The top-rated umbrella insurance agent in Longview, Texas is A-Z Express Insurance Agency L.L.C, rated 4.9 stars across 598 reviews. Other highly rated options include Farmers Insurance - Mallori Pace, Amy Frith Insurance Agency, SIG/Ramey Insurance. This directory lists 20 umbrella insurance agents serving Longview.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Z Express Insurance Agency L.L.C | 2901 Gilmer Rd | (903) 295-9595 |
| 2 | Farmers Insurance - Mallori Pace | 411 Gilmer Rd | (903) 757-2500 |
| 3 | Amy Frith Insurance Agency | 2814 Bill Owens Pkwy # 100 | (903) 686-1195 |
| 4 | SIG/Ramey Insurance | 1605 Judson Rd suite a | (903) 235-5658 |
| 5 | Epic Insurance Agency | 107 Community Blvd 3532 Suite 1 | (903) 705-0160 |
| 6 | Erick Dodge Insurance | 501 N Spur 63 Ste D6 | (903) 248-5000 |
| 7 | Dickson Insurance Agency, LLC | 414 E Loop 281 #1 | (903) 399-1223 |
| 8 | Amigos Insurance, LLC | 703 N High St | (903) 753-6710 |
| 9 | Charles Tomberlain Insurance Agency | 1811 Judson Rd | (903) 753-2609 |
| 10 | Dixie Dunavant Insurance | 101 W Hawkins Pkwy # 9 | (903) 663-0598 |
A-Z Express Insurance Agency L.L.C serves the Longview, Texas area as an umbrella insurance agent. This company offers personal umbrella liability coverage that provides additional protection beyond standard auto or homeowners policies. Such policies help safeguard assets against major claims or lawsuits involving property damage or bodily injury. Umbrella insurance agents in this region also assist commercial clients seeking extra liability coverage for their business operations. A-Z Express Agency handles general liability and excess liability insurance needs for both families and businesses.
Serving the Longview, Texas area, Farmers Insurance - Mallori Pace provides both personal and commercial umbrella insurance policies, offering extended liability coverage that goes beyond standard insurance limits. This agency assists clients in securing protection plans tailored to their needs by evaluating potential risks and adjusting coverage levels accordingly. Their umbrella insurance services apply to various residential and commercial properties, including single-family homes, multi-unit apartments, retail spaces, and restaurants.
Homeowners, property managers, and local business owners in Longview, Texas turn to Amy Frith Insurance Agency for personalized umbrella insurance guidance. An umbrella insurance agent helps clients review their existing liability coverage to identify gaps and potential financial exposure. This agency advises on appropriate additional protection limits that extend above standard auto, homeowners, or commercial policies. Operating from its Longview office, the agency also serves clients in the greater Kilgore area and surrounding Gregg County communities.
SIG/Ramey Insurance in Longview, TX distinguishes between one-time policy reviews and recurring annual coverage adjustments for umbrella insurance. This service protects clients from major liability claims that exceed their underlying home or auto policy limits. Coverage extends across personal and automobile exposures, safeguarding assets against unforeseen lawsuits. Service runs on an as-needed basis, with clients scheduling appointments when they purchase new vehicles, acquire property, or experience life changes that alter their liability risk profile.
Driving through Longview’s frequent spring storms can leave homeowners worried about liability from tree damage or slip-and-fall accidents on wet streets. Epic Insurance Agency assists local residents in securing umbrella insurance to extend personal liability coverage beyond standard home and auto policies. These policies provide essential financial protection against major lawsuits that could otherwise wipe out savings or future income. The team begins by reviewing existing policies and assessing a client’s total asset exposure during an initial risk consultation.
Erick Dodge Insurance provides umbrella insurance agency services in Longview, TX, offering supplemental liability coverage that extends beyond standard home or auto policy limits. General service work includes advising clients on how to protect personal assets against large claims or lawsuits. This added layer of coverage is especially important during the hurricane season in East Texas, when increased storm-related property damage can elevate the risk of costly liability incidents from guests, contractors, or rental property visitors.
Dickson Insurance Agency, LLC provides insurance services to clients in and around Longview, TX. As part of its offerings, the agency works with umbrella insurance policies, which provide extra liability coverage beyond standard home and auto limits. This additional layer of protection helps safeguard personal assets from major claims or lawsuits. The agency is able to serve a variety of commercial sectors, including offices, warehouses, and food service operations.
Amigos Insurance, LLC serves Longview, Texas, and the surrounding East Texas communities, handling umbrella insurance policies that provide extra liability coverage beyond standard home or auto limits. This type of protection helps clients safeguard assets against major claims or lawsuits. Each policy is crafted to align with the client’s existing insurance, and the company reviews personal risk factors carefully. A typical job involves analyzing coverage gaps to ensure sufficient protection, then recommending and coordinating a suitable umbrella policy with the client’s primary insurer.
Charles Tomberlain Insurance Agency is known for advising clients in Longview on the practical value of personal umbrella coverage. The agency helps individuals and families secure an extra layer of liability protection that extends beyond the limits of standard homeowners and auto policies. This service is especially useful for protecting future earnings and assets. Many local residents rely on such professional guidance when tailoring complete risk management strategies. The agency can also add on a valuable commercial liability extension to safeguard small business owners.
What Does an a Umbrella Insurance Agent in Longview Cost?
Umbrella insurance in Texas typically costs between 150 and 400 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your actual premium depends on your personal risk factors such as driving record, property ownership, and number of vehicles. This is general information and does not constitute insurance advice.
About umbrella insurance agents in Longview
An umbrella insurance agent in Longview Texas helps you secure extra liability coverage that goes beyond your auto or homeowners policy limits. Texas law allows large personal injury judgments and lawsuits can quickly exhaust standard policy limits. A local agent can explain how umbrella coverage protects your savings, home, and future earnings from unexpected claims.
Frequently Asked Questions
How much umbrella insurance do I need in Longview Texas?
Most agents recommend at least 1 million dollars in umbrella coverage for homeowners and vehicle owners in Texas. Your agent will review your assets and risk factors to suggest an appropriate limit. Higher limits may be needed if you own rental properties or have a high net worth.
Does umbrella insurance cover legal defense costs in Texas?
Yes umbrella policies typically cover your legal defense costs even if the lawsuit against you is groundless. Texas courts handle many personal injury and property damage cases each year. Your umbrella policy can pay for attorney fees and court costs up to the policy limit.
Can I buy umbrella insurance without a homeowners or auto policy?
No umbrella insurance requires you to have an underlying auto or homeowners policy with minimum liability limits. In Texas the underlying policy must usually have at least 300,000 dollars in liability coverage. Your agent will help you meet these requirements before issuing the umbrella policy.
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