The top-rated umbrella insurance agent in Laredo, Texas is Manuel Gomez III - State Farm Insurance Agent, rated 5.0 stars across 512 reviews. Other highly rated options include Americorp Insurance Group LLC, Delgado Insurance Agency, Alphasure Affordable Insurance Services. This directory lists 20 umbrella insurance agents serving Laredo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Manuel Gomez III - State Farm Insurance Agent | 4311 Clark Blvd Ste K | (956) 725-1260 |
| 2 | Americorp Insurance Group LLC | 408 Shiloh Dr Ste 3 | (956) 568-3667 |
| 3 | Delgado Insurance Agency | 9902 McPherson Rd STE 6 | (956) 728-7377 |
| 4 | Alphasure Affordable Insurance Services | 201 W Del Mar Blvd Suite 20 | (956) 729-9500 |
| 5 | Farmers Insurance - Jimmy Campana-Lopez | 719 Chihuahua St Ste 108 | (956) 728-8851 |
| 6 | South Texas Insurance Agency | 4815 San Bernardo Ave | (956) 729-1010 |
| 7 | Marfil Insurance Agency, LLC | 101 W Hillside Rd # 11C | (956) 394-0000 |
| 8 | Supreme Insurance Agency LLC | 604 Shiloh Dr #3 | (956) 740-0474 |
| 9 | Protection Insurance Agency | 1020 Washington St Suite F | (956) 723-9542 |
| 10 | Peña Insurance Agency | 220 W Hillside Rd STE 11 | (956) 724-9004 |
Manuel Gomez III - State Farm Insurance Agent serves the Laredo metro area, providing umbrella insurance coverage. Umbrella insurance offers an extra layer of liability protection beyond standard policies, helping safeguard personal assets from major claims or lawsuits. The agency assists local residents and business owners in evaluating their existing coverage limits. Services include reviewing homeowner and auto policies to identify potential gaps. It handles supplementary liability policies for both personal and commercial accounts in Laredo.
Americorp Insurance Group LLC in Laredo, Texas provides umbrella insurance services for local property owners and businesses, focusing on liability coverage that extends beyond standard policy limits. Its service approach includes comprehensive policy reviews and proactive maintenance to ensure clients are adequately protected against significant claims. The company works with personal residences, vacation homes, and multi-family apartment units. It also assists clients owning commercial properties such as retail storefronts, restaurants, and mixed-use spaces within the region.
Homeowners, property managers, and businesses in Laredo can turn to Delgado Insurance Agency for umbrella insurance coverage that provides additional liability protection beyond standard policies. The agency helps clients secure umbrella policies designed to safeguard assets and future earnings by extending coverage limits. Operating as an umbrella insurance agent, the firm guides clients through the process of assessing their personal and commercial exposure in the Laredo area. It also serves nearby communities such as Rio Bravo and the broader Webb County region.
Alphasure Affordable Insurance Services serves Laredo, Texas, and the surrounding Webb County communities. It handles umbrella insurance policies, which extend additional liability coverage beyond the limits of standard home and auto policies. The company typically assesses a client's existing coverage to identify gaps in protection, then recommends an umbrella policy that provides a higher liability limit. In handling each job, it carefully reviews the client’s assets and risk exposure to tailor the added coverage effectively for maximum security.
Farmers Insurance - Jimmy Campana-Lopez in Laredo, TX helps clients distinguish between one-time liability protection for a single claim and recurring umbrella coverage that extends across multiple policies year after year. Their umbrella insurance agents focus on excess personal liability coverage that activates after standard home and auto limits are exhausted, offering an added layer of financial defense against major lawsuits. Service is provided on an as-needed basis, with clients able to schedule policy reviews whenever their coverage requirements change.
As an umbrella insurance agent, South Texas Insurance Agency specializes in providing extra liability coverage that extends beyond the limits of standard auto, home, or watercraft policies. This Laredo, TX firm works with clients to secure added financial protection against major claims or lawsuits. Its general service work helps local residents and businesses manage broader risk through tailored coverage assessments and policy adjustments, ensuring comprehensive safeguards for various personal and commercial assets. This can be particularly valuable during the peak travel and storm seasons, when accident and liability risks often increase.
Laredo’s unpredictable seasonal storms often prompt homeowners to seek added liability protection beyond standard policies. Marfil Insurance Agency, LLC addresses this local concern by focusing solely on umbrella insurance, which provides extra coverage layers when primary limits are exhausted. Residents who want to safeguard their assets against large claims or lawsuits will find a straightforward evaluation of their existing policies. The agency begins every relationship with a thorough policy inspection, followed by a personalized assessment of the client’s specific exposure risks and coverage gaps.
Supreme Insurance Agency LLC in Laredo, TX assists clients with general liability coverage and specializes in umbrella insurance policies that provide extra protection beyond standard limits. This additional layer of liability insurance helps safeguard personal and business assets from major claims and lawsuits. The agency serves a variety of commercial sectors, including professional offices, warehouses, and food service establishments, tailoring its policies to meet their specific risk management needs.
Protection Insurance Agency, based in Laredo, TX, provides umbrella liability coverage designed to extend protection beyond standard home and auto policies. This local agency assists clients in assessing their risk exposure and securing additional layers of financial defense against major claims. It serves residents and businesses seeking broader asset protection in the South Texas region. Covering gaps in primary insurance, this agency can tailor policies that address specific local liability concerns. A specialty service available through Protection Insurance Agency is adding personal injury liability coverage as an optional upgrade.
What Does an a Umbrella Insurance Agent in Laredo Cost?
Umbrella insurance costs in Texas typically range from 150 to 300 dollars per year for one million dollars in coverage. Rates in Laredo may be slightly higher due to local claim frequency. Your age driving record and number of vehicles affect the final premium. This is general information not insurance advice.
About umbrella insurance agents in Laredo
Umbrella insurance agents in Laredo Texas help you add a layer of personal liability protection beyond your standard auto and homeowners policies. Texas law does not require umbrella insurance but it can shield your assets from large lawsuits common in border communities. Local agents understand the unique risks of Laredo including cross-border travel and higher traffic volumes.
Frequently Asked Questions
What does an umbrella insurance agent in Laredo do?
An umbrella insurance agent in Laredo helps you buy a policy that covers liability claims above the limits of your auto or home insurance. They assess your assets and recommend coverage amounts based on Texas liability laws and local risk factors.
How much umbrella coverage do I need in Laredo Texas?
Most agents recommend at least one million dollars in umbrella coverage for Laredo residents due to the area's higher accident rates and medical costs. The right amount depends on your net worth and exposure to lawsuits from auto accidents or property incidents.
Is umbrella insurance required by Texas law?
No Texas law does not require umbrella insurance. However it is a common recommendation for homeowners and drivers who want extra protection above the minimum liability limits set by the Texas Department of Insurance.
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