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Looking for a umbrella insurance agent in Lubbock? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Lubbock, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 umbrella insurance agents in Lubbock, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Umbrella insurance agents in Lubbock Texas help you secure additional liability coverage that goes beyond your standard auto and homeowners policies. Texas law does not require umbrella insurance, but it can protect your savings and future income from large lawsuits. Local agents understand the risks specific to the South Plains region, including accidents on rural roads and liability from rental properties.
What Does a Umbrella Insurance Agent in Lubbock Cost?
In Texas, a one million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher limits of two to five million dollars may cost 300 to 700 dollars annually. Costs vary based on your driving record, number of properties, and other risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Lubbock do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above the limits of your auto or home insurance. They assess your assets and risk factors to recommend appropriate coverage amounts. In Texas, umbrella policies often start at one million dollars in coverage.
How much umbrella insurance do I need in Texas?
The amount you need depends on your assets and potential lawsuit exposure. Many Texas agents suggest coverage equal to your net worth plus future income. Common limits are one million to five million dollars.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.