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Find Umbrella Insurance Agents Near You in Lubbock, TX

Browse umbrella insurance agents serving Lubbock, Texas. Updated 2026-07-14.

The top-rated umbrella insurance agent in Lubbock, Texas is Grimes Insurance Agency Inc., rated 4.9 stars across 1,269 reviews. Other highly rated options include LSM Insurance Agency, Farmers Insurance - Jonathan Shaw, Pirkle Weir Insurance Agency. This directory lists 20 umbrella insurance agents serving Lubbock.

Showing 20 umbrella insurance agents in Lubbock, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Grimes Insurance Agency Inc.8917 Milwaukee Ave(806) 762-0544
2LSM Insurance Agency7204 Joliet Ave Suite 1(806) 792-7098
3Farmers Insurance - Jonathan Shaw8605 Milwaukee Ave Ste 103(806) 705-7141
4Pirkle Weir Insurance Agency2509 86th St(806) 368-7340
5Archgate Insurance5510 114th St #200(806) 705-7151
6Weston Taylor Insurance8207 Ithaca Ave # C(806) 783-0130
7All Write Insurance Agency2413 20th St(806) 763-2886
8The Shropshire Insurance Agency, Inc.5812 66th St(806) 763-7311
9Alliance Insurance Agency2706 82nd St(806) 792-0135
10Hettler Insurance Agency4720 S Loop 289(806) 798-7800
GI
8917 Milwaukee Ave
Grimes Insurance Agency Inc.
Umbrella Insurance Agent · Lubbock, TX

Grimes Insurance Agency Inc. serves the Lubbock, Texas metro area and the surrounding counties as a provider of umbrella insurance agent services. This agency helps local residents and businesses obtain additional liability coverage that extends beyond the limits of standard home, auto, or watercraft policies. It assists clients in securing protection against major claims and lawsuits that could otherwise threaten personal assets or business finances. Umbrella insurance is a critical layer of coverage for protecting future earnings and savings from unforeseen liability events.

LI
7204 Joliet Ave Suite 1
LSM Insurance Agency
Umbrella Insurance Agent · Lubbock, TX

LSM Insurance Agency in Lubbock, TX, offers umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. The agency assists clients in evaluating their risk exposure and selecting appropriate coverage levels. Its service approach focuses on clearly explaining policy terms and helping to coordinate umbrella protection with existing insurance plans. Maintenance typically involves annual policy reviews to adjust coverage as client assets or circumstances change. LSM Insurance Agency serves a variety of properties, including single-family homes, apartment complexes, retail establishments, and restaurants.

FI
8605 Milwaukee Ave Ste 103
Farmers Insurance - Jonathan Shaw
Umbrella Insurance Agent · Lubbock, TX

Homeowners, businesses, and property managers in Lubbock, Texas turn to Farmers Insurance - Jonathan Shaw for umbrella insurance agent services. This agency helps clients secure additional liability coverage that extends beyond the limits of standard home or auto policies, protecting assets from major claims and lawsuits. It also offers guidance on evaluating personal risk exposure for comprehensive financial protection. The agency further serves clients in the surrounding South Plains communities, including nearby Wolfforth.

PW
2509 86th St
Pirkle Weir Insurance Agency
Umbrella Insurance Agent · Lubbock, TX

Based in Lubbock, Texas, Pirkle Weir Insurance Agency serves clients across the South Plains and surrounding communities, handling all forms of umbrella liability coverage. The agency writes personal and commercial umbrella policies that extend liability protection above standard auto, home, or business insurance limits. Each policy is designed to shield assets from major lawsuits and large claims that surpass underlying coverage. The agency approaches every job by first reviewing a client’s existing policies to ensure the umbrella layers fit correctly with current coverage gaps and risk exposures.

AI
5510 114th St #200
Archgate Insurance
Umbrella Insurance Agent · Lubbock, TX

Archgate Insurance in Lubbock, TX, distinguishes between standard umbrella policies, which offer ongoing liability coverage above primary home and auto limits, and single-occurrence policies arranged for a specific project or event. This additional layer of protection helps safeguard assets against costly lawsuits resulting from common incidents like a dog bite or guest injury. For residents needing broader liability security beyond their existing policies, umbrella insurance is a practical supplement. Service runs on either a one-time basis for a particular need or as an ongoing, regularly scheduled policy.

WT
8207 Ithaca Ave # C
Weston Taylor Insurance
Umbrella Insurance Agent · Lubbock, TX

Spring hailstorms in Lubbock often catch homeowners off guard, so Weston Taylor Insurance provides tailored umbrella policies that extend liability protection beyond standard home and auto coverage. These policies are designed to shield local residents from major claims that could otherwise threaten their financial security. Serving the Lubbock area, the agency focuses on matching each client with appropriate coverage for their unique lifestyle and asset profile. An initial consultation is arranged to review existing insurance limits and assess potential exposure before any policy recommendation is made.

