarding personal assets from large claims or lawsuits. This agent’s service options are structured to meet individual needs, with coverage offered on a one-time, scheduled, or as-needed basis depending on the policyholder’s request.
Contigo Insurance Agency specializes in providing umbrella insurance coverage, offering an extra layer of liability protection beyond standard home and auto policies. The agency serves clients throughout the Killeen, Texas area, helping residents and local business owners secure broader financial safeguards against unexpected claims. This general service work includes evaluating existing policies to identify gaps in coverage. During the spring storm season, when property damage and liability risks increase in Central Texas, the agency focuses on ensuring clients have adequate protection for weather-related incidents.
As summer storms roll through Central Texas, property owners in Killeen often seek added protection beyond standard policies. All Star Auto Insurance serves this need by offering umbrella insurance for broader liability coverage. Agents help clients assess risks that could exceed underlying home or auto policy limits. They evaluate existing coverage to identify gaps and recommend appropriate liability limits for financial security. The process begins with a personal consultation to review current policies and potential exposure. A complete assessment is then made to determine the right umbrella quote.
Randy Hardin - GEICO Insurance Agent in Killeen, TX, serves local homeowners, businesses, and property managers by providing umbrella insurance policies that extend liability coverage beyond standard limits. This added layer of protection helps safeguard assets against major claims or lawsuits that could otherwise deplete personal or business savings. The agency focuses on matching clients with appropriate coverage amounts for their unique risk profiles and lifestyle needs. It also assists residents and commercial operators in nearby Harker Heights and the broader Bell County metro area.
Amtex Insurance provides general liability coverage and specializes in umbrella insurance policies that add an extra layer of protection beyond standard limits. This service helps businesses and individuals manage major claim risks in the Killeen, TX area that could exceed underlying policy caps. Their umbrella policies apply after primary insurance is exhausted, covering legal defense costs and settlement overages. They serve a variety of commercial sectors, including offices, warehouses, and food service operations, where such additional coverage is particularly valuable.
ALPA Insurance offers personal umbrella liability coverage for residences in Killeen, Texas, providing extra protection beyond standard homeowners and auto policies. The agency also secures commercial umbrella policies for local businesses, ensuring greater liability limits for a variety of operations. Service extends throughout the greater Killeen area, helping clients manage potential gaps in their existing insurance portfolios. The team works to review each policyholder’s coverage needs before renewal periods, which can lead to follow-up adjustments or repeat service between their regular visits.
Kimberley Curb: Allstate Insurance in Killeen, TX is an umbrella insurance agent providing personal liability coverage that extends beyond standard home and auto policies. This local agent helps clients shield their assets from major claims and lawsuits. Additional layers of protection can be offered for unforeseen incidents on one’s property. The agency also specializes in tailoring coverage to meet individual risk levels and financial goals, which can include adding a personal umbrella policy for landlords.
What Does an a Umbrella Insurance Agent in Killeen Cost?
Umbrella insurance in Texas generally costs 150 to 400 dollars annually for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, may cost 300 to 800 dollars per year. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice. Consult a licensed agent for a quote specific to your situation.
About umbrella insurance agents in Killeen
An umbrella insurance agent in Killeen Texas helps you secure additional liability coverage that goes beyond your auto and homeowners policies. Texas law requires minimum liability limits for drivers, but these may not cover major claims. An umbrella policy can protect your assets from lawsuits and large settlements common in Central Texas.
Frequently Asked Questions
What is an umbrella insurance policy in Texas?
An umbrella policy provides extra liability coverage above your existing auto and home insurance limits. In Texas, it typically starts at 1 million dollars and can cover legal fees and judgments. It helps protect your savings and future earnings from large claims.
Who needs umbrella insurance in Killeen?
Homeowners with a pool or trampoline, drivers with multiple vehicles, and anyone with significant assets should consider umbrella coverage. Texas has high rates of uninsured drivers, so extra protection is valuable. Landlords and business owners in Killeen also benefit from this coverage.
How much does umbrella insurance cost in Texas?
Umbrella insurance in Texas typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Costs depend on your risk factors, number of vehicles, and property value. Most insurers require you to have certain minimum liability limits on your underlying policies.
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