AW
2413 20th St
All Write Insurance Agency
Umbrella Insurance Agent · Lubbock, TX

All Write Insurance Agency in Lubbock, TX, provides umbrella insurance agent services, specializing in extending liability protection beyond standard home and auto policies. It helps clients safeguard their assets from major claims and lawsuits. The agency works with individuals and local business owners to assess exposure and secure appropriate policy limits. As seasonal celebrations and increased travel arise around the holidays, it assists clients in reviewing coverage to address the elevated risks these activities often introduce.

SI
5812 66th St
The Shropshire Insurance Agency, Inc.
Umbrella Insurance Agent · Lubbock, TX

The Shropshire Insurance Agency, Inc. in Lubbock, TX, works with clients to structure comprehensive liability protection through standard policies. It specializes in adding umbrella insurance coverage, which extends higher liability limits beyond the base terms of auto, home, or watercraft policies to help shield personal assets from substantial claims. This supplemental layer of protection is frequently arranged for small business operators and commercial property owners. The agency can serve sectors including offices, warehouses, and food service.

AI
2706 82nd St
Alliance Insurance Agency
Umbrella Insurance Agent · Lubbock, TX

Alliance Insurance Agency in Lubbock, Texas, is known for providing personal umbrella insurance policies that extend liability coverage beyond standard auto and homeowners limits. The agency serves local residents and families seeking added financial protection against major claims or lawsuits. It assists clients in assessing their existing coverage gaps and determining appropriate umbrella policy levels. An additional service the agency can offer is bundling excess liability protection with an existing homeowners policy for streamlined management.

HI
4720 S Loop 289
Hettler Insurance Agency
Umbrella Insurance Agent · Lubbock, TX

Hettler Insurance Agency in Lubbock, TX provides personal umbrella insurance to residential clients, offering added liability protection beyond standard homeowners and auto policies. For commercial accounts, the agency tailors excess liability coverage to safeguard businesses from major claims. Service extends throughout the Lubbock area, supporting policyholders with local expertise. The practice routinely follows up with clients between regular policy periods to adjust coverage as needs evolve, ensuring continued protection aligns with changing life or business circumstances.

NI
3805 146th St
NEST Insurance Agency
Umbrella Insurance Agent · Lubbock, TX
(806) 500-2580
nestinsuranceagency.com
SP
5313 50th St Ste C2
South Plains Insurance Agency
Umbrella Insurance Agent · Lubbock, TX
(806) 783-9517
southplainsinsurance.com
CI
10309 Indiana Ave
Castle Insurance Agency
Umbrella Insurance Agent · Lubbock, TX
(806) 783-9448
mytexascoverage.com
AH
3407 19th St
Alan Henry Insurance Agency
Umbrella Insurance Agent · Lubbock, TX
(806) 792-3771
alanhenry.com
II
Suite C, 5137 69th St
InsureAll, Inc.
Umbrella Insurance Agent · Lubbock, TX
(806) 547-1255
EP
1314 50th St
Everlasting Protection Insurance Lubbock
Umbrella Insurance Agent · Lubbock, TX
(806) 591-3118
yourtexasmedicare.com/mtorres/contact
MI
7401 82nd St
Mutual Insurance Lubbock
Umbrella Insurance Agent · Lubbock, TX
(806) 680-3940
LI
7021 Kewanee Ave Bldg. 5, Ste.103
Lubbock Insurance Agency
Umbrella Insurance Agent · Lubbock, TX
(806) 445-0222
lubbockinsuranceagency.com
IS
4601 66th St B
Insurance Services of Lubbock
Umbrella Insurance Agent · Lubbock, TX
(806) 784-0141
SI
5219 City Bank Pkwy # 215
SecureExpo Insurance Service
Umbrella Insurance Agent · Lubbock, TX
(806) 771-0942
windmarkcrop.com

What Does an a Umbrella Insurance Agent in Lubbock Cost?

In Texas, a one million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher limits of two to five million dollars may cost 300 to 700 dollars annually. Costs vary based on your driving record, number of properties, and other risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Lubbock

Umbrella insurance agents in Lubbock Texas help you secure additional liability coverage that goes beyond your standard auto and homeowners policies. Texas law does not require umbrella insurance, but it can protect your savings and future income from large lawsuits. Local agents understand the risks specific to the South Plains region, including accidents on rural roads and liability from rental properties.

Frequently Asked Questions

What does an umbrella insurance agent in Lubbock do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims above the limits of your auto or home insurance. They assess your assets and risk factors to recommend appropriate coverage amounts. In Texas, umbrella policies often start at one million dollars in coverage.

How much umbrella insurance do I need in Texas?

The amount you need depends on your assets and potential lawsuit exposure. Many Texas agents suggest coverage equal to your net worth plus future income. Common limits are one million to five million dollars.

Does umbrella insurance cover legal fees in Texas?

Yes, umbrella policies typically cover legal defense costs for covered claims. Texas law allows insurers to provide this coverage. The policy pays for your attorney and court costs up to the policy limit.

Umbrella Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.